Tax refunds give many low-and moderate-income (LMI) households a rare opportunity to save for unexpected expenses. We conducted three experiments aimed at increasing tax-time savings by LMI consumers. In a large field experiment, the most effective intervention increased the average savings deposits by about 50%. Delivered as people filed taxes online, this treatment consisted of […]
Tag: Dan Ariely
Behavioral Interventions to Increase Tax-Time Saving: Evidence From a National Randomized Trial
Grinstein-Weiss, M., Russell, B. D., Gale, W. G., Key, C., & Ariely, D. (2017). Behavioral interventions to increase tax-time saving: Evidence from a national randomized trial. Journal of Consumer Affairs, 51(1), 3–26. doi:10.1111/joca.12114
The Role of Choice Architecture in Promoting Saving at Tax Time: Evidence From a Large-Scale Field Experiment
Grinstein-Weiss, M., Cryder, C., Despard, M. R., Perantie, D. C., Oliphant, J. E., & Ariely, D. (2017). The role of choice architecture in promoting saving at tax time: Evidence from a large-scale field experiment (CSD Working Paper No. 17-29). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings: Creating Contingency Savings at Tax Time
Grinstein-Weiss, M., Comer, K., Russell, B. D., Key, C., Perantie, D., & Ariely, D. (2015). Refund to Savings: Creating contingency savings at tax time. In J. M. Collins (Ed.), A fragile balance: Emergency savings and liquid resources for low-income consumers (pp. 87–106). New York, NY: Palgrave Macmillan.
Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program
Grinstein-Weiss, M., Perantie, D. C., Russell, B. D., Comer, K., Taylor, S. H., Luo, L., Key, C., & Ariely, D. (2015). Refund to Savings 2013: Comprehensive report on a large-scale tax-time saving program (CSD Research Report No. 15-06). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings: 2013 Results From a National Experiment to Build Financial Stability at Tax Time
Grinstein-Weiss, M., Comer, K., Russell, B., Key, C., Perantie, D. C., & Ariely, D. (2014, February). Refund to Savings: 2013 results from a national experiment to build financial stability at tax time (CSD Research Brief No. 14-04). St. Louis: Washington University, Center for Social Development.
Refund to Savings: 2013 Evidence of Tax-Time Saving in a National Randomized Control Trial
Grinstein-Weiss, M., Comer, K., Russell, B., Key, C., Perantie, D. C., & Ariely, D. (2014). Refund to Savings: 2013 evidence of tax-time saving in a national randomized control trial (CSD Research Report No. 14-03). St. Louis: Washington University, Center for Social Development.
Account Use and Demand for Tax-Refund Savings Vehicles: Evidence From the Refund to Savings Experiment
Grinstein-Weiss, M., Tucker, J., Key, C., Holub, K., & Ariely, D. (2013, May). Account use and demand for tax-refund saving vehicles: Evidence from the Refund to Savings experiment (CSD Research Brief 13-13). St. Louis, MO: Washington University, Center for Social Development.
Saving Behavior in Response to Motivational Prompts: Evidence From the Refund to Savings Experiment
Key, C., Grinstein-Weiss, M., Tucker, J., Holub, K., & Ariely, D. (2013, May). Saving behavior in response to motivational prompts: Evidence from the Refund to Savings experiment (CSD Research Brief No. 13-12). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings (R2S): Insight From the Field, 2012
Holub, K., Grinstein-Weiss, M., Key, C., & Ariely, D. (2013). Refund to Savings (R2S): Insight from the field, 2012 (CSD Research Report No. 13-11). St. Louis, MO: Washington University, Center for Social Development.