Recent Publications

Chy, S., Zheng, H., Roll, S., & Despard, M. (2025). Buy now, pay later and alternative financial service use among low-wage workers (CSD Research Brief No. 25-28). Washington University, Center for Social Development.

n May 2025, Data for Social Impact at the Center for Social Development and the Transdisciplinary Institute in Applied Data Science at Washington University in St. Louis hosted “Bridging Data Divides: Collaborating for Impact”. The summit featured 25 speakers across five panels and brought together 225 participants interested in working collaboratively with data across government, philanthropy, nonprofits, universities, and impacted communities. This post identifies five key takeaways.

Huang, J., Sherraden, M., & Sun, S. (2025). Enduring impacts of Child Development Accounts: Increased parental expectations and college preparation (CSD Research Brief No. 25-31). Washington University, Center for Social Development.

How do parents get their kids to do something they don’t want to do? Sometimes, they offer a reward: Ice cream, 30 minutes of extra screen time, or perhaps cold, hard cash. As adults, when it comes to saving for retirement, self-discipline isn’t enough; we need rewards. In the United States, such rewards come as tax breaks for people who make contributions to employer-sponsored retirement plans or Individual Retirement Accounts. The SECURE 2.0 Act of 2022 includes a Saver’s Match provision designed to make things fairer for lower income tax filers. This post considers the act’s supports and whether employers have a role to play in helping workers save for retirement.

Recently overheard at an auto repair shop: “$600! How will I pay for that?” Some version of this conversation happens everyday in the United States. Unexpected expenses catch us by surprise. The question is, how prepared are we to respond?

What will life be like in retirement? How hard will it be to pay the bills if we no longer have a paycheck? Will we have to go back to work? Financial security during retirement is not a given for most workers because Social Security Retirement benefits are typically not enough for retirees to maintain their standard of living without additional sources of support. That’s a big hole in retirement income, which is why the Center for Social Development (CSD) launched the Retirement with Dignity project with support from the Prudential Foundation. Through this project, CSD seeks to understand how lower wage workers might benefit from provisions of the SECURE 2.0 Act, which passed in 2022 to give employers new tools to help workers save for retirement.

Brugger, L., Despard, M., Miller, S., & Roll, S. (2025). What jobs offer (and don’t offer) benefits to low-wage workers? Evidence from a nationally representative survey (CSD Research Brief No. 25-37). Washington University, Center for Social Development.

Brown, M., Atherton, S., Ewas, J., & Boshara, R. (2025, June 10). How “Trump Accounts” measure up to the evidence in early wealth-building policy (Urban Wire). https://www.urban.org/urban-wire/how-trump-accounts-measure-evidence-early-wealth-building-policy

Sherraden, M., Clancy, M. M., Huang, J., Boshara, R., & Johnson, L. (2025). Asset building for all, starting at birth: Emergence of federal policy and a key design lesson (CSD Policy Brief No. 25-27). Washington University, Center for Social Development. https://doi.org/10.7936/baqt-6318

Sherraden, M. S., Huang, J., & Johnson, L. (2025). Delivering financial guidance: Institutional assessment and directions for inclusion (CSD Working Paper No. 25-21). Washington University, Center for Social Development.

Huang, J., Schreiner, M., Clancy, M. M., Beverly, S. G., & Sherraden, M. (2025, May). Financial facts: SEED OK Child Development Accounts at age 17 (CSD Fact Sheet No. 25-20). Washington University, Center for Social Development. https://doi.org/10.7936/2606-nv37

Employer-based retirement savings plans have become a cornerstone of how Americans prepare financially for retirement. However, saving for retirement is a long-term process, and U.S. workers change jobs frequently. What happens to workers’ retirement savings when they change jobs? As part of our Workforce Economic Inclusion and Mobility survey, we asked low-wage workers what they did with their retirement plans the last time they switched their jobs. In this post, we discuss the findings.

