Much of the literature on household finance tends to focus on relatively objective measures of financial security (e.g., savings, income, financial knowledge), and there has been less research on measures of subjective financial well-being. This gap is due in part to the absence of a common understanding on defining and measuring subjective financial well-being. The Consumer Financial Protection Bureau […]
Category: Articles & Special Issues
Can Workplace Financial Counseling Help Lower-Income Workers Improve Credit Outcomes?
Financial counseling has been found to be effective in improving consumers’ credit outcomes and could be expanded through the workplace to reach lower-income workers who struggle with various financial challenges. We examine engagement and credit outcomes associated with a workplace financial counseling program offered to 2,849 frontline workers in New York City. Age and credit […]
Decentering Social Innovation: The Value of Dispersed Institutes in Higher Education
Lough, Benjamin J. (2021). Decentering social innovation: The value of dispersed institutes in higher education. Social Enterprise Journal, 18(1), 12–27. https://doi.org/10.1108/SEJ-08-2020-0059
Are Foreclosure Spillover Effects Universal? Variation Over Space and Time
Government intervention in the housing market in response to the 2007–2010 mortgage crisis was driven in part by research showing that foreclosures lower neighboring housing values and thus increase neighbors’ risk of foreclosure. Researchers have consistently identified a negative spillover effect of foreclosures on nearby housing values, but the magnitude of the effect varies widely […]
Addressing the Burden of Education Financing in Low and Lower-Middle-Income Countries: The Role of Savings Accounts, Cash Transfers, and Other Income Sources
Ansong, D., Okumu, M., Otchere, F., Koomson, I., & Sherraden, M. (2021). Addressing the burden of education financing in low and lower middle income countries: The role of savings accounts, cash transfers, and other income sources. Journal of Family and Economic Issues, 42(4), 745–756. https://doi.org/10.1007/s10834-021-09757-5
International Development Volunteering as a Catalyst for Long-Term Prosocial Behaviours of Returned Canadian Volunteers
Tiessen, Rebecca, Cassin, Katelyn, & Lough, Benjamin J. (2021). International development volunteering as a catalyst for long-term prosocial behaviours of returned Canadian volunteers. Citizenship Teaching & Learning 16(1): 95–114. https://doi.org/10.1386/ctl_00048_1
From intention to action: A systematic literature review of provider behaviour change‐focused interventions in physical health and behavioural health settings
It is clear there are significant delays in the uptake of best practices as part of routine care in the healthcare system, yet there is conflicting evidence on how to specifically align provider behaviour with best practices. Method We conducted a review of interventions utilized to change any aspect of provider behaviour. To extend prior […]
Adapting to Climate Change in the Upper Mississippi River Basin: Exploring Stakeholder Perspectives on River System Management and Flood Risk Reduction
Reed, T., Mason, L. R., & Ekenga, C. C. (2020). Adapting to climate change in the upper Mississippi River basin: Exploring stakeholder perspectives on river system management and flood risk reduction. Environmental Health Insights, 14. https://doi.org/10.1177/1178630220984153
International Development Volunteering as Transformational Feminist Practice for Gender Equality
Tiessen, R., Rao, S., & Lough, B. J. (2021). International development volunteering as transformational feminist practice for gender equality. Journal of Developing Societies, 37(1), 30–56 https://doi.org/10.1177/0169796X20972260
Examining the Normative Operations of Nonprofit Academic Centers
Lough, B. J. (2021). Examining the normative operations of nonprofit academic centers. Journal of Nonprofit Education and Leadership, 11(1), 87–103. https://doi.org/10.18666/JNEL-2020-9813
Can pre-commitment increase savings deposits? Evidence from a tax-time field experiment
This experiment tested combinations of behavioral strategies to promote savings including (1) asking filers at the start of tax preparation to pre-commit to saving their refund, and (2) choice architecture manipulations that emphasized directly depositing their refund into savings accounts or savings bond purchases.
Household savings decisions in Israel’s child savings program: The role of demographic, financial, and intrinsic factors
This study examines how demographic, financial, and intrinsic personality characteristics predict household participation in Israel’s Child Development Account (CDA) program, the Savings for Every Child Program (SECP).
Using Financial Tips to Guide Debt Repayment: Experimental Evidence from Low- and Moderate-Income Tax Filers
In this paper, we explore the impact that slack resources and technology can have on individuals’ entrepreneurial aspirations.
