Huang, J., Sherraden, M., & Sherraden, M. S. (2021). We have clean water and clean air: Why not clean finance, too? A vision for inclusion and equity. In R. Boshara & A. Rademcher (Eds.), The future of building wealth: Brief essays on the best ideas to build wealth—for everyone (pp. 83–89). Federal Reserve Bank and Aspen Institute. https://futureofwealth.org/wp-content/uploads/2021/09/Sec-2.pdf
Category: Financial Capability
Human Service Professionals: A Ready Workforce for Financial Capability
Sherraden, M. S., Huang, J., & Jones, J. L. (2021). Human service professionals: A ready workforce for financial capability. In R. Boshara & A. Rademcher (Eds.), The future of building wealth: Brief essays on the best ideas to build wealth—for everyone (pp. 193–199). Federal Reserve Bank of St. Louis & Aspen Institute. https://futureofwealth.org/wp-content/uploads/2021/09/Sec-3.pdf
A Policy Mapping Analysis of Goals Related to Bank Accounts in Federal Legislative Proposals
Birkenmaier, J. M. & Janssen, A. (2021). A policy mapping analysis of goals related to bank accounts in federal legislative proposals. Advance online publication. Journal of Policy Practice and Research. https://doi.org/10.1007/s42972-021-00037-y
CSD and Partners Launch New Multinational Collaboration in Africa
Mobile phones have become commonplace in sub-Saharan Africa. There, as in other parts of the world, financial technology has proliferated with the expansion of digital access, opening new doors to financial products and services. But this emerging landscape requires financial acumen, and sound guidance can be hard to find.
On July 15, a multinational group of partners gathered virtually to mark the launch of Financial Capability and Asset Building in Africa (FCAB Africa), a new collaboration aimed at meeting these needs.
Brief Report: Health Expenditures for Children with Autism and Family Financial Well-Being in China
Zhou, L., Wang, J., & Huang, J. (2021). Brief report: Health expenditures for children with autism and family financial well-being in China. Journal of Autism and Developmental Disorders. Advance online publication. https://doi.org/10.1007/s10803-021-05214-2
Reflections of a Central Bank Governor
Addison, E. (2021, July). Reflections of a central bank governor (CSD Perspective No. 21-18). Washington University, Center for Social Development.
FCAB Africa: Advancing Financial Stability, Security, and Well-Being
Center for Social Development. (2021, July). FCAB Africa: Advancing financial stability, security, and well-being (CSD Fact Sheet No. 21-12). Washington University, Center for Social Development.
FCAB Africa: Summary of Achievements as of July 2021
Center for Social Development. (2021, July). FCAB Africa: Summary of achievements as of July 2021 (CSD Fact Sheet No. 21-13). Washington University, Center for Social Development.
Lessons on Policies That Strengthen Household Financial Resilience to Overcome Shocks: A Keynote Address by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana
Bawumia, M. (2021, July). Lessons on policies that strengthen household financial resilience to overcome shocks: A keynote address by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana (CSD Perspective No. 21-17). Washington University, Center for Social Development.
