Perspectives & Testimonies

Sherraden, M. (2025, January). Thirty productive years and a very promising future: The annual letter of the Center for Social Development (CSD Perspective No. 25-01). Washington University, Center for Social Development. https://doi.org/10.7936/br71-0530

Sherraden, M., Huang, J., & Zou, L. (2025, January). Universal asset building: New social policy for a new era (CSD Perspective No. 25-02). Washington University, Center for Social Development. https://doi.org/10.7936/5F8X-5253

Sherraden, M. (2024, January). Reflections, accomplishments, and opportunities: The CSD annual letter (CSD Perspective No. 24-01). Washington University, Center for Social Development.

Sherraden, M. (2023, January). Comments on receiving the Distinguished Career Achievement Award of the Society for Social Work and Research (CSD Perspective No. 23-02). Washington University, Center for Social Development.

Sherraden, M., & Zou, L. (2022, October). Global Child Development Accounts: A “moon shot” to develop every child and the planet (CSD Perspective No. 22-27). Washington University, Center for Social Development. https://doi.org/10.7936/s6qa-9q90

Elliott, W., III. (2022, May). Economic security from an asset perspective (CSD Perspective No. 22-19). Washington University, Center for Social Development, and University of Michigan, Center on Assets Education, and Inclusion.

Sherraden, M. S. (2022, January). Preparing social workers to improve people’s finances (CSD Perspective No. 22-02). Washington University, Center for Social Development. https://doi.org/10.7936/w45g-2b72

Sherraden, M. (2022, January). Financial capability and asset building in social work practice (CSD Perspective No. 22-01). Washington University, Center for Social Development. https://doi.org/10.7936/a6jt-bb86

Addison, E. (2021, July). Reflections of a central bank governor (CSD Perspective No. 21-18). Washington University, Center for Social Development.

Bawumia, M. (2021, July). Lessons on policies that strengthen household financial resilience to overcome shocks: A keynote address by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana (CSD Perspective No. 21-17). Washington University, Center for Social Development.

Sherraden, M. (2021, January). Two extraordinary days for race and electoral democracy in America (CSD Perspective No. 21-02). Washington University, Center for Social Development. https://doi.org/10.7936/mmj5-zh97

Ansong, D., Okumu, M., Huang, J., Sherraden, M. S., Johnson, L., & Zou, L. (2020, November). Financial capability and asset building in social and economic development: Advancing the Sustainable Development Goals (CSD Perspective No. 20-27). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/vh44-x812

This Perspective is adapted from Michael Sherraden’s keynote address given during the “Ceremony Commemorating the 20th Anniversary of Self Sufficiency & Welfare Policy and 10th Anniversary of Asset Building Policy” in Korea. The Perspective is presented through a partnership between the Center for Social Development, the Korean Ministry of Health & Welfare, and the Korea […]

Tate, W. F., IV. (2019, August). Who will help children? Building brain regimes (CSD Perspective No. 19-30). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/362f-yk84

Webber, H. S. (2019, May). Segregation and a path forward to inclusion in St. Louis (CSD Perspective No. 19-25). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/1s4r-0929

Glover Blackwell, A. (2019, May). A time of opportunity (CSD Perspective No. 19-24). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/9jyy-gw12

Sherraden, M., & Clancy, M. M. (2019, March). A bill to create the Bright Futures Plan Task Force: Testimony on H.B. 2389 before the House Education Committee, Oregon State Legislature (CSD Testimony No. 19-09). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/zb67-p268

Clancy, M. M. (2019). The Meadowlark Scholarship Act: Testimony on L.B. 544 before the Education Committee, 106th Nebraska Legislature (CSD Testimony No. 19-03). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/683w-bn26

Watson Grote, M. (2018, May). The pivotal role of human service practitioners in building financial capability (CSD Perspective No. 18-20). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7PG1R9S

Coffey, D. S. (2018, May). Next steps: Whither social work education and financial capability and asset building (CSD Perspective No. 18-16). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7T72H1H

Nair, S. (2017, February). What it means to be a social worker: Her World Woman of the Year acceptance speech (CSD Perspective No. 17-12). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7BZ65H2

Greenberg, M. H. (2016, October). Policy innovation for children and families (CSD Perspective No. 16-46). St. Louis, MO: Washington University, Center for Social Development.

Boshara, R. (2016, October). Reflections from the front lines: Ideas and evidence to policy (CSD Perspective No. 16-41). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K78P600W

Wheeler, D. P. (2016, October). Gathering of Grand Challenges network groups: Dinner remarks, September 14, 2016 (CSD Perspective No. 16-47). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7513XQV

Polzer, K. (2015, December). How the emerging U.S. retirement system magnifies wealth inequality (CSD Perspective No. 15-63). St. Louis, MO: Washington University, Center for Social Development.

Moore, S. M. (2015, June). Working with passion, effecting change in a context of uncertainty (CSD Perspective No. 15-34). St. Louis, MO: Washington University, Center for Social Development.

Busette, C. (2015, April). How do norms inform our approach to financial empowerment? (CSD Perspective No. 15-28). St. Louis, MO: Washington University, Center for Social Development.

Davis, L. E. (2015, April). The university, the community, and race (CSD Perspective No. 15-05). St. Louis, MO: Washington University in St. Louis.