An Evaluation of a School-Based Savings Program and Its Effect on Sexual Risk Behaviors and Victimization Among Young Ghanaians
Masa, R., Chowa, G., & Sherraden, M. (2020). An evaluation of a school-based savings program and its effect on sexual risk behaviors and victimization among young Ghanaians. Youth & Society, 52(7), 1083–1106. https://doi.org/10.1177/0044118X18824730
Employee financial wellness programs: Opportunities to promote financial inclusion?
Findings suggest that these services are reaching a population that experiences financial exclusion, though evidence is mixed concerning how these services help workers with LMI resolve key financial challenges. Community collaboration focused on employee financial wellness presents opportunities to advocate for higher wages and better benefits.
Employee financial wellness programs: Promising new benefit for frontline workers?
Availability of different EFWP benefits ranged from 11 to 15% and over a third of workers were unaware of whether their employer offered an EFWP. Experiencing financial difficulties predicted both EFWP awareness and use suggesting that employers should take time to assess employees’ specific financial challenges to select benefits. Yet, use of EFWPs by LMI workers may suggest the need for better compensation and work conditions.
Volunteering and the Sustainable Development Goals: An Opportunity to Move Beyond Boundaries
Paine, A. E., Allum, C., Beswick, D., & Lough, B. J. (2020). Volunteering and the Sustainable Development Goals: An opportunity to move beyond boundaries. Voluntary Sector Review, 11(2), 251–260. https://doi.org/10.1332/204080520X15884252988018
International Volunteer Service
Lough, B. J. (2020, June). International volunteer service. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. https://doi.org/10.1093/acrefore/9780199975839.013.959
Exposure to Community-Based Violence on Social Media among Black Male Emerging Adults Involved with the Criminal Justice System
Motley, R. O., Jr., Chen, Y.-C., Johnson, C., & Joe, S. (2020). Exposure to community-based violence on social media among Black male emerging adults involved with the criminal justice system. Social Work Research, 44(2), 87–97. https://doi.org/10.1093/swr/svaa002
An Analysis of the Educational and Health-Related Benefits of Nature-Based Environmental Education in Low-Income Black and Hispanic Children
Sprague, N., Berrigan, D., Ekenga, C. C. (2020). An analysis of the educational and health-related benefits of nature-based environmental education in low-income Black and Hispanic children. Health Equity, 4(1), 198–210. https://doi.org/10.1089/heq.2019.0118
Mental Health and Weather Extremes in a Southeastern U.S. City: Exploring Group Differences by Race
Mason, L. R., Sharma, B. B., Walters, J. E., Ekenga, C. C. (2020). Mental health and weather extremes in a southeastern U.S. city: Exploring group differences by race. International Journal of Environmental Research and Public Health, 17(10). https://doi.org/10.3390/ijerph17103411
Re-emergence of Social Work in Modern China: A Perspective by Chinese and U.S. Partners
Sherraden, M., Yuen-Tsang, A. W. K., Wang, S., Khinduka, S., Zou, L., Deng, S., Gao, J., Ku, B. H.-B., Huang, J., Sherraden, M. S., & Morrow-Howell, N. (2020). Re-emergence of social work in modern China: A perspective by Chinese and U.S. partners. China Journal of Social Work, 13(1), 40–54. https://doi.org/10.1080/17525098.2020.1732534
Preparing Social Work Faculty to Teach Financial Capability: Where We Stand
Huang, J., Sherraden, M. S., Johnson, L., Birkenmaier, J., Loke, V., & Hageman, S. (2020). Preparing social work faculty to teach financial capability: Where we stand. Journal of Social Work Education, 57(4), 688–706. https://doi.org/10.1080/10437797.2020.1714524
Training American Indian and Alaska Native Social Workers for Indian Country
Tovar, M., Thompson, K., & Billiot, S. (2020). Training American Indian and Alaska Native social workers for Indian country. Journal of Evidence-Informed Social Work, 17(1), 75–89. https://doi.org/10.1080/26408066.2019.1629557
