Research and Policy Reports
 
collapse 2018
Promoting Savings at Tax Time: Insights from Online and In-Person Tax Preparation Services
Davison, G., Frank-Miller, E., Roll, S. P., & Grinstein-Weiss, M. (2018). Promoting savings at tax time: Insights from online and in-person tax preparation services (CSD Research Report No. 18-33). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings 2015–2016: Field Experiments to Promote Tax-Time Saving in Low- and Moderate-Income Households
Roll, S. P., Davison, G., Grinstein-Weiss, M., Despard, M. R., & Bufe, S. (2018). Refund to Savings 2015–2016: Field experiments to promote tax-time saving in low- and moderate-income households (CSD Research Report No. 18-28). St. Louis, MO: Washington University, Center for Social Development.
Financial Capabilities in Indian Country
Tovar, M., & Manshack, L. (2018). Financial capabilities in Indian country [Research report]. St. Louis, MO: Washington University, Kathryn M. Buder Center for American Indian Studies.
Faculty Perspectives on Financial Capability and Asset Building in Social Work Education: A Research Report
Sherraden, M. S., Huang, J., Johnson, L., Dore, P. Birkenmaier, J., Loke, V., & Hageman, S. (2018). Faculty perspectives on financial capability and asset building in social work education: A research report (CSD Research Report No. 18-14). St. Louis, MO: Washington University, Center for Social Development.
collapse 2017
Annual Report on the Head Start Family Financial Capability Program: 2015–2016
Curley, J., & Robertson, A. S. (2017). Annual report on the Head Start Family Financial Capability Program: 2015–2016 (CSD Research Report No. 17-32). St. Louis, MO: Washington University, Center for Social Development.
Employee Financial Wellness Programs Project: Comprehensive Report of Findings
Frank-Miller, E., Covington, M., Despard, M. R., Hannon, G., & Grinstein-Weiss, M. (2017). Employee Financial Wellness Programs Project: Comprehensive report of findings (CSD Research Report No. 17-31). St. Louis, MO: Washington University, Center for Social Development.
Statewide Child Development Account Policies: Key Design Elements
Clancy, M. M., & Beverly, S. G. (2017). Statewide Child Development account policies: Key design elements. (CSD Policy Report 17-30). St. Louis, MO: Washington University, Center for Social Development.
Assessing Retirement Needs and Interest in myRA: Findings from the Refund to Savings Initiative
Roll, S. P., Oliphant, J. E., Perantie, D. C., Grinstein-Weiss, M., & Davison, G. (2017). Assessing retirement needs and interest in myRA: Findings from the Refund to Savings Initiative (CSD Research Report No. 17-16). St. Louis, MO: Washington University, Center for Social Development.
collapse 2016
Annual Report on the ASSET Project’s Head Start Family Financial Capability Pilot: 2014–2015
Robertson, A. S., & Curley, J. (2016). Annual report on the ASSET Project’s Head Start Family Financial Capability Pilot: 2014–2015 (CSD Research Report No. 16-04). St. Louis, MO: Washington University, Center for Social Development.
collapse 2015
Impacts of Financial Inclusion on Youth Development: Findings from the Ghana YouthSave Experiment
Chowa, G., Masa, R., Osei-Akoto, I., Ansong, D., Despard, M., Afranie, S., Wu, S., Mark-Sowah, N. A., Ofori-Acquah, C., Hughes, D., Lee, Y., Johnson, L., & Sherraden, M. (2015). Impacts of financial inclusion on youth development: Findings from the Ghana YouthSave experiment (CSD Research Report 15-35). St. Louis, MO: Washington University, Center for Social Development.
Youth Savings Patterns and Performance in Ghana: A Supplementary Report
Johnson, L., Lee, Y., Ansong, D., Chowa, G., Osei-Akoto, I., & Sherraden, M. (2015).Youth Savings Patterns and Performance in Ghana: A Supplementary Report. (YouthSave Research Report 15-27). St. Louis, MO: Washington University, Center for Social Development.