Grinstein-Weiss, M. (2015, March 12). Statement given in Bridging the Gap: How Prepared Are Americans for Retirement? Hearing before the U.S. Senate Special Committee on Aging (CSD Perspective No. 15-25). St. Louis, MO: Washington University, Center for Social Development.

Briggs, X. (2015, March). Creating a just and inclusive America (CSD Perspective No. 15-24). St. Louis, MO: Washington University, Center for Social Development.

Stoneman, D. (2015, February). Beyond Ferguson: Empowering low-income people to build the future of their communities (CSD Perspective No. 15-17). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2014, February). Innovations in asset building (CSD Perspective No. 14-18). St. Louis, MO: Washington University, Center for Social Development.

Beverly, S. G., Elliott, W., III, & Sherraden, M. (2013, November). Child Development Accounts and college success: Accounts, assets, expectations, and achievements (CSD Perspective No. 13-27). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7805247

Sherraden, M. (2012, December). Perspective on diversity, human nature, and social inclusion: From closing remarks Leadership Symposium on Cultural Diversity (CSD Perspective No. 12-57). St. Louis, MO: Washington University, Center for Social Development.

Boshara, R. (2012, June). From asset building to balance sheets: A reflection on the first and next 20 years of federal assets policy (CSD Perspective No. 12-24). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2009, June). A promising platform for college saving (CSD Perspective No. 09-21). St. Louis, MO: Washington University, Center for Social Development.

Greenfield, J. C. (2009, May). Written comments for the Serve America Act Listening Session (CSD Perspective No. 09-20). St. Louis, MO: Washington University, Center for Social Development.

Gonzales, E. (2009, May). Testimony to the Corporation for National and Community Service (CSD Perspective No. 09-19). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2009, April). Social work, global poverty, and development (CSD Perspective No. 09-14). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2008, May). SEED for Oklahoma Kids: Demonstrating Child Development Accounts for all newborns (CSD Perspective No. 8-40). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Mason, L. R., & Lo, S. (2008). State 529 matching grant program summary (CSD Perspectice No. 08-39). St. Louis, MO: Washington University, Center for Social Development.

McBride A. M., Sherraden M. S., & Lough B. (2007, May 24). Inclusion and effectiveness in international volunteering and service: U.S. Congressional briefing on global service fellowships (CSD Perspective No. 07-13). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., & Irish, K. (2007). Individual Development Accounts: Frequently asked questions (CSD Perspective No. 07-09). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2005, September). The universal model in SEED. St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2005). SEED universal policy model and research: Request for proposal. St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2005). SEED universal policy model and research. St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2005, April). Inclusion in asset building: Testimony for hearing on “Building Assets for Low-Income Families” before the Subcommitte on Social Security and Family Policy Senate Finance Committee (CSD Perspective No. 05-24).  St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Orszag, P., & Sherraden, M. (2004, February). College savings plans: A platform for inclusive saving policy? (CSD Perspective No. 04-25). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2002, September). Asset-based policy and the Child Trust Fund (CSD Perspective No. 02-14).  St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2001, October). Assets and the poor: Implications for individual accounts and Social Security: Invited testimony to the President’s Commission on Social Security (CSD Perspective No. 01-17). St. Louis, MO: Washington University, Center for Social Development.

Berresford, S. (2001, February). Philanthropy in the 21st century (CSD Perspective No. 01-15). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2001, October). Saving in IDA programs: Supplemental testimony to the President’s Commission on Social Security (CSD Perspective No. 01-22). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2001, October). Toward a universal and progressive asset-based domestic policy: Annual meeting of the Labour Party, United Kingdom (CSD Perspective No. 01-20). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2001, October). Civic service: Issues, outlook, institution building (CSD Perspective No. 01-18). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2000, October). On costs and the future of Individual Development Accounts (CSD Perspective No. 00-22). St. Louis, MO: Washington University, Center for Social Development.

Fazzari, S. (2000, September). Inclusion in asset building symposium: Discussant comments (CSD Perspective No. 00-20). St. Louis, MO: Washington University, Center for Social Development.

Davis, L. (2000, September). Inclusion in Asset Building Symposium: Discussant comments (CSD Perspective No. 00-36). St. Louis, MO: Washington University, Center for Social Development.

Rank, M. (2000, September). Inclusion in Asset Building Symposium: Discussant comments (CSD Perspective No. 00-35). St. Louis, MO: Washington University, Center for Social Development.

Winkler, A. (2000, September). Commentary on empirical research on an asset building policy: A microeconomic perspective (CSD Perspective No. 00-33). St. Louis, MO: Washington University, Center for Social Development.

Bernstein, J. (2000, September). Asset based policies for the poor: A view from the left (CSD Perspective No. 00-29). St. Louis, MO: Washington University, Center for Social Development.

Nadler, R. (2000, September). Asset accumulation for the poor? A view from the right (CSD Perspective No. 00-26). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2000, April). Asking questions well: The role of theory in applied social research (CSD Perspective No. 00-25). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2000, May). From research to policy: Lessons from Individual Development Accounts (CSD Perspective No. 00-24). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (1996). Social Security in the 21st century (CSD Perspective No. 96-05). St. Louis, MO: Washington University, Center for Social Development.