Teaching Note—Course Models for Increased Competency for Practice Integrated With Financial Capability and Asset Building
Birkenmaier, J., Lane, L. B. Callahan, C.,, & Hageman, S. A. (2021). Teaching note—Course models for increased competency for practice integrated with financial capability and asset building. Journal of Social Work Education, 57(3), 604–611. https://doi.org/10.1080/10437797.2020.1714522
Experimental Effects of Child Development Accounts on Financial Capability of Young Mothers
Huang, J., Sherraden, M. S., Sherraden, M., & Johnson, L. (2021). Experimental effects of Child Development Accounts on financial capability of young mothers. Journal of Family & Economic Issues. Advance online publication. https://doi.org/10.1007/s10834-021-09774-4
Financial Capability and Asset Building: Achievements, Challenges, and Next Steps
Johnson, L., Sherraden, M. S., McClendon, G., Birkenmaier, J., Frey, J., Callahan, C., Huang, J., & Rothwell, D. (2021). Financial Capability and Asset Building: Achievements, challenges, and next steps (CSD Conference Report No. 21-11). Washington University, Center for Social Development. https://doi.org/10.7936/vnr6-ys64
Building Financial Capability and Assets for Disadvantaged Entrepreneurs
Huang, J., & Guo, B. (2021, April). Building financial capability and assets for disadvantaged entrepreneurs (CSD Research Brief No. 21-10). Washington University, Center for Social Development. https://doi.org/10.7936/8nyn-h137
Effective Finance to Increase Financial Well-Being for Low-Income Families: Empirical Examination and Policy Implications
Huang, J., Sherraden, M. S., Sherraden, M., & Johnson, L. (2021). Effective finance to increase financial well-being for low-income families: Empirical examination and policy implications (CSD Working Paper No. 21-09, submitted for publication). Washington University, Center for Social Development.
Fostering Entrepreneurship among Low-Income Individuals through Financial Capability
Huang, J., & Guo, B. (2021). Fostering entrepreneurship among low-income individuals through financial capability (CSD Working Paper No. 21-08, submitted for publication). Washington University, Center for Social Development.
Addressing the Burden of Education Financing in Low and Lower Middle Income Countries: The Role of Savings Accounts, Cash Transfers, and Other Income Sources
Ansong, D., Okumu, M., Otchere, F., Koomson, I., & Sherraden, M. (2021). Addressing the burden of education financing in low and lower middle income countries: The role of savings accounts, cash transfers, and other income sources. Journal of Family and Economic Issues. Advance online publication. https://doi.org/10.1007/s10834-021-09757-5
Toward Finance as a Public Good
Huang, J., Sherraden, M. S., & Sherraden, M. (2021). Toward finance as a public good (CSD Working Paper No. 21-03). Washington University, Center for Social Development. https://doi.org/10.7936/p8dd-p256
Financial Capability and Asset Building in Social and Economic Development: Advancing the Sustainable Development Goals
Ansong, D., Okumu, M., Huang, J., Sherraden, M. S., Johnson, L., & Zou, L. (2020, November). Financial capability and asset building in social and economic development: Advancing the Sustainable Development Goals (CSD Perspective No. 20-27). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/vh44-x812
FCAB Online Modules | Resources
FCAB Online Modules
Social workers are all too familiar working with families and individuals who face financial vulnerability. The COVID-19 epidemic has only heightened the issue and expanded the number who are financially at risk due to economic and market forces. In response to a growing request for teaching resources, the Center for Social Development is developing a […]
Preparing Social Work Faculty to Teach Financial Capability: Where We Stand
Huang, J., Sherraden, M. S., Johnson, L., Birkenmaier, J., Loke, V., & Hageman, S. (2020). Preparing social work faculty to teach financial capability: Where we stand. Journal of Social Work Education. Advance online publication. https://doi.org/10.1080/10437797.2020.1714524
The Financial Capability and Financial Well-Being of Low-Income Entrepreneurs
Huang, J., & Guo, B. (2020, January). The financial capability and financial well-being of low-income entrepreneurs (CSD Research Brief No. 20-01). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/fmxv-kv62
Applied Social Research: Aiming for Impact
Sherraden, M., Lough, B. J., Sherraden, M. S., Williams Shanks, T. R., & Huang, J. (2019). Applied social research: Aiming for impact. Journal of the Society for Social Work and Research, 10(4), 545–570. https://doi.org/10.1086/706153
Economic and Financial Well-Being in the Social Work Curriculum: Faculty Perspectives
Hageman, S. A., Sherraden, M. S., Birkenmaier, J. M., & Loke, V. (2021). Economic and financial well-being in the social work curriculum: Faculty perspectives. Journal of Social Work Education, 57(2), 251–263. https://doi.org/10.1080/10437797.2019.1661919
Financial Social Work
Sherraden, M. S., & Huang, J. (2019). Financial social work. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. doi:10.1093/acrefore/9780199975839.013.923
Financial Capability and Economic Security Among Low-Income Older Asian Immigrants: Lessons from Qualitative Interviews
Nam, Y., Sherraden, M. S., Huang, J., Lee, E. J., & Keovisai, M. (2019). Financial capability and economic security among low-income older Asian immigrants: Lessons from qualitative interviews. Social Work, 64(3), 224–232. https://doi.org/10.1093/sw/swz015
Financial Inclusion and Financial Access
Birkenmaier, J., Despard, M., Friedline, T., & Huang, J. (2019, February). Financial inclusion and financial access. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. doi:10.1093/acrefore/9780199975839.013.1331
Financial Capability and Asset Building in Vulnerable Households: Theory and Practice
Sherraden, M. S., Birkenmaier, J., & Collins, J. M. (2018). Financial capability and asset building in vulnerable households: Theory and practice. New York, NY: Oxford University Press.