Community Partner Perspectives of DukeEngage: 2011–2013
Barton, S., McBride, A. M., & Purtell, J. D. (2015). Community partner perspectives of DukeEngage: 2011–2013 (CSD Research Report No. 15-12). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving ProgramGrinstein-Weiss, M., Perantie, D. C., Russell, B. D., Comer, K., Taylor, S. H., Luo, L., Key, C., & Ariely, D. (2015). Refund to Savings 2013: Comprehensive report on a large-scale tax-time saving program (CSD Research Report 15-06). St. Louis, MO: Washington University, Center for Social Development.
Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal
Johnson, L., Lee, Y., Ansong, D., Sherraden, M. S., Chowa, A. N., Ssewamala, F., Zou, L., Sherraden, M., Njenga, M., Kieyah, J., Osei-Akoto, I., Sharma, S., Manandhar, J., Rodriguez, C., Merchán, F., & Saavedra, J. (2015).
Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal (YouthSave Research Report 15-01). St. Louis, MO: Washington University, Center for Social Development. [Read the Executive Summary from the report.]
collapse 2014
Head Start Family Financial Capability: 2013–2014 Annual Report of the ASSET Project
Curley, J., & Robertson, A. S. (2014). Head Start family financial capability: 2013–2014 annual report of the ASSET Project (CSD Research Report 14-27). St. Louis, MO: Washington University, Center for Social Development.
Baseline Survey of the Third Cohort: A Supplemental Report from the YouthSave Ghana Experiment
Chowa, G. A. N., Ansong, D., Masa, R., Wu, S., Ramos, Y., & Kimathi, M. B. (2014). Baseline survey of the third cohort: A supplemental report from the YouthSave Ghana Experiment (YouthSave Research Report 14-26). St. Louis, MO: Washington University, Center for Social Development.
Research Report: Assessing the Impacts of Service Learning on Middle School Students: Wyman's Teen Outreach Program®
McBride, A. M., Robertson, A., & Chung, S. (2014). Assessing the impacts of service learning on middle school students: Wyman’s Teen Outreach Program® (CSD Research Report 14-09). St. Louis, MO: Washington University, Center for Social Development.
Automatic Deposits for All at Birth: Maine’s Harold Alfond College Challenge
Clancy, M., & Sherraden, M. (2014). Automatic deposits for all at birth: Maine’s Harold Alfond College Challenge (CSD Policy Report 14-05). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings: 2013 Evidence of Tax-Time Saving in a National Randomized Control Trial
Grinstein-Weiss, M., Comer, K., Russell, B., Key, C., Perantie, D. C., & Ariely, D. (2014). Refund to Savings: 2013 evidence of tax-time saving in a national randomized control trial (CSD Research Report 14-03). St. Louis: Washington University, Center for Social Development.
collapse 2013
Savings Patterns and Performance in Colombia, Ghana, Kenya, and NepalJohnson, L., Lee, Y. S., Sherraden, M., Chowa, G. A. N., Ansong, D., Ssewamala, F., Sherraden, M. S., Zou, L., Njenga, M., Kieyah, J., Osei-Akoto, I., Sharma, S., Manandhar, J., Rodriguez, C., Merchán, F., & Saavedra, J. (2013). Savings patterns and performance in Colombia, Ghana, Kenya, and Nepal (YouthSave Research Report 13-18). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings (R2S): Insight from the Field, 2012
Holub, K., Grinstein-Weiss, M., Key, C., & Ariely, D. (2013). Refund to Savings (R2S): Insight from the field, 2012 (CSD Research Report 13-11). St. Louis, MO: Washington University, Center for Social Development.
Research Evidence on the CYFI Model of Children and Youth as Economic CitizensSherraden, M. S., & Ansong, D. (2013). Research evidence on the CYFI Model of Children and Youth as Economic Citizens (CSD Research Report 13-04). St. Louis, MO: Washington University, Center for Social Development.
Conceptual Development of the CYFI Model of Children and Youth as Economic Citizens
Sherraden, M. S., & Ansong, D. (2013). Conceptual development of the CYFI Model of Children and Youth as Economic Citizens (CSD Research Report 13-03). St. Louis, MO: Washington University, Center for Social Development.
collapse 2012
Youth and Saving in Ghana: A Baseline Report from the YouthSave Ghana Experiment
Chowa, G. A. N., Ansong, D., Masa, R., Despard, M., Osei-Akoto, I., Richmond, A.-A., Agyei-Holmes, A., & Sherraden, M. (2012). Youth and saving in Ghana: A baseline report from the YouthSave Ghana Experiment. St. Louis, MO: Washington University, Center for Social Development.
