Briefs & Summaries Grand Challenges for Social Work

Policy Recommendations for Helping U.S. Households Build Emergency Savings

In households without emergency savings, an unexpected expense or financial shock can heighten stress and threaten the ability to meet basic needs. This brief, released through the Grand Challenges for Social Work initiative’s network to Build Financial Capability for All, identifies three types of policies to enable U.S. households to save for emergencies.

Project: Grand Challenges for Social Work


Despard, M. R., Friedline, T., & Birkenmaier, J. (2018, May). Policy recommendations for helping U.S. households build emergency savings (Grand Challenges for Social Work initiative Policy Brief No. 11-3). Cleveland, OH: American Academy of Social Work & Social Welfare.