Over 40 million workers in the United States—almost a third of all U.S. workers—receive public benefits. Many of these workers face a unique challenge: They would like to earn higher wages, take on more hours, look for better jobs, or save for emergencies. However, doing so may push them over a benefit program’s income or asset limits, causing them to lose eligibility for the program or to experience reductions in the benefits they need to make ends meet. This is called a benefits cliff. This post discusses the ways in which benefits cliffs, asset limits, and other so-called mobility blockers shape workers’ lives.

Sun, S., Huang, J., & Sherraden, M. (2025). The long-term impacts of Child Development Accounts on parental educational expectations and college preparation. Social Service Review, 99(2), 326-363. https://doi.org/10.1086/735543

This post discusses the origins and goals of the Workforce Economic Inclusion and Mobility (WEIM) project, an initiative to comprehensively examine the financial vulnerability of low-wage workers in the United States by exploring how financial and mental health are shaped by numerous factors in the workplace, public policy, and beyond.

Roll, S., Miller, S., & Despard, M. (2025). The impact of benefits cliffs and asset limits on low-wage workers: New evidence from a nationally representative survey (CSD Research Brief No. 25-07). Washington University, Center for Social Development. https://doi.org/10.7936/5ykn-5z34

NGO Committee for Social Development, Publication Task Force. (2025). Bridging Vision to Action, Volume II [Report]. https://drive.google.com/file/d/1ovgQiYA9nxt89MnLszD7dDRQogoO2CNj/view

Johnson, L., Sherraden, M. S., Pettus, C., Miller, J., & Huang, J. (2025). Enhancing diversion success through financial capability and asset building: A framework and proposed intervention (CSD Working Paper No. 25-18). Washington University, Center for Social Development. https://doi.org/10.7936/seyw-jf60

Brugger, L., Davis, S., Elliott, D., Hamilton, L., Roll, S., Rollins, L., Smith, S., Quick, A., & Zewde, N. (2025). In Her Hands: Final report [Report]. Georgia Resilience and Opportunity Fund. https://thegrofund.org/s/25_GRO_IHH_WhitePaper_v6.pdf

Roll, S., Despard, M., & Miller, S. (2025). Savings incentives and the SECURE 2.0 Act: New evidence on employer-sponsored emergency savings accounts and the Saver’s Match (CSD Research Brief No. 25-12), Washington University, Center for Social Development. https://doi.org/10.7936/bn8y-t719

Roll, S., Despard, M., & Zhang, G. (2025). Matching student debt payments with retirement contributions has high appeal for low-wage workers: Implications for SECURE 2.0 (CSD Research Brief No. 25-13). Washington University, Center for Social Development. https://doi.org/10.7936/njam-jy38

Jabbari, J., Chun, Y., Mei, X., & Roll, S. (2025). More money for less time? Examining the relative and heterogenous financial returns to non-degree credentials and degree programs. (EdWorkingPaper No. 24-1046). Annenberg Institute at Brown University. https://doi.org/10.26300/qweg-h532

Bipartisan Policy Center and Center for Social Development. (2025, March). Moving forward from SECURE 2.0: Saver’s Credit [Fact Sheet]. Bipartisan Policy Center. https://bipartisanpolicy.org/download/?file=/wp-content/uploads/2025/03/Savers-Match-Fact-Sheet.pdf

Bipartisan Policy Center and Center for Social Development. (2025, March). Moving forward from SECURE 2.0: Emergency savings [Fact Sheet]. Bipartisan Policy Center. https://bipartisanpolicy.org/download/?file=/wp-content/uploads/2025/03/Emerging-Saving-Fact-Sheet.pdf

Roll, S., Despard, M., & Miller, S. (2025). Retirement plan access among low-wage workers in 2024: Implications for SECURE 2.0 (CSD Research Brief No. 25-10). Washington University, Center for Social Development. https://doi.org/10.7936/k2wj-8b08