Interviews with Mothers of Young Children in the SEED for Oklahoma Kids College Savings Experiment
Gray, K., Clancy, M., Sherraden, M. S., Wagner, K., & Miller-Cribbs, J. E. (2012). Interviews with mothers of young children in the SEED for Oklahoma Kids college savings experiment (CSD Research Report No. 12-53). St. Louis, MO: Washington University, Center for Social Development.
Long-term Follow-up of Individual Development Accounts: Evidence from the ADD Experiment
Grinstein-Weiss, M., Sherraden, M., Rohe, W. M., Gale, W., Schreiner, M., & Key, C. (2012). Long-term follow-up of Individual Development Accounts: Evidence from the ADD experiment (CSD Report 12-43). St. Louis, MO: Washington University, Center for Social Development.
Seoul Hope Plus Savings Accounts: Asset-building Program for Low-income Households in Seoul
Kim, Y., Lee, S., & Sherraden, M. (2012). Seoul Hope Plus Savings Accounts: Asset-building program for low-income households in Seoul (Third-year collaborative research report) (CSD Report 12-32). St. Louis, MO: Washington University, Center for Social Development.
Closing the wealth gap: Building family & community economic success
Bass, J. (2012). Closing the wealth gap: Building family & community economic success (Southern Regional Asset Building Coalition Report). St. Louis, MO: Washington University, Center for Social Development.
Ideas for Refining Children's Savings Account Proposals
Elliott, W. (2012). Ideas for refining children’s savings account proposals (Creating a Financial Stake in College, Report IV). Washington, DC: New America Foundation; St. Louis, MO: Washington University, Center for Social Development.
We save, we go to college.
Elliott, W. (2012). We save, we go to college. (Creating a Financial Stake in College, Report III). Washington, DC: New America Foundation; St. Louis, MO: Washington University, Center for Social Development
Does Structural Inequality Begin with a Bank Account?
Elliott, W. (2012). Does structural inequality begin with a bank account? (Creating a Financial Stake in College, Report II). Washington, DC: New America Foundation; St. Louis, MO: Washington University, Center for Social Development.
Why Policy Makers Should Care about Children's Savings
Elliott, W. (2012). Why policy makers should care about children’s savings (Creating a Financial Stake in College, Report I). Washington, DC: New America Foundation; St. Louis, MO: Washington University, Center for Social Development.
collapse 2011
Productive Aging Conference Report
Center for Social Development. (2011). Productive Aging conference report (CSD Report 11-32). St. Louis, MO: Washington University, Center for Social Development.
College Savings Match Programs: Design and Policy
Lassar, T., Clancy, M., & McClure, S. (2011). College savings match programs: Design and policy (CSD Policy Report No. 11-28). St. Louis, MO: Washington University, Center for Social Development.
International Service and Higher Education: Toward a Vision for the Field
McBride, A. M., & Mlyn, E. (2011). International service and higher education: Toward a vision for the field (CSD Report 11-19). St. Louis, MO: Washington University, Center for Social Development.
The Basic Economic Security Tables for the US Report
Wider Opportunities for Women, & Center for Social Development. (2011). The Basic Economic Security Tables for the US. Washington, DC: Wider Opportunities for Women. [View the tables that inform this report here.]
Inquiry, Innovation, & Impact: Report to the Community
Center for Social Development. (2011). Inquiry, innovation, & impact: Report to the Community. St. Louis, MO: Washington University, Center for Social Development. Read on issuu.
collapse 2010
Savings Outcomes of an IDA Program for Survivors of Domestic Violence
Sanders, C. (2010). Savings outcomes of an IDA program for survivors of domestic violence (CSD Research Report 10-42). St. Louis, MO: Washington University, Center for Social Development.
