Financial Inclusion

Elliott, W., III, & Beverly, S. G. (2010). Staying on course: The effects of savings and assets on the college progress of young adults (CSD Working Paper No. 10-12). St. Louis, MO: Washington University, Center for Social Development.

Gunn, G., Heffern, J., & Edwards, K. (2010). Asset building in the South: Organizations and services (CSD Report No. 10-10). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2010, February). Assets and liabilities, race/ethnicity, and children’s college education (CSD Research Brief No. 10-09). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2010). Assets and liabilities, race/ethnicity, and children’s college education (CSD Working Paper No. 10-08). St. Louis, MO: Washington University, Center for Social Development.

Wagner, K., & Hertel, A. L. (2010, January). Savings and financial services in Native communities (CSD Research Brief No. 10-07). St. Louis, MO: Washington University, Center for Social Development.

Wagner, K., & Hertel, A. L. (2010, January). Volunteer Income Tax Assistance (VITA) sites in Native communities (CSD Research Brief No, 10-06). St. Louis, MO: Washington University, Center for Social Development.

Wagner, K., & Hertel, A. L. (2010, January). Earned Income Tax Credit (EITC) utilization in Native communities (CSD Research Brief No. 10-05). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, & Beverly, S. (2010, January). The role of savings and wealth in reducing “wilt” between expectations and college attendance (CSD Research Brief No. 10-04). St. Louis, MO: Washington University, Center for Social Development.

Lassar, T., Clancy, M., & McClure, S. (2010, January). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Brief No. 10-03). St. Louis, MO: Washington University, Center for Social Development.

Lassar, T., Clancy, M., & McClure, S. (2010). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Report No. 10-02). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, & Beverly, S. (2010). The role of savings and wealth in reducing “wilt” between expectations and college attendance (CSD Working Paper No. 10-01). St. Louis, MO: Washington University, Center for Social Development.

Huang, J., Matta Oshima, K. M., & Kim, Y. (2009). Does household food insecurity affect parental characteristics and child behavior?: Evidence from the Panel Study of Income Dynamics (PSID) (CSD Working Paper No. 09-70).  St. Louis, MO: Washington University, Center for Social Development.

Zou, L., & Sherraden, M. (2009). Mei guo de zi chan jian she: Zheng ce chuang xin yu ke xue yan jiu [Asset building in the US: Policy innovation and scientific research] (CSD Research Report No. 09-68). St. Louis, MO: Washington University, Center for Social Development.

Huang, J., Guo, B., Kim, Y., & Sherraden, M. (2009). Parental income, assets, and borrowing constraints and children’s post-secondary education (CSD Working Paper No. 09-67). St. Louis, MO: Washington University, Center for Social Development.

Williams Shanks, T., Kim, Y., Loke, V., & Destin, M. (2009). Assets and child well-being in developed countries (CSD Working Paper No. 09-66). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Lassar, T., & Miller, R. (2009, November). Streamlined enrollment and default investment: Innovations in Alaska’s College Savings Plan (CSD Policy Brief No. 09-65). St. Louis, MO: Washington University, Center for Social Development.

Huelsman, M., & Clancy, M. (2009, November). Low-cost state innovations to help families save for college (CSD Policy Brief No. 9-64). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation.

Zhan, M., & Sherraden, M. (2009, November). Assets and liabilities, educational expectations, and children’s college degree attainment (CSD Research Brief No. 09-63). St. Louis, MO: Washington University, Center for Social Development.

Loke, V., Clancy, M., & Zager, R. (2009). Account monitoring research at Michigan SEED (CSD Research Report No. 09-62). St. Louis, MO: Washington University, Center for Social Development.

Gunn, G., & Heffern, J. (2009, October). The Southern Regional Asset Building Coalition Survey (CSD Research Brief No. 09-58). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2009). Assets and liabilities, educational expectations, and children’s college degree attainment (CSD Working Paper No. 09-60). St. Louis, MO: Washington University, Center for Social Development.