Roll, S., Despard, M., & Miller, S. (2025). Auto-enrollment, auto-escalation, and the need for retirement plan portability: Implications for SECURE 2.0 (CSD Research Brief No. 25-11). Washington University, Center for Social Development. https://doi.org/10.7936/xsyc-qw19

Gilbert, A., Frank, T., McDermott, L., Walden, N., Jabbari, J., Roll, S., & Ferris, D. (2025). Access to and satisfaction with the Women, Infants, and Children (WIC) Program: Differences across race, ethnicity, income, and urbanicity among Missouri residents. Food and Nutrition Bulletin. Advance online publication. https://doi.org/10.1177/03795721251323312

Sprick, E. (with Despard, M., & Roll, S.). (2025). Moving forward from SECURE 2.0: Building on the law’s most effective provisions, closing the access gap, and reforming social security. Bipartisan Policy Center. https://bipartisanpolicy.org/download/?file=/wp-content/uploads/2025/03/Moving-Forward-from-SECURE-2.0-BPC-CSD-Report.pdf

Moreland-Russell, S., Zimmermann, N., Gannon, J., Ferris, D., Alba, C., & Jacob, R. R. (2025). “Salt and Eat It or No Salt and Trash It?” Shifts in support for school meal program flexibilities in public comments. Nutrients, 17(5), Article 839. https://doi.org/10.3390/nu17050839

Huseynli, A., & Sherraden, M. (2025). Fossil fuel wealth for human development: CDAs continue in Kazakhstan with second year deposits (CSD Policy Brief No. 25-05). Washington University, Center for Social Development. https://doi.org/10.7936/PBJS-4450

Hamilton, L., Roll, S., & Zhang, G. (2025). PCCI Direct Cash Transfer Project: Final Report. Appalachian State University, Family Economic Policy Lab. https://fepl.appstate.edu/wp-content/uploads/2025/02/PCCI-Cohort-2-Final-Report.pdf

Pierce, S. C., Brown, J. K., Moulton, S., Chun, Y. (2025). Labor outcomes of mortgage payment subsidies for unemployed homeowners. Journal of Housing Economics, 67, Article 102040. https://doi.org/10.1016/j.jhe.2024.102040

Sherraden, M. (2025, January). Thirty productive years and a very promising future: The annual letter of the Center for Social Development (CSD Perspective No. 25-01). Washington University, Center for Social Development. https://doi.org/10.7936/br71-0530

Sherraden, M., Huang, J., & Zou, L. (2025, January). Universal asset building: New social policy for a new era (CSD Perspective No. 25-02). Washington University, Center for Social Development. https://doi.org/10.7936/5F8X-5253

Roll, S., Ferris, D., Bufe, S., & Kondratjeva, O. (2024). Designing savings accounts to promote asset building for individuals with disabilities: Experimental evidence on ABLE accounts. Journal of Disability Policy Studies. Advance online publication. https://doi.org/10.1177/10442073241304109

Huang, J. (2024). From universal basic income to universal basic assets: New social development policies in the age of AI. Journal of Policy Practice & Research, 5, 146–152. https://doi.org/10.1007/s42972-024-00114-y

Auguste, D., Roll, S., & Despard, M. (2024). Democratizing the economy or introducing economic risk? Gig work during the COVID-19 pandemic. Work and Occupations, 51(4), 550–606.  https://doi.org/10.1177/07308884231202032

Huseynli, A., Zou, L., Sherraden, M., & Huang, J. (2024). The National Fund for Children in Kazakhstan (Policy Brief No. 24-17). Washington University, Center for Social Development. https://doi.org/10.7936/sdeb-m075

Roll, S., Elliott, D., Smith, S., Quick, A., Brugger, L., Davis, S., & Hamilton, L. (2024). Does guaranteed income build assets for Black women? Evidence from the In Her Hands program (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24452

Boshara, R. (2024). The (unknown) children’s savings accounts federal policy landscape (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24443

Huang, J., Sherraden, M., Clancy, M. M., Beverly, S. G., & Schreiner, M. (2024). Child Development Accounts and the SEED for Oklahoma Kids experiment: Evidence and impacts (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24411

