Sherraden, M., & Clancy, M. M. (2021). Transforming 529 college savings plans: grow assets for everyone, grow the country. In R. Boshara & I. Rademacher (Eds.), The future of building wealth: Brief essays on the best ideas to build wealth—for everyone (pp. 251–257). Federal Reserve Bank of St. Louis & Aspen Institute. https://futureofwealth.org/wp-content/uploads/2021/09/Sec-5.pdf
Tag: College Success
The Case for a Nationwide Child Development Account Policy: A Policy Brief Developed by CDA Experts and Researchers
Cisneros, J., Clancy, M. M., Elliott, W., III, Feinstein, A., Kanter, M., Karcher-Ramos, M., Kugler, C., Peachey, J., Quint, C., Shapiro, T. M., & Sherraden, M. (2021, August). The case for a nationwide Child Development Account policy: A policy brief developed by CDA experts and researchers (CSD Policy Brief No. 21-20). Washington University, Center for Social Development.
Redesigning College Savings (529) Plans to Achieve Inclusive Child Development Accounts: A Policy Brief Developed by CDA Experts and Researchers
Cisneros, J., Clancy, M. M., Elliott, W., III, Feinstein, A., Kanter, M., Karcher-Ramos, M., Kugler, C., Peachey, J., Quint, C., Shapiro, T. M., & Sherraden, M. (2021, August). Redesigning college savings (529) plans to achieve inclusive Child Development Accounts: A policy brief developed by CDA experts and researchers (CSD Policy Brief No. 21-21). Washington University, Center for Social Development.
Insights From State Treasurers: Developing and Implementing Statewide Child Development Account Policies
Leiker, C., Clancy, M. M., & Sherraden, M. (2020, October). Insights from state treasurers: Developing and implementing statewide Child Development Account policies (CSD Policy Summary No. 20-19). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/14tc-2b43
Child Development Accounts in the COVID-19 Crisis: Lessons from the Great Recession
Sherraden, M., Clancy, M. M., Huang, J., & Beverly, S. G. (2020). Child Development Accounts in the COVID-19 crisis: Lessons from the Great Recession (CSD Research and Policy Report No. 20-11). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/c5dg-qz60
Essential Policy Design Elements for Statewide Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2019, December). Essential policy design elements for statewide Child Development Accounts (CSD Fact Sheet No. 19-47). St. Louis MO: Washington University, Center for Social Development. https://doi.org/10.7936/1rvq-dy43
Child Development Accounts at Scale: Sample State Legislation
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2019, November). Child Development Accounts at scale: Sample state legislation (CSD Policy Summary No. 19-46). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/cptg-2n77
Statewide Child Development Accounts and Local Partnerships: A Scalable Model that Can Include All Children
Clancy, M. M., & Sherraden, M., Huang, J., Beverly, S. G., & Kim, Y. (2019, November). Statewide Child Development Accounts and Local Partnerships: A Scalable Model that Can Include All Families. (CSD Policy Brief No. 19-45). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/q310-7h95
Financially Vulnerable Families Reap Multiple Benefits From Child Development Accounts
Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M., & Sherraden, M. (2019, October). Financially vulnerable families reap multiple benefits from Child Development Accounts (CSD Research Brief No. 19-40). St. Louis, MO: Washington University, Center for Social Development.
A Bill to Create the Bright Futures Plan Task Force: Testimony on H.B. 2389 Before the House Education Committee, Oregon State Legislature
Sherraden, M., & Clancy, M. M. (2019, March). A bill to create the Bright Futures Plan Task Force: Testimony on H.B. 2389 before the House Education Committee, Oregon State Legislature (CSD Testimony No. 19-09). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/zb67-p268
SEED for Oklahoma Kids Wave 3: Extending Rigorous Research and a Successful Policy Model
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2019, March). SEED for Oklahoma Kids Wave 3: Extending Rigorous Research and a Successful Policy Model (CSD Research Brief No. 19-06). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/zx2j-0543
The Meadowlark Scholarship Act: Testimony on L.B. 544 Before the Education Committee, 106th Nebraska Legislature
Clancy, M. M. (2019). The Meadowlark Scholarship Act: Testimony on L.B. 544 before the Education Committee, 106th Nebraska Legislature (CSD Testimony No. 19-03). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/683w-bn26
How Do Changes to 529 Rules Affect Children’s Savings Account Programs?
Clancy, M. M., Markoff, S., & King, J. (2018, May). How do changes to 529 rules affect children’s savings account programs? (CSD Research Brief No. 18-24). Washington, DC: Prosperity Now, Washington University, Center for Social Development, and New America.
How Can States Seize the Moment and Reform College Savings?