The Pivotal Role of Human Service Practitioners in Building Financial Capability
Watson Grote, M. (2018, May). The pivotal role of human service practitioners in building financial capability (CSD Perspective No. 18-20). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7PG1R9S
Policy Recommendations for Financial Capability and Asset Building by Increasing Access to Safe, Affordable Credit
Birkenmaier, J., Despard, M. R., & Friedline, T. (2018, May). Policy recommendations for financial capability and asset building by increasing access to safe, affordable credit (Grand Challenges for Social Work initiative Policy Brief No. 11-2). Cleveland, OH: American Academy of Social Work & Social Welfare.
Next Steps: Whither Social Work Education and Financial Capability and Asset Building?
Coffey, D. S. (2018, May). Next steps: Whither social work education and financial capability and asset building (CSD Perspective No. 18-16). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7T72H1H
Faculty Perspectives on Financial Capability and Asset Building in Social Work Education: A Research Report
Sherraden, M. S., Huang, J., Johnson, L., Dore, P. Birkenmaier, J., Loke, V., & Hageman, S. (2018). Faculty perspectives on financial capability and asset building in social work education: A research report (CSD Research Report No. 18-14). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7RV0N7P
Financial Capability and Asset Building With Diverse Populations: Improving Financial Well-Being in Families and Communities
Birkenmaier, J., Sherraden, M. S., Frey, J. J., Callahan, C., & Santiago, A. M. (Eds.). (2018). Financial capability and asset building with diverse populations: Improving financial well-being in families and communities. New York, NY: Routledge.
FCAB: Using Evidence to Influence Policy and Practice Convening
January 10 to January 11, 2018, Council for Advancement and Support of Education, 1307 New York Ave NW, Suite 1000, Washington, DC
Qiong Ren Neng Zan Qian Ma [Can the Poor Save?]
Schreiner, M., & Sherraden, M. (2017). Qiong Ren Neng Zan Qian Ma [Can the poor save? Saving and asset building in Individual Development Accounts] (Trans Y. Sun). Beijing, China: Commercial Press.