Sherraden, M., Clancy, M. M., Huang, J., Shanks, T., & Elliott, W. (2024). Inclusive children’s accounts: Toward lifelong asset building for all (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24440

Minnick, D., J., Rao, S., Smith, K., Krings, A., & Teixeira, S. (2024). Meeting the Grand Challenge to Create Social Responses to a Changing Environment (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-SRTCE_PB_FINAL.pdf

Gusak, N., Burlaka, V., Huseynli, A., Sousa, C., McNitt, M., & Martin, J. (2024). Building social work capacity in Ukraine in times of war: The role of global social work engagement. International Social Work, 68(3), 505-510. https://doi.org/10.1177/00208728241269733

Minnick, D., J., Rao, S., Smith, K., Krings, A., & Teixeira, S. (2024). Meeting the Grand Challenge to Create Social Responses to a Changing Environment (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-SRTCE_PB_FINAL.pdf

Sherraden, M. S., Huang, J., & Johnson, L. (2024, July). Meeting the grand challenge to build financial capability and assets for all; Social workers: A ready workforce for building financial capability in underserved households (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-SW-FCAB-workforce_FINAL.pdf

Birkenmaier, J., & Huang, J. (2024, July). Meeting the grand challenge to build financial capability and assets for all; Strengthen the Consumer Financial Protection Bureau (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-CFPB_FCAB_PB_FINAL.pdf

Huang, J., Shanks, T. R., Teasley, M., Spencer, M., & Sherraden, M. (2024, July). Eliminate racism, reduce extreme economic inequality, and build financial capabilities and assets for all; Universal Child Development Accounts to develop all children and reduce racial wealth inequality (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-CDAs_FINAL.pdf

Shanks, T. R., Huang, J., Elliott, W., III, Zheng, H., Clancy, M. M., & Sherraden, M. (2024). Asset-building policy and Black reparations: Effective delivery and wealth accumulation (CSD Research Brief No. 24-07). Washington University, Center for Social Development. https://doi.org/10.7936/4tyz-z454

Shanks, T. R., Huang, J., Elliott, W., III, Zheng, H., Clancy, M. M., & Sherraden, M. (2024). A policy platform to deliver Black reparations: Building on evidence from Child Development Accounts. RSF: The Russell Sage Foundation Journal of the Social Sciences, 10(3), 92–111. https://doi.org/10.7758/RSF.2024.10.3.05

Elliott, W. (2024, May). Child Savings Accounts and other tax-advantaged accounts benefiting American children: Testimony Before the U.S. Senate Committee on Finance (CSD Perspective No. 24-05). Washington University, Center for Social Development, and University of Michigan, Center on Assets, Education, and Inclusion. https://doi.org/10.7936/ezhm-qb08

Huang, J., Shanks, T. R., Clancy, M. M., Elliott, W., III, & Sherraden, M. (2024). Wealth-building for all children: Convergence and evidence to support a nationwide policy (CSD Policy Brief No. 24-04). Washington University, Center for Social Development. https://doi.org/10.7936/kyht-rv07

Okumu, M., Ansong, D., Koomson, I., & Chen, D. G. (2024). How financial resilience shapes social and public health policy choices in Africa: Empirical insights from the COVID-19 pandemic. Journal of the Society for Social Work and Research, 15(1), 43-67. https://doi.org/10.1086/717770

Naami, A., Dako-Gyeke, M., Mills, A. A., & Ampomah, A. (2024, March). Report on a seminar on financial capability and asset building organised for social work practitioners (CSD Research Report No. 24-02). Washington University, Center for Social Development. https://doi.org/10.7936/n61e-dm86

V., D., Ghoh, C., & Sherraden, M. S. (2024). Financial capability training for social workers in Singapore: Towards more effective practice. International Social Work, 67(2), 346–359. https://doi.org/10.1177/00208728221150901

By Katie Ragsdale & Katie Kristensen At the Social Policy Institute (SPI), we are deeply committed to fostering inclusive and impactful policy research. We recognize that the traditional top-down approach to policymaking often neglects the voices and experiences of communities and stakeholders most impacted by the problem at hand. Over the past two years, we […]

Sherraden, M. (2024, January). Reflections, accomplishments, and opportunities: The CSD annual letter (CSD Perspective No. 24-01). Washington University, Center for Social Development.