Lessons from SEED: A National Demonstration of Child Development Accounts
Sherraden, M., & Stevens, J. (Eds.) (2010). Lessons from SEED: A national demonstration of Child Development Accounts. St. Louis, MO: Washington University, Center for Social Development.
Youth Savings in Developing Countries: Trends in Practice, Gaps in Knowledge
Deshpande, R., & Zimmerman, J. (Eds.) (2010). Youth savings in developing countries: Trends in practice, gaps in knowledge (A report of the YouthSave Consortium). Washington, DC: YouthSave Consortium.
Seoul Hope Plus Savings Accounts: Asset-building Program for Low-income Households in Seoul
Kim, M., Nam, Y., Kim, Y., Kwon, J., Chung, S., Hong, H.,  & Lee, E. (2010). Seoul Hope Plus savings accounts: Asset-building program for low-income households in Seoul (CSD Research Report 10-20). St. Louis, MO: Washington University, Center for Social Development.
Youth Savings around the World: Youth Characteristics, Savings Performance, and Potential Effects
Masa, R., Sherraden, M. S., Zou, L., Ssewamala, F., Johnson, L., Ansong, D., Chowa, G., & Sherraden, M. (2010). Youth savings around the world: Youth characteristics, savings performance, and potential effects (CSD Research Report 10-15). St. Louis, MO: Washington University, Center for Social Development.
The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings
Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Report 10-14). St. Louis, MO: Washington University, Center for Social Development.
Asset Building in the South: Organizations and Services
Gunn, G., Heffern, J., & Edwards, K. (2010). Asset building in the South: Organizations and services (CSD Report 10-10). St. Louis, MO: Washington University, Center for Social Development.
Toward more Inclusive College Savings Plans: Sample State Legislation
Lassar, T., Clancy, M., & McClure, S. (2010). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Report No. 10-02). St. Louis, MO: Washington University, Center for Social Development.
collapse 2009
Mei guo de zi chan jian she: Zheng ce chuang xin yu ke xue yan jiu (Asset building in the US: Policy innovation and scientific research)
Zou, L., & Sherraden, M. (2009). Mei guo de zi chan jian she: Zheng ce chuang xin yu ke xue yan jiu (Asset building in the US: Policy innovation and scientific research) (CSD Research Report 09-68). St. Louis, MO: Washington University, Center for Social Development.
Account Monitoring Research at Michigan SEED
Loke, V., Clancy, M., & Zager, R. (2009). Account monitoring research at Michigan SEED (CSD Research Report 09-62). St. Louis, MO: Washington University, Center for Social Development.
Evaluation Report of Vital Visionaries: Medical Student and Older Adult Outcomes
Gonzales, E., & Morrow-Howell, N. (2009). Evaluation report of Vital Visionaries: Medical student and older adult outcomes (CSD Research Report 09-24). St. Louis, MO: Washington University, Center for Social Development.
Perceived Effects of International Volunteering: Reports from Alumni
Lough, B. J., McBride, A. M., & Sherraden, M. S. (2009). Perceived effects of international volunteering: Reports from alumni (CSD Research Report 09-10). St. Louis, MO: Washington University, Center for Social Development.
SEED account monitoring research: Participants, savings, and accumulation
Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009). SEED account monitoring research: Participants, savings, and accumulation (CSD Research Report 09-05). St. Louis, MO: Washington University, Center for Social Development.
Evaluation of Experience Corps: Student Reading Outcomes
Morrow-Howell, N., Jonson-Reid, M., McCrary, S., Lee, Y., & Spitznagel, E. (2009). Evaluation of Experience Corps: Student reading outcomes (CSD Research Report 09-01). St. Louis, MO: Washington University, Center for Social Development.
collapse 2008
SEED for Oklahoma Kids: Launch media report
Center for Social Development. (2008). SEED for Oklahoma Kids: Launch media report. St. Louis, MO: Washington University, Center for Social Development.
Asset-Building Coalitions in Oregon and North Carolina: Two Case Studies
Edwards, K., Gunn, G., Downs, J., & Heffern, J. (2008). Asset-building coalitions in Oregon and North Carolina: Two case studies (CSD Policy Report 08-37). St. Louis, MO: Washington University, Center for Social Development.
