The Effects of College Savings on Postsecondary School Enrollment Rates of Students With Disabilities March 29, 2012October 30, 2018 Cheatham, G. A., & Elliott, W., III. (2012). The effects of college savings on postsecondary school enrollment rates of students with disabilities (CSD Working Paper No. 12-13). St. Louis, MO: Washington University, Center for Social Development.