By Katie Ragsdale, Katie Kristensen, Dr. Leah Hamilton, and Dr. Latrice Rollins The Social Policy Institute (SPI) seeks to shift to a participatory approach throughout its research and programming. Our working definition of a participatory approach draws on the theory and practice of Community-Based Participatory Research (CBPR). While CBPR is not always feasible or appropriate […]

Huseynli, A. (2023). The role of social workers in implementation of the Sustainable Development Goals in Azerbaijan. In D. Androff & J. Damanik (Eds.), The Routledge International Handbook of Social Development, Social Work, and the Sustainable Development Goals (Chap. 33). Routledge. https://doi.org/10.4324/9781003177265

Huang, J., Beverly, S. G., Clancy, M. M., & Sherraden, M. (2024). Parental views on universal asset-building policy for all children. Child & Family Social Work, 29(2), 584–586. https://doi.org/10.1111/cfs.13103

Beaudoin, S., Lacko, A., Ashbrook, A. (2023). Expanded Child Tax Credits: A transformational opportunity to help families put food on the table (FRAC Research Brief). Food Research and Action Center. https://frac.org/wp-content/uploads/Expanded-Child-Tax-Credits-Research-Brief.pdf

Ansong, D., Okumu, M., Huang, J., Sun, S., Huseynli, A., Koomson, I., Chowa, G., Ssewamala, F., Sherraden, M. S., & Sherraden, M. (2023). Financial capability and asset building: innovations in social protection and development. In L. Patel, S. Plagerson, & I Chinyoka (Eds.), Handbook on social protection and social development in the global South (pp. 308–330). Edward Elgar Publishing. https://doi.org/10.4337/9781800378421.00033

Parks, R. G., Thomas, F., Morshed, A. B., Dodson, E. A., Tian, R., Politi, M. C., Eyler, A. A., Thomas, I., & Brownson, R. C. (2023). Municipal officials’ perspectives on policymaking for addressing obesity and health equity. Evidence & Policy, 19(3), 444-464. https://doi.org/10.1332/174426421X16793276974116

Abstract Background. Previous research has explored the impact of W.I.C. on recipients’ health, but less is known about the connection between barriers to W.I.C. access and health outcomes. We fill in a gap in the literature by studying the relationship between barriers to Special Supplemental Nutrition Program for Women, Infants, and Children (W.I.C.) access and adult […]

Abstract With shorter durations and fewer barriers to entry, reskilling programs may serve as vehicles for social mobility and equity, as well as tools for creating a more adaptive workforce and inclusive economy. Nevertheless, much of the limited large-scale research on these types of programs was conducted prior to the COVID-19 pandemic. Thus, given the […]

Abstract Aspen FSP research on the Future of Wealth has shown that to succeed in the United States economy, people need to enter adulthood–a life stage when many critical investments are made – with a substantial amount of money to invest in themselves and their future. The importance of what we’re calling “investable sums” in young adulthood […]

Abstract Universal basic income has gained renewed interest among policy makers and researchers in the United States. Although research indicates that unconditional cash transfers produce diverse benefits for households, public support lags in part because of predicted unemployment and frivolous spending. To understand how Americans would reorganize their lives around unconditional cash transfers, this article […]

Sherraden, M., & Sherraden, M. S. (2023). What it’s worth: Strengthening the financial future of families. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 13). East China University of Science and Technology Press.

Jin, M., & Yuan, Y. (2023). Systematic review on financial literacy. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 12). East China University of Science and Technology Press.

