Microfinance is another way to help the poor build assets. Microfinance involves improving access for the poor to formal financial services, including savings, loans and transfer services. This project focused on credit scoring for microfinance and poverty scoring. Credit scoring helps microlenders improve the accuracy of their risk assessments, allowing them to charge less to low-risk borrowers and to offer loans to higher-risk borrowers. Poverty scoring helps microlenders to monitor and manage their depth of outreach to the poor.