King, J., & Clancy, M. M. (2018, March 22). How can states seize the moment and reform college savings? New America Weekly, edition 199.
529 Plan Investment Growth and a Quasi-Default Investment for Child Development Accounts
Clancy, M. M., & Beverly, S. G. (2017, November). 529 plan investment growth and a quasi-default investment for Child Development Accounts (CSD Policy Brief No. 17-42). St. Louis, MO: Washington University, Center for Social Development.
Asset Limits for Means-Tested Public Assistance: Considerations for Child Development Account Proponents
Beverly, S. G., & Clancy, M. M. (2017, April). Asset limits for means-tested public assistance: Considerations for Child Development Account proponents (CSD Policy Brief No. 17-24). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K72R3R5X
Do Savings and Assets Reduce Need-Based Aid for Dependent Students?
Clancy, M., & Beverly, S. (2017, February). Do savings and assets reduce need-based aid for dependent students? (CSD Policy Brief No. 17-10). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7KW5FJX
Missouri State Treasurer CDA Working Group
August 18, 2015, St. Louis, MO
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2015, January). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief No. 15-07). St. Louis, MO: Washington University, Center for Social Development.
Education Loans and Wealth Building Among Young Adults
Zhan, M., & Xiang, X. (2014). Education loans and wealth building among young adults (CSD Working Paper No. 14-14). St. Louis, MO: Washington University, Center for Social Development.
Automatic Deposits for All at Birth: Maine’s Harold Alfond College Challenge
Clancy, M., & Sherraden, M. (2014). Automatic deposits for all at birth: Maine’s Harold Alfond College Challenge (CSD Policy Report No. 14-05). St. Louis, MO: Washington University, Center for Social Development.
Does Outstanding Student Debt Reduce Asset Accumulation?
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Does outstanding student debt reduce asset accumulation? (CSD Working Paper No. 13-32). St. Louis, MO: Washington University, Center for Social Development.
An Event History Analysis of Educational Loans and College Graduation: A Focus on Differences by Race and Ethnicity
Zhan, M., & Xiang, X. (2013). An event history analysis of educational loans and college graduation: A focus on differences by race and ethnicity (CSD Working Paper No. 13-35). St. Louis, MO: Washington University, Center for Social Development.
Student Debt and Declining Retirement Savings
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Student debt and declining retirement savings (CSD Working Paper No. 13-34). St. Louis, MO: Washington University, Center for Social Development.
Is Student Debt Compromising Homeownership as a Wealth-Building Tool?
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Is student debt compromising homeownership as a wealth-building tool? (CSD Working Paper No. 13-33). St. Louis, MO: Washington University, Center for Social Development.
Child Development Accounts and College Success: Accounts, Assets, Expectations, and Achievements
Beverly, S. G., Elliott, W., III, & Sherraden, M. (2013, November). Child Development Accounts and college success: Accounts, assets, expectations, and achievements (CSD Perspective No. 13-27). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7805247
Can a College-Saver Identity Help Resolve the College Expectation-Attainment Paradox?
Elliott, W., III. (2013, October). Can a college-saver identity help resolve the college expectation-attainment paradox? (CSD Fact Sheet No. 13-30). St. Louis, MO: Washington University, Center for Social Development.
Reimagining How Students and Families Pay for College: From Debt Dependency to Asset Empowerment
Elliott, W., III. (2013, October). Reimagining how students and families pay for college: From debt dependency to asset empowerment (CSD Fact Sheet No. 13-29). St. Louis, MO: Washington University, Center for Social Development.
The Impact of Family Assets and Debt on College Graduation
Zhan, M., & Lanesskog, D. (2013). The impact of family assets and debt on college graduation (CSD Working Paper No. 13-36). St. Louis, MO: Washington University, Center for Social Development.
The Impact of Family Assets and Debt on College Graduation
Zhan, M., & Lanessko, D. (2013, October). The impact of family assets and debt on college graduation (CSD Fact Sheet No. 13-37). St. Louis, MO: Washington University, Center for Social Development.
Education Debt and Racial Disparity in College Success
Zhan, M. (2013, May). Education debt and racial disparity in college success (CSD Fact Sheet No. 13-10). St. Louis, MO: Washington University, Center for Social Development.
Relationships Between College Savings and Enrollment, Graduation, and Student Loan Debt
Elliott, W., III, Song, H-a., & Nam, I. (2013, March). Relationships between college savings and enrollment, graduation, and student loan debt (CSD Research Brief No. 13-09). St. Louis, MO: Washington University, Center for Social Development.
