Asset Building Financial Inclusion Report

The Thrift Savings Plan Experience: Implications for a Universal Asset Account Initiative

This paper explores how the founders of the Thrift Savings Plan (TSP) resolved the issues raised above, and applies these “lessons learned” in identifying optimal strategies for the development of a large-scale, comprehensive, national asset-building policy.

Project: Inclusion in Asset Building: Research and Policy Symposium


Rideout-Fisher, E. (2000). The Thrift Savings Plan experience: Implications for a universal asset account inititative (CSD Policy Report No. 00-28). St. Louis, MO: Washington University, Center for Social Development.