For Their Financial Benefit: Determination of Financial Capability for Adult Beneficiaries of Social Security Disability
Birkenmaier, J., Aranda, M., Appelbaum, P. S., & Norman, M. A. (2017). For their financial benefit: Determination of financial capability for adult beneficiaries of Social Security Disability. Social Work, 62(3), 271–273. doi:10.1093/sw/swx020
The Role of Parents in Introducing Children to Financial Services: Evidence From Ghana-YouthSave
Wu, S., Despard, M. R., & Chowa, G. (2017). The role of parents in introducing children to financial services: Evidence from Ghana-YouthSave. Journal of Family and Economic Issues, 38(3), 453–462. doi:10.1007/s10834-017-9519-6
Financial Capability
Sherraden, M. S. (2017). Financial capability. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. doi:10.1093/acrefore/9780199975839.013.1201
Financial Capability and Asset Building in Social Work Education
Frey, J. J., Sherraden, M. S., Birkenmaier, J., & Callahan, C. (2017). Financial capability and asset building in social work education. Journal of Social Work Education, 53(1), 79–83. doi:10.1080/10437797.2016.1256170
Building Financial Knowledge Is Not Enough: Financial Self-Efficacy as a Mediator in the Financial Capability of Low-Income Families
Rothwell, D. W., Khan, M. N., & Cherney, K. (2016). Building financial knowledge is not enough: Financial self-efficacy as a mediator in the financial capability of low-income families. Journal of Community Practice, 24(4), 368–388. doi:10.1080/10705422.2016.1233162
Promoting Financial Capability of Incarcerated Women for Community Reentry: A Call to Social Workers
Sanders, C. K. (2016). Promoting financial capability of incarcerated women for community reentry: A call to social workers. Journal of Community Practice, 24(4), 389–409. doi:10.1080/10705422.2016.1233161
Toward Culturally Sensitive Financial Education Interventions With Latinos
Lane, L. B., & Pritzker, S. (2016). Toward culturally sensitive financial education interventions with Latinos. Journal of Community Practice, 24(4), 410–427. doi:10.1080/10705422.2016.1233476
From Being Unbanked to Becoming Unbanked Or Unbankable: Community Experts Describe Financial Practices of Latinos in East Los Angeles
Padua, L. A., & Doran, J. K. (2016). From being unbanked to becoming unbanked or unbankable: Community experts describe financial practices of Latinos in East Los Angeles. Journal of Community Practice, 24(4), 428–444. doi:10.1080/10705422.2016.1233477
Ethnic Differences in Financial Outcomes Among Low-Income Older Asian Immigrants: A Financial Capability Perspective
Nam, Y., Huang, J., & Lee, E. J. (2016). Ethnic differences in financial outcomes among low-income older Asian Immigrants: A financial capability perspective. Journal of Community Practice, 24(4), 445–461. doi:10.1080/10705422.2016.1233474
Financial Knowledge and Behaviors of Chinese Migrant Workers: An International Perspective on a Financially Vulnerable Population
Chen, Z., & Lemieux, C. M. (2016). Financial knowledge and behaviors of Chinese migrant workers: An international perspective on a financially vulnerable population. Journal of Community Practice, 24(4), 462–486. doi:10.1080/10705422.2016.1233475
Financial Capability and Asset Building: Building Evidence for Community Practice
Birkenmaier, J., Sherraden, M. S., Frey, J. J., Callahan, C., & Santiago, A. M. (2016). Financial capability and asset building: Building evidence for community practice. Journal of Community Practice, 24(4), 357–367. doi:10.1080/10705422.2016.1233519
Social Work’s Response to Poverty: From Benefits Dependence to Economic Self-Sufficiency
Gates, L. B., Koza, J., & Akabas, S. H. (2017). Social work’s response to poverty: From benefits dependence to economic self-sufficiency. Journal of Social Work Education, 53(1), 99–117. doi:10.1080/10437797.2016.1212752
A Multi-University Economic Capability-Building Collaboration
Horwitz, S., & Briar-Lawson, K. (2017). A multi-university economic capability-building collaboration. Journal of Social Work Education, 53(1), 149–158. doi:10.1080/10437797.2016.1212750
Training Social Workers and Human Service Professionals to Address the Complex Financial Needs of Clients
Frey, J. J., Hopkins, K., Osteen, P., Callahan, C., Hageman, S., & Ko, J. (2017). Training social workers and human service professionals to address the complex financial needs of clients. Journal of Social Work Education, 53(1), 118–131. doi:10.1080/10437797.2016.1212753
Financial Capability in Early Social Work Practice: Lessons for Today
Stuart, P. H. (2016). Financial capability in early social work practice: Lessons for today. Social Work, 61(4), 297–304. doi:10.1093/sw/sww047