Articles & Special Issues Financial Inclusion Global Asset Building

The Hutubi Model: What Have We Learned?

From 1998 to 2010, the Hutubi loan programme enabled farmers in Hutubi County, Xinjiang, China, to access credit for agricultural investments by using their retirement accounts as collateral. The program and the enabling policy structure—collectively known as the Hutubi Model—offer lessons for the development of asset-based social policy. This study considers those lessons and discusses subsequent developments, including a new retirement social insurance programme.

Published in Lifelong Asset Building, a special issue of the China Journal of Social Work, this study developed from a paper given during Lifelong Asset Building: Innovations and Strategies in Asia, a 2012 conference held at Peking University.

 Several articles from the special issue, including this one, were subsequently republished in Asset-Building Policies and Innovations in Asia.

Project: Global Assets Project


Guo, B., Guo, X., & Zou, L. (2013). The Hutubi Model: What have we learned? China Journal of Social Work, 6(2), 118–126. doi:10.1080/17525098.2013.797362