Rothwell, D. W., Khan, M. N., & Cherney, K. (2016). Building financial knowledge is not enough: Financial self-efficacy as a mediator in the financial capability of low-income families. Journal of Community Practice, 24(4), 368–388. doi:10.1080/10705422.2016.1233162
Category: Financial Inclusion
Promoting Financial Capability of Incarcerated Women for Community Reentry: A Call to Social Workers
Sanders, C. K. (2016). Promoting financial capability of incarcerated women for community reentry: A call to social workers. Journal of Community Practice, 24(4), 389–409. doi:10.1080/10705422.2016.1233161
Toward Culturally Sensitive Financial Education Interventions With Latinos
Lane, L. B., & Pritzker, S. (2016). Toward culturally sensitive financial education interventions with Latinos. Journal of Community Practice, 24(4), 410–427. doi:10.1080/10705422.2016.1233476
From Being Unbanked to Becoming Unbanked Or Unbankable: Community Experts Describe Financial Practices of Latinos in East Los Angeles
Padua, L. A., & Doran, J. K. (2016). From being unbanked to becoming unbanked or unbankable: Community experts describe financial practices of Latinos in East Los Angeles. Journal of Community Practice, 24(4), 428–444. doi:10.1080/10705422.2016.1233477
Ethnic Differences in Financial Outcomes Among Low-Income Older Asian Immigrants: A Financial Capability Perspective
Nam, Y., Huang, J., & Lee, E. J. (2016). Ethnic differences in financial outcomes among low-income older Asian Immigrants: A financial capability perspective. Journal of Community Practice, 24(4), 445–461. doi:10.1080/10705422.2016.1233474
Financial Knowledge and Behaviors of Chinese Migrant Workers: An International Perspective on a Financially Vulnerable Population
Chen, Z., & Lemieux, C. M. (2016). Financial knowledge and behaviors of Chinese migrant workers: An international perspective on a financially vulnerable population. Journal of Community Practice, 24(4), 462–486. doi:10.1080/10705422.2016.1233475
Financial Capability and Asset Building: Building Evidence for Community Practice
Birkenmaier, J., Sherraden, M. S., Frey, J. J., Callahan, C., & Santiago, A. M. (2016). Financial capability and asset building: Building evidence for community practice. Journal of Community Practice, 24(4), 357–367. doi:10.1080/10705422.2016.1233519
Do Tax-Time Savings Deposits Reduce Hardship Among Low-Income Filers? A Propensity Score Analysis
Grinstein-Weiss, M., Despard, M. R., Guo, S., Russell, B., Key, C., & Raghavan, R. (2016). Do tax-time savings deposits reduce hardship among low-income filers? A propensity score analysis. Journal of the Society for Social Work and Research, 7(4), 707–728. doi:10.1086/689357
Asset Building: Toward Inclusive Policy
Sherraden, M., Johnson, L., Clancy, M., Beverly, S. G., Sherraden, M., Schreiner, M., … Han, C.-K. (2016). Asset building: Toward inclusive policy (CSD Working Paper No. 16-49). St. Louis, MO: Washington University, Center for Social Development.
International Child Development Accounts
Sherraden, M., CHENG, L.-C., Ssewamala, F. M., KIM, Y., Loke, V., ZOU, L., … HAN, C.-K. (2016). International Child Development Accounts (CSD Working Paper No. 16-48). St. Louis, MO: Washington University, Center for Social Development.
Under review with theEncyclopedia of Social Work(Oxford University Press).
Financial Anxiety in Low- and Moderate-Income Households: Findings From the Household Financial Survey
Roll, S. P., Taylor, S. H., & Grinstein-Weiss, M. (2016, October). Financial anxiety in low- and moderate-income households: Findings from the Household Financial Survey (CSD Research Brief No. 16-42). St. Louis, MO: Washington University, Center for Social Development.
