Asset Building Financial Inclusion Perspectives & Testimonies

SEED Universal Policy Model and Research Request for Proposal

The Universal Model is a key addition to SEED because it will be a scalable model for a universal, progressive account. We seek to ask whether a universal, progressive children’s account can be implemented successfully. The policy model will be centralized, simple, and efficient. The project will (1) use an existing policy structure, (2) at random give accounts to infants, and (3) track their families plus families of controls over the project period. This project seeks to implement and study thoroughly a demonstration of CSAs that is scalable in the form that it is demonstrated. The Universal Model will build on existing policy structures that can potentially be rolled out to all children in America.

Project: SEED for Oklahoma Kids (SEED OK)


Sherraden, M., & Clancy, M. (2005). SEED universal policy model and research: Request for proposal. St. Louis, MO: Washington University, Center for Social Development.