Kim, Y., & Nam, Y. (2009, September). The SEED for Oklahoma Kids experiment: Comparison of treatment and control groups (CSD Research Brief No. 09-59). St.  Louis, MO: Washington University, Center for Social Development.

Chowa, G., & Sherraden, M. (2009). Wealth effects of an asset-building intervention among rural households in Sub-Saharan Africa (CSD Working Paper No. 09-57). St. Louis, MO: Washington University, Center for Social Development.

Prabhakar, R. (2009). The Child Trust Fund in the UK: Policy challenges and potential responses (CSD Working Paper No. 09-56). St. Louis, MO: Washington University, Center for Social Development.

Meyer, J., Masa, R., & Zimmerman, J. (2009). Overview of Child Development Accounts in developing countries (CSD Working Paper No. 09-55). St. Louis, MO: Washington University, Center for Social Development.

Mason, L. R., Nam, Y., Clancy, M., Kim, Y., & Loke, V. (2009). Child Development Accounts and saving for children’s future: Do financial incentives matter? (CSD Working Paper No. 09-54). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Sherraden, M. S., Johnson, L., & Guo, B. (2009). Young children’s perceptions of college and saving: Potential role of Child Development Accounts (CSD Working Paper No. 09-53). St. Louis, MO: Washington University, Center for Social Development.

Marxuach, S. M. (2009). Asset building in Puerto Rico: A study of Children’s Development Accounts in Caguas (CSD Working Paper No. 09-48). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Kim, K., Jung, H., & Zhan, M. (2009). The human capital agenda: Asset holding and educational attainment among African American youth (CSD Working Paper No. 09-46). St. Louis, MO: Washington University, Center for Social Development.

Jorgensen, M. (with Morris, P.). (2009). Tribal innovations in children’s accounts (CSD Working Paper No. 09-47). St. Louis, MO: Washington University, Center for Social Development.

Cramer, R. (2009). The big lift: Federal policy efforts to create Child Development Accounts (CSD Working Paper No. 09-43). St. Louis, MO: Washington University, Center for Social Development.

Masa, R. (2009, September). Innovations in youth saving and asset building around the world (CSD Research Brief No. 09-52). St. Louis, MO: Washington University, Center for Social Development.

Rothwell, D., & Han, C.-K. (2009). Assets as a resource variable in the stress management of low-income families (CSD Working Paper No. 09-50). St. Louis, MO: Washington University, Center for Social Development.

Rist, C., & Humphrey, L. (2009). City and community innovations in CDAs: The role of community-based organizations (CSD Working Paper No. 09-49). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. S., Johnson, E., & Guo, B. (2009). Financial capability in children: Effects of participation in a school-based financial education and savings program (CSD Working Paper No. 09-16). St. Louis, MO: Washington University, Center for Social Development.

Masa, R. (2009, August). Kenya country assessment for Youth Development Accounts (CSD Country Brief No. 09-45). St. Louis, MO: Washington University, Center for Social Development.

Masa, R. (2009, August). Nepal country assessment for Youth Development Accounts (CSD Country Brief No. 09-44). St. Louis, MO: Washington University, Center for Social Development.

Zou, L. (2009, August). China country assessment for Youth Development Accounts (CSD Country Brief No. 09-33). St. Louis, MO: Washington University, Center for Social Development.

Ssewamala, F. (2009, August). Uganda country assessment for Youth Development Accounts (CSD Country Brief No. 09-37). St. Louis, MO: Washington University, Center for Social Development.

Masa, R. (2009, August). Peru country assessments for Youth Development Accounts (CSD Country Brief No. 09-35). St. Louis, MO: Washington University, Center for Social Development.

Ansong, D. (2009, August). Ghana country assessment for Youth Development Accounts (CSD Country Brief No. 09-39). St. Louis, MO: Washington University, Center for Social Development.