Student Debt and Hardship: Evidence From a Large Sample of Low- and Moderate-Income Households
Despard, M. R., Perantie, D. C., Taylor, S. H., Grinstein-Weiss, M., Friedline, T., & Raghavan, R. (2016). Student debt and hardship: Evidence from a large sample of low- and moderate-income households. Children and Youth Services Review, 70, 8–18. doi:10.1016/j.childyouth.2016.09.001
Social Work’s Response to Poverty: From Benefits Dependence to Economic Self-Sufficiency
Gates, L. B., Koza, J., & Akabas, S. H. (2017). Social work’s response to poverty: From benefits dependence to economic self-sufficiency. Journal of Social Work Education, 53(1), 99–117. doi:10.1080/10437797.2016.1212752
A Multi-University Economic Capability-Building Collaboration
Horwitz, S., & Briar-Lawson, K. (2017). A multi-university economic capability-building collaboration. Journal of Social Work Education, 53(1), 149–158. doi:10.1080/10437797.2016.1212750
Training Social Workers and Human Service Professionals to Address the Complex Financial Needs of Clients
Frey, J. J., Hopkins, K., Osteen, P., Callahan, C., Hageman, S., & Ko, J. (2017). Training social workers and human service professionals to address the complex financial needs of clients. Journal of Social Work Education, 53(1), 118–131. doi:10.1080/10437797.2016.1212753
Financial Capability in Early Social Work Practice: Lessons for Today
Stuart, P. H. (2016). Financial capability in early social work practice: Lessons for today. Social Work, 61(4), 297–304. doi:10.1093/sw/sww047
Coming of Age on a Shoestring Budget: Financial Capability and Financial Behaviors of Lower-Income Millennials
West, S., & Friedline, T. (2016). Coming of age on a shoestring budget: Financial capability and financial behaviors of lower-income millennials. Social Work, 61(4), 305–312. doi:10.1093/sw/sww057
Growing Financial Assets for Foster Youths: Expanded Child Welfare Responsibilities, Policy Conflict, and Caseworker Role Tension
Peters, C. M., Sherraden, M. S., & Kuchinski, A. M. (2016). Growing financial assets for foster youths: Expanded child welfare responsibilities, policy conflict, and caseworker role tension. Social Work, 61(4), 340–348. doi:10.1093/sw/sww042
“We Routinely Borrow to Survive”: Exploring the Financial Capability of Income-Poor People in India
Banerjee, M. M. (2016). “We routinely borrow to survive”: Exploring the financial capability of income-poor people in India. Social Work, 61(4), 349–358. doi:10.1093/sw/sww045
Improved Financial Capability Can Reduce Material Hardship Among Mothers
Huang, J., Nam, Y., Sherraden, M., & Clancy, M. M. (2016). Improved financial capability can reduce material hardship among mothers. Social Work, 61(4), 313–320. doi:10.1093/sw/sww052
Celebrating Six Decades of Social Work and Advancing Financial Capability and Asset Development
Bent-Goodley, T. B., Sherraden, M. S., Frey, J. J., Birkenmaier, J., Callahan, C., & McClendon, G. G. (2016). Celebrating six decades of social work and advancing financial capability and asset development. Social Work, 61(4), 293–296. doi:10.1093/sw/sww058
Material Hardship and Children’s Social-Emotional Development: Testing Mitigating Effects of Child Development Accounts in a Randomized Experiment
Huang, J., Kim, Y., & Sherraden M. (2017). Material hardship and children’s social-emotional development: Testing mitigating effects of Child Development Accounts in a randomized experiment. Child: Care, Health and Development, 43(1), 89–96. doi:10.1111/cch.12385
Leveraging Tax Time to Build Financial Capability: Research Evidence and Policy Directions
Covington, M., Oliphant, J. E., & Grinstein-Weiss, M. (2016). Leveraging tax time to build financial capability: Research evidence and policy directions (CSD Conference Proceeding No. 16-27). St. Louis, MO: Washington University, Center for Social Development.
The Role of Health Insurance in the Financial Lives of Low- and Moderate-Income Households
Despard, M. R., Roll, S. P., Perantie, D. C., Oliphant, J. E., & Grinstein-Weiss, M. (2016, July). The role of health insurance in the financial lives of low- and moderate-income households (CSD Research Brief No. 16-26). St. Louis, MO: Washington University, Center for Social Development.
Case to Cause: Back to the Future
Abramovitz, M., & Sherraden, M. S. (2016). Case to cause: Back to the future. Journal of Social Work Education, 52(Suppl. 1), S89–S98. doi:10.1080/10437797.2016.1174638
Financial Inclusion in China: Use of Credit
Chen, Z., & Jin, M. (2016). Financial inclusion in China: Use of credit (CSD Working Paper No. 16-24). St. Louis, MO: Washington University, Center for Social Development.
