Asset Building Financial Inclusion Report

SEED Account Monitoring Research: Participants, Savings, and Accumulation

Saving for Education, Entrepreneurship, and Downpayment (SEED) is a policy, practice, and research initiative to test the efficacy of and inform a national Child Development Account (CDA) policy in the United States. CDAs are accounts for children that provide a structured opportunity to save and accumulate assets. Through asset accumulation, children may have improved educational and other outcomes (Conley, 2001; Elliott, Sherraden, Johnson, Johnson, & Peterson, 2007; Schreiner & Sherraden, 2007; Sherraden, 1991; Williams Shanks, 2007). This report addresses three
Account Monitoring research questions:
1. Who are SEED participants?
2. How much was saved and accumulated in SEED accounts?
3. What factors are associated with savings and accumulation in SEED?

Project: SEED National Initiative


Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009). SEED account monitoring research: Participants, savings, and accumulation (CSD Research Report No. 09-05). St. Louis, MO: Washington University, Center for Social Development.