EITC in Indian Country: Moving Beyond the Safety Net to Asset Building
Wagner, K., & Hertel, A. L. (2008). EITC in Indian country: Moving beyond the safety net to asset building (CSD Research Report 08-36). St. Louis, MO: Washington University, Center for Social Development.
Civic Service in Lesotho: Local Sources and U.S. Connections
Smith, R. D., & Boddie, S. C. (2008). Civic services in Lesotho: Local sources and US connections (CSD Research Report 08-34). St. Louis, MO: Washington University, Center for Social Development.
Asset-building policy coalitions in the United StatesEdwards, K. (2008). Asset-building policy coalitions in the United States (CSD Policy Report 08-09). St. Louis, MO: Washington University, Center for Social Development.
Youth volunteer service in Latin America and the Caribbean: A regional assessment
McBride, A. M., Olate, R., & Johnson, L. (2008). Youth volunteer service in Latin America and the Caribbean: A regional assessment (CSD Research Report 08-05). St. Louis, MO: Center for Social Development, Washington University. [Read this report in Spanish]
Volunteerism and NGOs in Latin America: Elements that Enhanced Long-Term Volunteer RetentionJantzi, T. (with Rojas, F., Kroeker-Falconi, C., and Habitat for Humanity International). Volunteerism and NGOs in Latin America: Elements that enhanced long-term volunteer retention (CSD Research Report 08-01). St. Louis, MO: Washington Unversity, Center for Social Development.
Determinants of asset buildingBeverly, S., Sherraden, M., Zhan, M., Williams Shanks, T. R., Nam, Y., & Cramer, R. (2008). Determinants of asset building (Urban Institute Poor Finances Series). Washington, DC: The Urban Institute.
Assets, Poverty, and Public Policy: Challenges in Definition and Measurement
Nam, Y., Huang, J., & Sherraden, M. (2008). Assets, poverty, and public policy: Challenges in definitions and measurement (Urban Institute Poor Finances Series). Washington, DC: Urban Institute.
Asset Building over the Life Course
Rank, M. (2008). Asset building over the life course (Urban Institute Poor Finances Series). Washington, DC: Urban Institute.
collapse 2007
The elderly in Uruguay: Volunteer work and civic service actorsCruz, A., & Pérez, L. (2007). The elderly in Uruguay: Volunteer work and civic service actors (CSD Research Report 07-30). St. Louis, MO: Washington University, Center for Social Development.
SEED account monitoring research: Participants and savings outcomes at June 30, 2007Mason, L. R., Clancy, M., Loke, V., Kim, Y., Nam, Y., & Lo, S. (2007). SEED account monitoring research: Participants and savings outcomes at June 30, 2007 (CSD Research Report 07-22). St. Louis, MO: Washington University, Center for Social Development.
Five-country study on service and volunteering in southern AfricaPatel, L., Perold, H., Mohamed, S. E., & Carapinha, R. (2007). Five-country study on service and volunteering in southern Africa (CSD Research Report 07-19). St. Louis, MO: Washington University, Center for Social Development.
SEED participant characteristics and financial accumulationMason, L. R., Loke, V., Clancy, M., Nam, Y., Kim, Y., & Lo, S. (2007). SEED participant characteristics and financial accumulation (CSD Research Report 07-14). St. Louis, MO: Washington University, Center for Social Development.
National service impacts on nonprofit community networks Vogenbeck, D. (2007). National service impacts on nonprofit community networks (CSD Research Report 07-11). St. Louis, MO: Washington University, Center for Social Development.
Exploring and assessing intercultural competenceFantini, A. (2007). Exploring and assessing intercultural competence (CSD Research Paper 07-01). St. Louis, MO: Washington University, Center for Social Development.
The effects of welfare and IDA program rules on the asset holding of low-income familiesMcKernan, S. M., Ratcliffe, C., & Nam, Y. (2007). The effects of welfare and IDA program rules on the asset holding of low-income families (Urban Institute Poor Finances Series). Washington, DC: Urban Institute.