Financial Outcomes in SEED for Oklahoma Kids
Clancy, M. M., Beverly, S. G., & Sherraden, M. (2016, June). Financial outcomes in SEED for Oklahoma Kids (CSD Fact Sheet No. 16-23). St. Louis, MO: Washington University, Center for Social Development.
Nudging Youth to Develop Savings Habits: Experimental Evidence Using SMS Messages
Rodríguez, C., & Saavedra, J. E. (2016). Nudging youth to develop savings habits: Experimental evidence using SMS messages (CSD Working Paper No. 16-19). St. Louis, MO: Washington University, Center for Social Development.
Racial Disparities in Student Debt: Evidence From the Refund to Savings Initiative
Taylor, S. H., Perantie, D. C., Kantor, N., Grinstein-Weiss, M., Guo, S., & Raghavan, R. (2016, May). Racial disparities in student debt: Evidence from the Refund to Savings Initiative (CSD Research Brief No. 16-14). St. Louis, MO: Washington University, Center for Social Development.
The Excluded: An Estimate of the Consequences of Denying Social Security to Agricultural and Domestic Workers
Stoesz, D. (2016). The excluded: An estimate of the consequences of denying Social Security to agricultural and domestic workers (CSD Working Paper No. 16-17). St. Louis, MO: Washington University, Center for Social Development.
The Burden of Student Debt: Findings From a Survey of Low- and Moderate-Income Households
Despard, M. R., Taylor, S. H., Perantie, D. C., & Grinstein-Weiss, M. (2016, May). The burden of student debt: Findings from a survey of low- and moderate-income households (CSD Research Brief No. 16-15). St. Louis, MO: Washington University, Center for Social Development.
Racial Disparities in Education Debt Burden Among Low- and Moderate-Income Households
Grinstein-Weiss, M., Perantie, D. C., Taylor, S. H., Guo, S., & Raghavan, R. (2016). Racial disparities in education debt burden among low- and moderate-income households. Children and Youth Services Review, 65, 166–174. doi:10.1016/j.childyouth.2016.04.010
Frequently Asked Questions About the Features of Child Development Accounts in Israel
Grinstein-Weiss, M., Covington, M., Brewster, M., & Oliphant, J. E. (2016, April). Frequently asked questions about the features of Child Development Accounts in Israel (CSD Fact Sheet No. 16-12). St. Louis, MO.
A Savings Account for Every Child Born in Israel: Recommendations for Program Implementation
Grinstein-Weiss, M., Covington, M., Clancy, M. M., & Sherraden, M. (2016, April). A savings account for every child born in Israel: Recommendations for program implementation (CSD Policy Brief No. 16-11). St. Louis, MO: Washington University, Center for Social Development.
Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal
Johnson, L., Lee, Y., Ansong, D., Sherraden, M., Chowa, G., Ssewamala, F., … Saavedra, J. (2016, April). Youth savings patterns and performance in Colombia, Ghana, Kenya, and Nepal (CSD Fact Sheet No. 16-10). St. Louis, MO: Washington University, Center for Social Development.
Annual Report on the ASSET Project’s Head Start Family Financial Capability Pilot: 2014–2015
Robertson, A. S., & Curley, J. (2016). Annual report on the ASSET Project’s Head Start Family Financial Capability Pilot: 2014–2015 (CSD Research Report No. 16-04). St. Louis, MO: Washington University, Center for Social Development.
Characteristics and Hardships Associated With Bank Account Ownership Among Refund to Savings Participants
Grinstein-Weiss, M., Perantie, D. C., Oliphant, J. E., deRuyter, A., & Despard, M. R. (2016, March). Characteristics and hardships associated with bank account ownership among Refund to Savings participants (CSD Research Brief No. 16-09). St. Louis, MO: Washington University, Center for Social Development.
Research Summary: Universal Accounts at Birth: Results From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, March). Universal accounts at birth: Results from SEED for Oklahoma Kids (CSD Research Summary No. 16-07). St. Louis, MO: Washington University, Center for Social Development.