Masa, R. (2009, August). Philippines country assessment for Youth Development Accounts (CSD Country Brief No. 09-36). St. Louis, MO: Washington University, Center for Social Development.

Masa, R. (2009, August). Colombia country assessment for Youth Development Accounts (CSD Country Brief No. 09-34). St. Louis, MO: Washington University, Center for Social Development.

Chowa, G., Ansong, D., & Masa, R. (2009). Assets and child well-being in developing countries: A research review (CSD Working Paper No. 09-38). St. Louis, MO: Washington University, Center for Social Development.

Chowa, G., & Ansong, D. (2009). Youth and savings in AssetsAfrica (CSD Working Paper No. 09-32). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2009, July). Saving and educational attainment: The potential of College Savings Plans to increase educational success (CSD Research & Policy Brief No. 09-29). St. Louis, MO: Washington University, Center for Social Development.

Ansong, D., & Chowa, G. (2009). Youth saving preferences in Sub-Saharan Africa and the potential for asset accumulation (CSD Working Paper No. 09-28). St. Louis, MO: Washington University, Center for Social Development.

Huang, J. (2009). IDAs, saving taste, and household wealth: Evidence from the American Dream Demonstration (CSD Working Paper No. 09-27).  St. Louis, MO: Washington University, Center for Social Development.

Rothwell, D. (2009). Asset building among Native Hawaiians: Lessons from the Kahikū IDA program (CSD Working Paper No. 09-26). St. Louis, MO: Washington University, Center for Social Development.

Rothwell, D., & Han, C.-K. (2009). Second thoughts: Who almost participates in an IDA? (CSD Working Paper No. 09-25). St. Louis, MO: Washington University, Center for Social Development.

Warren, N., & Gunn, G. (2009, June). State-level asset-building coalitions: Origins, operations, and achievements (CSD Policy Brief No. 09-22). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., & Miller, R. (2009, June). Creative partnerships between GEAR UP and State College Savings Plans: Experience and policy potential (CSD Policy Brief No. 09-23). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2009, June). A promising platform for college saving (CSD Perspective No. 09-21). St. Louis, MO: Washington University, Center for Social Development.

Loke, V., & Sacco, P. (2009). Parental assets and children’s educational outcomes (CSD Working Paper No. 09-17). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., & Jovanovich, J. (2009, June). College savings plans: Investment options, safety, and policy implications (CSD Policy Brief No. 09-18). St. Louis, MO: Washington University, Center for Social Development.

Huang, J., Guo, B., & Kim, Y. (2009). Food insecurity and disability: Do economic resources matter? (CSD Working Paper No. 09-15). St. Louis, MO: Washington University in St. Louis, Center for Social Development.

Loke, V., & Cramer, R. (2009). Singapore’s Central Provident Fund: A national policy of life-long asset accounts (New America Foundation Working Paper). Washington, DC: New America Foundation.

Newville, D., & Clancy, M. (2009, April). Five low-cost ideas to help families save for college (CSD Policy Brief No. 09-75). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K78W3CT4

Clancy, M., Sherraden, M., Huelsman, M., Newville, D., & Boshara, R. (2009, April). Toward progressive 529 plans: Key points (CSD Policy Brief). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K7NK3DKQ

Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009, March). SEED account monitoring research (CSD Research Brief No. 09-11). St. Louis, MO: Washington University, Center for Social Development.

Guo, B., Sherraden, M. S., & Johnson, L. (2009). Seed deposit, match cap, and net savings patterns: An assessment of institutional incentives in the I Can Save program (CSD Working Paper No. 09-13). St. Louis, MO: Washington University, Center for Social Development.

Yancari, J. (2009). Diagnóstico de país: Perú [Country assessment: Peru] (Enbreve No. 4). Lima, Peru: Proyecto Capital.

Dussán López, P. A. (2009). Diagnóstico de país: Colombia [Country assessment: Columbia] (Enbreve No. 7). Lima, Peru: Proyecto Capital.

