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Asset Building Briefs & Summaries Financial Inclusion

IDAs and Public Assistance Asset Limits: What States Can Do to Remove Penalties for Saving

By CSD • July 1, 2004October 27, 2021

This policy brief, the second in a series on Individual Development Accounts (IDAs) and state policy, highlights some ways in which states can make it easier for IDA holders (as well as other low-income households) to save toward their long-term goals without jeopardizing their eligibility for programs that can help them meet day-to-day needs. This brief is based on the 2002 Federal IDA Briefing Book How IDAs Affect Eligibility for Federal Programs, written by CFED and the Center on Budget and Policy Priorities. Building on the original report, this brief includes the best and most up-to-date recommendations for action at the state level to minimize the impact of asset limits.

Project: State Assets Policy Project

Citation

Center for Social Development & Corporation for Enterprise Development. (2004). IDAs and public assistance asset limits: What states can do to remove penalties for saving (CSD Policy Brief No. 04-24). St. Louis, MO: Authors.

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2004Center for Social Developmentcorporation for enterprise developmentIndividual Development Account (IDA)policyState Assets Policy Project

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