Testing Universal Child Development Accounts: Financial Impacts in a Large Social Experiment
Clancy, M. M., Beverly, S. G., Sherraden, M., & Huang, J. (2016). Testing universal Child Development Accounts: Financial impacts in a large social experiment (CSD Working Paper No. 16-08). St. Louis, MO: Washington University, Center for Social Development.
Support for a Tax-Time Savings Policy: Interest in Deferring Tax Refunds With Matched Incentives
Perantie, D. C., Oliphant, J. E., & Grinstein-Weiss, M. (2016, January). Support for a tax-time savings policy: Interest in deferring tax refunds with matched incentives (CSD Research Brief No. 16-03). St. Louis, MO: Washington University, Center for Social Development.
How the Emerging U.S. Retirement System Magnifies Wealth Inequality
Polzer, K. (2015, December). How the emerging U.S. retirement system magnifies wealth inequality (CSD Perspective No. 15-63). St. Louis, MO: Washington University, Center for Social Development.
Food Insecurity and Financial Access During an Economic Recession: Evidence From the 2008 SIPP
Birkenmaier, J., Huang, J., & Kim, Y. (2015). Food insecurity and financial access during an economic recession: Evidence from the 2008 SIPP. Journal of Poverty, 20(2), 194–213. doi:10.1080/10875549.2015.1094767
Asset-Based Policy in South Korea
Kim, Y., Zou, L., Weon, S., Sherraden, M., & Choi, J. Y. (2015, December). Asset-based policy in South Korea (CSD Policy Brief No. 15-48). St. Louis, MO: Washington University, Center for Social Development.
Building Children’s Assets in Singapore: The Beginning of a Lifelong Policy
Loke, V., & Sherraden, M. (2015, December). Building children’s assets in Singapore: The beginning of a lifelong policy (CSD Policy Brief No. 15-51). St. Louis, MO: Washington University, Center for Social Development.
Toward Productive Research Agendas in Financial Inclusion, Security, and Development
Sherraden, M., & Sherraden, M. S. (2015). Toward productive research agendas in financial inclusion, security, and development. In L. Choi, D. Erickson, K. Griffin, A. Levere, & E. Seidman (Eds.), What it’s worth: Strengthening the financial future of families, communities and the nation (pp. 355–369). San Francisco, CA: Federal Reserve Bank of San Francisco and Corporation for Enterprise Development.
Use of Alternative Financial Services Among Low- and Moderate-Income Households: Findings From a Large-Scale National Household Financial Survey
Despard, M. R., Perantie, D. C., Luo, L., Oliphant, J., & Grinstein-Weiss, M. (2015, November). Use of alternative financial services among low- and moderate-income households: Findings from a large-scale national Household Financial Survey (CSD Research Brief No. 15-57). St. Louis, MO: Washington University, Center for Social Development.
Universal Accounts at Birth: Building Knowledge to Inform Policy
Sherraden, M., Clancy, M., Nam, Y., Huang, J., Kim, Y., Beverly, S. G., … Purnell, J. Q. (2015). Universal accounts at birth: Building knowledge to inform policy. Journal of the Society for Social Work and Research, 6(4), 541–564. doi:10.1086/684139
The Volunteer Income Tax Preparer’s Toolkit: Showing Clients Why Tax Time Is the Right Time to Save
Covington, M., Oliphant, J., Perantie, D., & Grinstein-Weiss, M. (2015, September). The volunteer income tax preparer’s toolkit: Showing clients why tax time is the right time to save (CSD Toolkit No. 15-56). St. Louis, MO: Washington University, Center for Social Development.
Youth Saving Patterns and Performance in Colombia, Ghana, Kenya, and Nepal: Key Findings
Johnson, L., Lee, Y., Ansong, D., Sherraden, M. S., Chowa, G. A. N., Ssewamala, F., … Saavedra, J. (2015, September). Youth savings patterns and performance in Colombia, Ghana, Kenya, and Nepal: Key findings (CSD Research Brief No. 15-55). St. Louis, MO: Washington University, Center for Social Development.
The SEED for Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, and Savings
Beverly, S. G., Clancy, M. M., Huang, J., & Sherraden, M. (2015, October). The SEED for Oklahoma Kids Child Development Account experiment: Accounts, assets, earnings, and savings (CSD Research Brief No. 15-29). St. Louis, MO: Washington University, Center for Social Development.