Sherraden, M. (2009, April). Social work, global poverty, and development (CSD Perspective No. 09-14). St. Louis, MO: Washington University, Center for Social Development.

Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009). SEED account monitoring research: Participants, savings, and accumulation (CSD Research Report No. 09-05). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Zou, L. (2010, October). Asset-based policy in Hong Kong: Child Development Fund (CSD Policy Brief No. 10-38). St. Louis: Washington University, Center for Social Development.

Yancari, J. (2009, March). Country assessment: Peru (inShort No. 4). Lima, Peru: Proyecto Capital.

Nam, Y., & Han, C.-K. (2009). A new approach to promote economic independence among at-risk children: Child Development Accounts (CDAs) in Korea (CSD Working Paper No. 09-02). St. Louis, MO: Washington University, Center for Social Development.

McKernan, S.-M., & Sherraden, M. (Eds.). (2008). Asset building and low-income families. Washington, DC: Urban Institute Press.

Meier, D. (2008, February). Matched savings initiatives in Hungary and Slovakia: Pilot projects and future directions (CSD Policy Brief No. 08-35). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2008, May). SEED for Oklahoma Kids: Demonstrating Child Development Accounts for all newborns (CSD Perspective No. 8-40). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Mason, L. R., & Lo, S. (2008). State 529 matching grant program summary (CSD Perspectice No. 08-39). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., Sherraden, M., Zhang, L., & Morrow-Howell, N. (2008). Age differences in IDA savings outcomes: Findings from the American Dream Demonstration. Journal of Aging and Social Policy, 20(1), 45–64. doi:10.1300/J031v20n01_03

Edwards, K., Gunn, G., & Heffern, J. (2008). Asset-building coalitions in states: Innovative coalition development and policy advocacy strategies meeting (CSD Conference Report No. 08-33). St. Louis, MO: Washington University, Center for Social Development.

Ssewamala, F., & Ismayilova, L. (2008). Faith-based institutions as project implementers: An innovative economic empowerment intervention for care and support of AIDS-orphaned and vulnerable children in rural Uganda. In P. Joshi, S. Hawkins, & J. Novey (Eds.), Innovations in effective compassion: Compendium of research papers for the White House FBO Conference (pp. 213–235). Washington, DC: U.S. Department of Health and Human Services.

Guo, B., Zhang, L., & Sherraden, M. (2008). Household assets and health in China: Evidence and policy implications (CSD Working Paper No. 08-28). St. Louis, MO: Washington University, Center for Social Development.

Lombe, M., Huang, J., Putnam, M., & Cooney, K. (2008). Exploring saving performance in an IDA for people with disabilities: Some preliminary findings (CSD Working Paper No. 08-27). St. Louis, MO: Washington University, Center for Social Development.

Zhang, S. (2008). The Hutubi Rural Social Security loan program in Xinjiang, China (CSD Working Paper No. 08-21). St. Louis, MO: Washington University, Center for Social Development.

Nam, Y., & Huang, J. (2008). Changing roles of parental economic resources in children’s educational attainment (CSD Working Paper No. 08-20). St. Louis, MO: Washington University, Center for Social Development.

Nam, Y., & Huang, J. (2008). Equal opportunity for all?: Parental economic resources and children’s educational achievement (CSD Working Paper No. 08-02). St. Louis, MO: Washington University, Center for Social Development.

Center for Social Development. (2008). SEED for Oklahoma Kids: Launch media report (CSD Research Report No. 08-41). St. Louis, MO: Washington University, Center for Social Development.

Edwards, K., Gunn, G., Downs, J., & Heffern, J. (2008). Asset-building coalitions in Oregon and North Carolina: Two case studies (CSD Policy Report No. 08-37). St. Louis, MO: Washington University, Center for Social Development.