Zhou, X., Zou, Y., & Huang, J. (2023). Financial risk and financial capability among youth. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 11). East China University of Science and Technology Press.

Fang, S., & Wang, Y. (2023). Financial capability and relative poverty. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 10). East China University of Science and Technology Press.

Huang, J., & Zou, L. (2023). Child Development Accounts. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 8). East China University of Science and Technology Press.

Zhang, Y., & Huang, J. (2023). Financial social work and poverty alleviation. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 5). East China University of Science and Technology Press.

Zhang, Y., & Huang, J. (2023). Financial social work and poverty alleviation. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 5). East China University of Science and Technology Press.

Deng, S. (2023). The risk of poverty over the life course and asset building. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 4). East China University of Science and Technology Press.

Sherraden, M. S. (2023). Financial capability. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 2). East China University of Science and Technology Press.

Beverly, S. G., Sherraden, M., Cramer, R., Shanks, T. R., & Nam, Y. (2023). Determinants of asset building. In S. Deng, J. Huang, S. Fang, & X. Zhou (Eds.), 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights] (Chap. 1). East China University of Science and Technology Press.

Deng, S., Huang, J., Fang, S., & Zhou, X. (Eds.). (2023). 资产建设视角的反贫困社会工作：发展、对话与启示 [Asset-building perspective in anti-poverty social work: Development, dialogue, and insights]. East China University of Science and Technology Press.

Huseynli, A. (2023). Social work in Azerbaijan: Achievements and challenges of the profession. International Social Work, 66(5), 1527–1541. https://doi.org/10.1177/00208728221075824

Ansong, D., Okumu, M., Nyon, T., Appiah Kubi, J., Amoako, E. O., Koomson, I., Conklin, J. (2023). The effectiveness of financial capability and asset building interventions in improving youth’s educational well-being: A systematic review. Adolescent Research Review. Advance online publication. https://doi.org/10.1007/s40894-023-00223-x

Abstract The present study sought to expand the now expansive research on COVID-19 by examining COVID-19-related fear among adolescents in Israel, focusing on demographic variables, COVID-19-related variables (e.g., exposure and vaccination), psychosocial variables (e.g., adolescent wellbeing and perceived social support), and technology usage (e.g., amount of time spent on social media). Data from parents were […]

Barth, R. P., & Sherraden, M. (2023, July 19). Sarri, Rosemary. In C. Franklin (Ed.), Encyclopedia of Social Work (Online ed.). https://doi.org/10.1093/acrefore/9780199975839.013.1636

Quint, C. J., & Clancy, M. M. (2023, June). My Alfond Grant CDA: Experience From 10 years of automatic deposits for all Maine newborns (CSD Policy Brief No. 23-19). Washington University, Center for Social Development. https://doi.org/10.7936/9tx1-hf90

Huseynli, A., & Sherraden, M. (2023, June). Child well-being policies in post-Soviet countries: The potential of Child Development Accounts (CSD Policy Brief No. 23-18). Washington University, Center for Social Development. https://doi.org/10.7936/8f0m-qs76

Chun, Y., Roll, S., Miller, S., Lee, H., Larimore, S., & Grinstein-Weiss, M. (2023). Racial and ethnic disparities in housing instability during the COVID-19 pandemic: The role of assets and income shocks. Journal of Economics, Race, and Policy, 6(2), 63–81. https://doi.org/10.1007/s41996-022-00109-5

Jones, J. L., Birkenmaier, J., Johnson, L., McClendon, G. G., Nam, Y., Huang, J., & Onifade, E. (2023). Policy, practice, and institutional barriers to financial capability and asset building related to race (racism) in the United States. In M. L. Teasley, M. S. Spencer, & M. Bartholomew (Eds.), Social work and the Grand Challenge of Ending Racism: Concepts, theory, and evidence based approaches (Chap. 21). Oxford University Press.