Assets and educational achievement: Theory and evidence [Introduction to the special issue]
Elliott, W., III, & Sherraden, M. (2013). Assets and educational achievement: Theory and evidence [Introduction to the special issue]. Economics of Education Review, 33, 1–7. doi:10.1016/j.econedurev.2013.01.004
Special Issue | Assets and Educational Attainment: Theory and Evidence
Elliott, W., III, & Sherraden, M. (Eds.). (2013). Assets and educational attainment: Theory and evidence [Special issue]. Economics of Education Review, 33.
Youth Debt and College Graduation: Differences by Race/Ethnicity
Zhan, M. (2013). Youth debt and college graduation: Differences by race/ethnicity (CSD Working Paper No. 13-08). St. Louis, MO: Washington University in St. Louis, Center for Social Development.
Small-Dollar Children’s Savings Accounts, Income, and College Outcomes
Elliott, W., III, Song, H-a., & Nam, I. (2013). Small-dollar children’s savings accounts, income, and college outcomes (CSD Working Paper No. 13-06). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K73N22XD
Small-Dollar Children’s Savings Accounts and College Outcomes
Elliott, W., III. (2013). Small-dollar children’s savings accounts and college outcomes (CSD Working Paper No. 13-05). St. Louis, MO: Washington University, Center for Social Development.
Reducing Student Loan Debt Through Parents’ College Savings
Elliott, W., III, & Nam, I. (2013). Reducing student loan debt through parents’ college savings (CSD Working Paper No. 13-07). St. Louis, MO: Washington University, Center for Social Development.
Linking Savings and Educational Outcomes: Charting a Course for Scholarship and Policy
Elliott, W., III, Beverly, S. G., Black, R., & Shapiro, T. M. (2012). Linking savings and educational outcomes: Charting a course for scholarship and policy [Assets and Education Research Symposium Report]. St. Louis, MO: Washington University, Center for Social Development.
Early Program Enrollment in a Statewide Child Development Account Program
Huang, J., Beverly, S. G., Clancy, M., Lassar, T., & Sherraden, M. (2011). Early program enrollment in a statewide Child Development Account program (CSD Working Paper No. 11-23). St. Louis, MO: Washington University, Center for Social Development.
Parental Asset Accumulation Trajectories and Children’s College Outcomes
Loke, V. (2012). Parental asset accumulation trajectories and children’s college outcomes (CSD Working Paper No. 12-33). St. Louis, MO: Washington University, Center for Social Development.
Assets for Independence: Asset Building for and by Young People
Beverly, S. (2012). Assets for independence: Asset building for and by young people (CSD Working Paper No. 12-27). St. Louis, MO: Washington University, Center for Social Development.
Intergenerational Transmission of Educational Attainment
Huang, J. (2012). Intergenerational transmission of educational attainment (CSD Working Paper No. 12-18). St. Louis, MO: Washington University, Center for Social Development.
Testing an Asset-Building Approach for Young People: Early Access to Savings Predicts Later Savings
Friedline, T., Elliott, W., III, & Chowa, G. (2012). Testing an asset-building approach for young people: Early access to savings predicts later savings (CSD Working Paper No. 12-12). St. Louis, MO: Washington University, Center for Social Development.
The Impact of Youth Debt on College Graduation
Zhan, M. (2012). The impact of youth debt on college graduation (CSD Working Paper No. 12-11). St. Louis, MO: Washington University, Center for Social Development.
The Effects of College Savings on Postsecondary School Enrollment Rates of Students With Disabilities
Cheatham, G. A., & Elliott, W., III. (2012). The effects of college savings on postsecondary school enrollment rates of students with disabilities (CSD Working Paper No. 12-13). St. Louis, MO: Washington University, Center for Social Development.
“You Pay Your Share, We’ll Pay Our Share”: The College Cost Burden and the Role of Race, Income, and College Assets
Elliott, W., III, & Friedline, T. (2012). “You pay your share, we’ll pay our share”: The college cost burden and the role of race, income, and college assets (CSD Working Paper No. 12-09). St. Louis, MO: Washington University, Center for Social Development.
Economic Socialization, Saving, and Assets in European Young Adults
Webley, P., & Nyhus, E. (2012). Economic socialization, saving, and assets in European young adults (CSD Working Paper No. 12-01). St. Louis, MO: Washington University, Center for Social Development.
Assets, Economic Opportunity, and Toxic Stress: A Framework for Understanding Child and Educational Outcomes
Shanks, T. R., & Robinson, C. (2012). Assets, economic opportunity, and toxic stress: A framework for understanding child and educational outcomes (CSD Working Paper No. 12-22). St. Louis, MO: Washington University, Center for Social Development.
Saving in Childhood and Adolescence: Insights From Developmental Psychology
Otto, A. (2012). Saving in childhood and adolescence: Insights from developmental psychology (CSD Working Paper No. 12-20). St. Louis, MO: Washington University, Center for Social Development.