Wagner, K., & Hertel, A. L. (2008). EITC in Indian country: Moving beyond the safety net to asset building (CSD Research Report No. 08-36). St. Louis, MO: Washington University, Center for Social Development.

Hertel, A. L., Wagner, K., Phillips, J., Edwards, K., & Hale, J. (2008). Dialogues on assets in Native communities: Recording a Native perspective on the definition and benefits of retaining and building assets (CSD-Buder Report No. 08-19). St. Louis, MO: Washington University, Center for Social Development.

Mason, L. R., Clancy, M., & Lo, S. (2008, May). Excluding 529 College Savings Plan accounts from Oklahoma public assistance asset limit tests (CSD Policy Brief No. 08-14). St. Louis, MO: Washington University, Center for Social Development.

Williams Shanks, T. R., Johnson, T., & Nicoll, K. (2008). Helping people act on their hopes rather than their fears: Lessons from non-enrollees in the SEED initiative (SEED Research Report). Lawrence: University of Kansas.

Edwards, K. (2008). Asset-building policy coalitions in the United States (CSD Policy Report No. 08-09). St. Louis, MO: Washington University, Center for Social Development.

Rank, M. (2008). Asset building over the life course (Report in the series Poor Finances: Assets and Low-Income Households). Washington, DC: Urban Institute, Washington University Center for Social Development, and New America Foundation.

Elliott, W., III, & Wagner, K. (2008). Raising parent expectations: Can wealth and parent college accounts help? (CSD Working Paper No. 08-18). St. Louis, MO: Washington University, Center for Social Development.

Lerman, R., & McKernan, S. M. (2008). The effects of holding assets on social and economic outcomes of families: A review of theory and evidence (Report in the series Poor Finances: Assets and Low-Income Households). Washington, DC: Urban Institute, Washington University Center for Social Development, and New America Foundation.

Elliott, W., III. (2008). At-risk children’s college aspirations and expectations: The potential of college savings accounts (CSD Working Paper No. 08-17). St. Louis, MO: Washington University, Center for Social Development.

Heffern, J., Gunn, G., & Edwards, K. (2008). Active partnerships: Working together and working for the field (CSD Conference Report No. 08-10). St. Louis, MO: Washington University, Center for Social Development.

Beverly, S. G., Sherraden, M., Zhan, M., Williams Shanks, T. R., Nam, Y., & Cramer, R. (2008). Determinants of asset building (Report in the series Poor Finances: Assets and Low-Income Households). Washington, DC: Urban Institute, Washington University Center for Social Development, and New America Foundation.

Elliott, W., III. (2008). Closing the gap in college enrollment: The potential of children’s college accounts (CSD Working Paper 08-16). St. Louis, MO: Washington University, Center for Social Development.

Nam, Y., Huang, J., & Sherraden, M. (2008). Assets, poverty, and public policy: Challenges in definitions and measurement (Report in the series Poor Finances: Assets and Low-Income Households). Washington, DC: Urban Institute, Washington University Center for Social Development, and New America Foundation.

Winter, W., & Elliott, W., III. (2008). Measuring the impact of a community revitalization program: The case of Beyond Housing in Pagedale, Missouri (CSD Working Paper No. 08-15). St. Louis, MO: Washington University, Center for Social Development.

Mason, L. R., Lo, S., & Clancy, M. (2008, April). Pursuing 529 College Savings Plan exclusion from Oklahoma asset limit tests (CSD Policy Brief No. 08-38). St. Louis, MO: Washington University, Center for Social Development.

Wang, S. (2008). A history of rural, economic, and social policies in China (CSD Working Paper No. 08-13). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2008). IDAs and asset-building policy: Lessons and directions (CSD Working Paper No. 08-12). St. Louis, MO: Washington University, Center for Social Development.

Qiu, A.-J. (2008). Policy forming mechanisms in rural China (CSD Working Paper No. 08-11). St. Louis, MO: Washington University, Center for Social Development.