Assessing asset data on low-income households Ratcliffe, C., Chen, H., Williams Shanks, T. R., Nam, Y., Schreiner, M., Zhan, M., & Sherraden, M. (2007) Assessing asset data on low-income households (Urban Institute Poor Finance Series). Washington, D.C.: Urban Institute.
collapse 2006
Reforming 529 College Savings Plans to better reach low-income families
Clancy, M., & Parrish, L. (2006). Reforming 529 College Savings Plans to better reach low-income families (CSD Report 06-32). St. Louis, MO: Washington University, Center for Social Development.
State policy options for building assets
Parrish, L., McCulloch, H., Edwards, K., & Gunn, G. (2006). State policy options for building assets (CSD Report 06-31). St. Louis, MO: Washington University, Center for Social Development.
Account monitoring report at December 31 2005
Mason, L. R., Loke, V.,  & Clancy, M. (2006). Account monitoring report at December 31 2005 (SEED Research Report 06-23). St. Louis, MO: Washington University, Center for Social Development.
SEED account monitoring research at June 30, 2006
Mason, L. R., Loke, V.,  & Clancy, M. (2006). SEED account monitoring research at June 30, 2006 (SEED Research Report 06-22). St. Louis, MO: Washington University, Center for Social Development.
Wealth building in rural America: Programs, policies, research
Bailey, J., Curley, J., Edwards, K.,  Gunn, G.,  Henson, E., Kagotho, N.,  Lee, A.,  et al. (2006). Wealth building in rural America: Programs, policies, research (CSD Report 06-21). St. Louis, MO: Washington University, Center for Social Development.
Wealth building in rural America: Potential in human diversity
Curley, J.,  Dabson, B.,  Henson, E.,  Lee, A.,  Miller, K. K., Nathan, L.,  Shanks, T. R., &  Sherraden, M. (2006). Wealth building in rural America: Potential in human diversity (CSD Report 06-20). St. Louis, MO: Washington University, Center for Social Development.
Wealth building in rural America: Perspective, knowledge, outlook
Curley, J., Dabson,B., Howard, E., Nadeau, E. G., & Sherraden, M. (2006). Wealth building in rural America: Perspective, knowledge, outlook (CSD Report 06-19). St. Louis, MO: Washington University, Center for Social Development.
Older adults in service to society
Morrow-Howell, N., Tang, F., Hong, S., Goldberg, J., Kim, S., & Luman, A. (2006). Older adults in service to society (CSD Research Report 06-05). St. Louis, MO: Washington University, Center for Social Development.
Saving for College in Maine's Matching Grant Program: Account owner experiences
Mason, L. R., Clancy, M., Sherraden, M. S., & Han, C-K. (2006). Saving for college in Maine's matching grant program: Account owner experiences (CSD Research Report 06-04). St. Louis, MO: Washington University, Center for Social Development.
Inclusion in College Savings Plans: Participation and saving in Maine's Matching Grant Program
Clancy, M., Han, C.-K., Mason, L. R., & Sherraden, M. (2006). Inclusion in college savings plans: Participation and saving in Maine's matching grant program (CSD Research Report 06-03). St. Louis, MO: Washington University, Center for Social Development.
Do assets affect well-being? Perceptions of youth in a matched savings program
Scanlon, E., & Adams, D. (2006). Do assets affect well-being? Perceptions of youth in a matched savings program (SEED Research Report). Lawrence, KS: University of Kansas.
Subsequent publication: Scanlon, E., & Adams, D. (2009). Do assets affect well-being? Perceptions of youth in a matched savings program. Journal of Social Service Research, 35(1), 33-46.
How young people save money: Findings from interviews with SEED participants
Scanlon, E., Wheeler Brooks, J., & Adams, D. (2006). How young people save money: Findings from interviews with SEED participants (SEED Research Report). Lawrence, KS: University of Kansas.
collapse 2005
SEED account monitoring report 2004
Clancy, M. (2005). Account monitoring report (SEED Research Report 05-59). St. Louis, MO: Washington University, Center for Social Development.
SEED account monitoring report at June 30, 2005
LaRock, R., & Clancy, M. (2005). Account monitoring report at June 30, 2005 (SEED Research Report 05-58). St. Louis, MO: Washington University, Center for Social Development.