Zeng, Y., & Li, Y. (2022). Understanding the use of digital finance among older internet users in urban China: Evidence from an online convenience sample. Educational Gerontology, 49(6), 477–490. https://doi.org/10.1080/03601277.2022.2126341

Joe, S., Clifton, M., & Carlton-Brown, D. (2023, May). HomeGrown StL 5th Annual Regional Summit on the State of Opportunity for Black Boys and Young Men: Organizing for solutions that unleash the elite potential of young Black males (CSD Conference Report No. 23-17). Washington University, Center for Social Development, Race & Opportunity Lab, HomeGrown StL. https://doi.org/10.7936/64jx-0x32

Abstract Given the inequitable distribution of resources across school, neighborhood, and home contexts in the United States, lower resourced students may have had fewer opportunities to learn during the coronavirus disease 2019 pandemic, which may have caused previous disadvantages to accumulate during the pandemic. Nevertheless, research has yet to comprehensively explore how school, neighborhood, and […]

Data for Social Impact has launched a free online course for social sector professionals. While many courses develop technical data skills, this course—designed with, by, and for social sector leaders—supports organizations in cultivating equitable, collaborative data practices. Each module includes worksheets, resource lists, and tangible tools for participants, allowing them to bring the conversation back […]

Summary The 2021 expanded Child Tax Credit (CTC) provided temporary enhancements to the existing CTC for the tax years 2021 and 2022. Under the expanded credit, families with children under the age of 18 were eligible to receive a credit of up to $3,000 per child ($3,600 for children under the age of 6). In […]

Summary The 2021 expanded Child Tax Credit (CTC) provided temporary enhancements to the existing CTC for the tax years 2021 and 2022. Under the expanded credit, families with children under the age of 18 were eligible to receive a credit of up to $3,000 per child ($3,600 for children under the age of 6). In […]

Abstract Objectives To explore if the COVID-19 pandemic revealed differences across racial groups in coping, resilience, and optimism, all of which have implications for health and mental well-being. Methods We collect data obtained from four rounds of a national sample of 5,000 US survey respondents in each round from April 2020 to February 2021. Using […]

Abstract Advocates for a Universal Basic Income (UBI) argue that it would provide citizens with a basic foundation for financial security, boost the economy, alleviate poverty, encourage entrepreneurship, reduce crime, and insulate the employment sector against job losses due to automation. Still, the idea lags in popularity in the United States compared to existing cash […]

Abstract Low-income households struggle to accumulate emergency savings, which increases economic vulnerability in the face of unexpected events like expensive car repairs. This vulnerability may be even greater among persistently low-income households, which might benefit most from building emergency savings using tax refunds. This study examined the effects of randomly assigned behavioral interventions that incorporated […]

Abstract Background: In 2018, the United States Department of Agriculture (USDA) issued flexibilities to the National School Lunch and Breakfast Programs, relaxing the nutrition standards for milk, whole grains, and sodium. This study examines the implementation decision-making among Missouri school food services and the impact of implementing these flexibilities on the meals served. Methods: We […]

Tadesse, A., & Huang, J. (2023). Women’s participation in a savings group and depression: A community-based financial capability intervention in Mozambique. Global Social Welfare, 10(1), 49–59. https://doi.org/10.1007/s40609-022-00251-w

Ansong, D., Okumu, M., & Koomson, I. (Eds.). 2023). Financial capability and assets for socioeconomic development [Special issue]. Global Social Welfare, 10(1). https://link.springer.com/journal/40609/volumes-and-issues/10-1

Murphy, L., Cooper, S., & Beckham, R. (2023, February). Linkage fees: A vehicle for financing affordable housing (CSD Policy Brief No. 23-11). Washington University, Center for Social Development. https://doi.org/10.7936/r0g8-kr48

Alzhrani, A., Kiefer, B., Kim, D.-Y., & Eissner, G. (2023, February). Advancing racial equity through community land trusts (CSD Policy Brief No. 23-10). Washington University, Center for Social Development. https://doi.org/10.7936/hyr6-3569