Study: Tax-return delay could hurt low-income families

Millions of low- and moderate-income Americans who claim certain tax credits will have to wait weeks longer than usual this year for their federal income tax refunds because of a new law aimed at reducing fraud.

Use of Alternative Financial Services Among Low- and Moderate-Income Households: Findings From a Large-Scale National Household Financial Survey

Despard, M. R., Perantie, D. C., Luo, L., Oliphant, J., & Grinstein-Weiss, M. (2015, November). Use of alternative financial services among low- and moderate-income households: Findings from a large-scale national Household Financial Survey (CSD Research Brief No. 15-57). St. Louis, MO: Washington University, Center for Social Development.

Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program

Grinstein-Weiss, M., Perantie, D. C., Russell, B. D., Comer, K., Taylor, S. H., Luo, L., Key, C., & Ariely, D. (2015). Refund to Savings 2013: Comprehensive report on a large-scale tax-time saving program (CSD Research Report No. 15-06). St. Louis, MO: Washington University, Center for Social Development.

Linking Tax Refunds and Low-Cost Bank Accounts

Beverly, S. G., Tescher, J., & Marzahl, D. (2000). Linking tax refunds and low-cost bank accounts (CSD Working Paper No. 00-19). St. Louis, MO: Washington University, Center for Social Development.