Mental and Physical Health in Service Member and Veteran Students Who Identify as American Indians and Alaskan Natives
Albright, D. L., Fletcher, K. L., McDaniel, J. T., Godfrey, K., Thomas, K., Tovar, M., & Bertram, J. M. (2020). Mental and physical health in service member and veteran students who identify as American Indians and Alaskan Natives. Journal of American College Health, 69(7), 783–790. https://doi.org/10.1080/07448481.2019.1707206
Medicaid and household savings behavior: New evidence from tax refunds
This paper estimates the effect of Medicaid access on the propensity of households to save or repay debt from their tax refunds. Data come from the tax records and survey responses of households that use an IRS free-file alliance online tax-preparation software to prepare their tax returns during the fiscal years 2013–2017. Findings suggest that […]
Applied Social Research: Aiming for Impact
Sherraden, M., Lough, B. J., Sherraden, M. S., Williams Shanks, T. R., & Huang, J. (2019). Applied social research: Aiming for impact. Journal of the Society for Social Work and Research, 10(4), 545–570. https://doi.org/10.1086/706153
Cancer Risk From Air Toxics in Relation to Neighborhood Isolation and Sociodemographic Characteristics: A Spatial Analysis of the St. Louis Metropolitan Area, USA
Ekenga, C. C., Yeung, C. Y., Oka, M. (2019). Cancer risk from air toxics in relation to neighborhood isolation and sociodemographic characteristics: A spatial analysis of the St. Louis metropolitan area, USA. Environmental Research, 179(Pt. B), 108844. https://doi.org/10.1016/j.envres.2019.108844
Voluntary “Organic” Leadership for Community Resilience
Lough, B. J. (2021). Voluntary “organic” leadership for community resilience. Voluntary Sector Review, 12(1), 81–98. https://doi.org/10.1332/204080519X15694108231812
Voting Is Social Work: Voices From the National Social Work Voter Mobilization Campaign
Abramovitz, M., Sherraden, M. S., Hill, K., Rhodes Smith, T., Lewis, B., & Mizrahi, T. (2019). Voting Is Social Work: Voices from the National Social Work Voter Mobilization Campaign. Journal of Social Work Education, 55(4), 626–644. https://doi.org/10.1080/10437797.2019.1656690
Economic and Financial Well-Being in the Social Work Curriculum: Faculty Perspectives
Hageman, S. A., Sherraden, M. S., Birkenmaier, J. M., & Loke, V. (2021). Economic and financial well-being in the social work curriculum: Faculty perspectives. Journal of Social Work Education, 57(2), 251–263. https://doi.org/10.1080/10437797.2019.1661919
Financial wellness programs in the workplace: Employer motivations and experiences
Employee financial wellness programs (EFWPs) are a benefit innovation that promise to address the financial challenges of employees while also benefiting employers. Results from a mixed-methods study of employers suggest early adopters appear to be motivated primarily by a desire to help employees. EFWP success may depend on promotion by organizational champions. Programs that accommodate […]
Financial Social Work
Sherraden, M. S., & Huang, J. (2019). Financial social work. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. doi:10.1093/acrefore/9780199975839.013.923
“Let’s Talk About the Real Issue”: Localized Perceptions of Environment and Implications for Ecosocial Work Practice
Kang, J., Fabbre, V. D., & Ekenga, C. C. (2019). “Let’s talk about the real issue”: Localized perceptions of environment and implications for ecosocial work practice. Journal of Community Practice, 27(3–4). https://doi.org/10.1080/10705422.2019.1657218
Gender and Public Health Emergency Preparedness Among United States Adults
Ekenga, C. C., & Ziyu, L. (2019). Gender and public health emergency preparedness among United States adults. Journal of Community Health, 44(4), 656–660. http://dx.doi.org/10.1007/s10900-019-00638-5
“I Didn’t Really Want to Leave”: A Case Study of Public Housing Relocation Under Pressure
Metzger, M. W., & Oliphant, J. E. (2019). “I didn’t really want to leave”: A case study of public housing relocation under pressure. Critical Social Work,18(1).
