Asset Building Briefs & Summaries Financial Inclusion

The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings

The SEED for Oklahoma Kids experiment (SEED OK) is a large-scale study of universal Child Development Accounts (CDAs) with randomly-selected newborn children in the state. SEED OK automatically opened 529 Oklahoma College Savings Plan (OCSP) accounts with $1,000 for the children of all treatment participants and also provided information and monetary incentives for those participants to open and save in their own OCSP account. This research brief covers savings in three different types of OCSP accounts and looks at the effects of the different incentives offered and their initial impact.

Project: SEED for Oklahoma Kids


Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010, November). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Brief No. 10-41). St. Louis, MO: Washington University, Center for Social Development.