Promoting Health-Related Quality of Life in Minority Youth Through Environmental Education and Nature Contact
Ekenga, C. C., Sprague, N., & Shobiye, D. M. (2019). Promoting health-related quality of life in minority youth through environmental education and nature contact. Sustainability, 11(13), 3544. http://dx.doi.org/10.3390/su11133544
Financial Capability and Economic Security Among Low-Income Older Asian Immigrants: Lessons from Qualitative Interviews
Nam, Y., Sherraden, M. S., Huang, J., Lee, E. J., & Keovisai, M. (2019). Financial capability and economic security among low-income older Asian immigrants: Lessons from qualitative interviews. Social Work, 64(3), 224–232. https://doi.org/10.1093/sw/swz015
You Are College Material—You Belong: An Underrepresented Minority Student Retention Intervention Without Deception
Patterson Silver Wolf, D. A., Taylor, F., Maguin, E., & Asher BlackDeer, A. (2019). You Are College Material—You Belong: An underrepresented minority student retention intervention without deception. Journal of College Student Retention: Research, Theory & Practice. https://doi.org/10.1177/1521025119848749
Enrollment and Participation in a Universal Child Savings Program: Evidence from the Rollout of Israel’s National Program
Grinstein-Weiss, M., Pinto, O., Kondratjeva, O., Roll, S. P., Bufe, S., Barkali, N., & Gottlieb, D. (2019). Enrollment and participation in a universal child savings program: Evidence from the rollout of Israel’s national program. Children and Youth Services Review, 101, 225–238. https://doi.org/10.1016/j.childyouth.2019.03.048
Breaking the Cycle: An Asset-Based Family Intervention for Poverty Alleviation in China
Deng, S. (2019). Breaking the cycle: An asset-based family intervention for poverty alleviation in China. Asia Pacific Journal of Social Work and Development, 29(1), 82–94. doi:10.1080/02185385.2019.1571943
A Qualitative Study on Participants’ Perceptions of Child Development Accounts in Korea
Han, C.-K. (2019). A qualitative study on participants’ perceptions of child development accounts in Korea. Asia Pacific Journal of Social Work and Development, 29(1), 70–81. doi:10.1080/02185385.2019.1571941
Assessing the Impact of an Asset-Based Intervention on Educational Outcomes of Orphaned Children and Adolescents: Findings from a Randomised Experiment in Uganda
Nabunya, P., Namatovu, P., Damulira, C., Kivumbi, A., Byansi, W., Mukasa, M., Nattabi, J., & Ssewamala, F. M. (2019). Assessing the impact of an asset-based intervention on educational outcomes of orphaned children and adolescents: Findings from a randomised experiment in Uganda. Asia Pacific Journal of Social Work and Development, 29(1), 59–69. doi:10.1080/02185385.2019.1575271
Policy Innovation and Policy Realisation: The Example of Children Future Education and Development Accounts in Taiwan
Cheng, L.-C. (2019). Policy innovation and policy realisation: The example of children future education and development accounts in Taiwan. Asia Pacific Journal of Social Work and Development, 29(1), 48–58. doi:10.1080/02185385.2019.1571942
The Saving for Every Child Program in Israel: An Overview of a Universal Asset-Building Policy
Grinstein-Weiss, M., Kondratjeva, O., Roll, S. P., Pinto, O., & Gottlieb, D. (2019). The Saving for Every Child Program in Israel: An overview of a universal asset-building policy. Asia Pacific Journal of Social Work and Development, 29(1), 20–33. doi:10.1080/02185385.2019.1574600
Building Assets From Birth: Singapore’s Policies
Loke, V., & Sherraden, M. (2019). Building assets from birth: Singapore’s policies. Asia Pacific Journal of Social Work and Development, 29(1), 6–19. doi:10.1080/02185385.2019.1571940
Special Issue | Inclusive Child Development Accounts: Toward Universality and Progressivity
Huang, J., Zou, L., & Sherraden, M. (Eds.). (2019). Inclusive child development accounts: Toward universality and progressivity [Special issue]. Asia Pacific Journal of Social Work and Development, 29(1).
Toward Universal, Progressive, and Lifelong Asset Building: Introduction to the Special Issue
Sherraden, M., Huang, J., & Zou, L. (2019). Toward universal, progressive, and lifelong asset building: Introduction to the special issue. Asia Pacific Journal of Social Work and Development, 29(1), 1–5. doi:10.1080/02185385.2019.1575272
Step by Step: Tenant Accounts of Securing and Maintaining Quality Housing With a Housing Choice Voucher
Metzger, M. W., Bender, A., Flowers, A., Murugan, V., & Ravindranath, D. (2019). Step by step: Section 8 tenant accounts of searching for quality housing. Journal of Community Practice, 27(1), 31–44. https://doi.org/10.1080/10705422.2019.1580653
The Persistent Effects of Youth Savings Reminders: Experimental Evidence from Text-Message Campaigns in Colombia
Rodríguez, C., & Saavedra, J. E. (2019). The persistent effects of youth savings reminders: Experimental evidence from text-message campaigns in Colombia. Journal of Development Economics, 139, 135–159. https://doi.org/10.1016/j.jdeveco.2019.03.001