Sherraden, M. (2023, January). Comments on receiving the Distinguished Career Achievement Award of the Society for Social Work and Research (CSD Perspective No. 23-02). Washington University, Center for Social Development.
Tag: Michael Sherraden
Global Child Development Accounts: A “Moon Shot” to Develop Every Child and the Planet
Sherraden, M., & Zou, L. (2022, October). Global Child Development Accounts: A “moon shot” to develop every child and the planet (CSD Perspective No. 22-27). Washington University, Center for Social Development. https://doi.org/10.7936/s6qa-9q90
Effective Finance to Increase Financial Well-Being for Low-Income Families: Empirical Examination and Policy Implications
Huang, J., Sherraden, M., Sherraden, M. S., & Johnson, L. (2022). Effective finance to increase financial well-being for low-income families: Empirical examination and policy implications. Journal of Consumer Affairs, 56(4), 1638–1657. http://doi.org/10.1111/joca.12484
Child Development Accounts Reach Over 15 Million Globally
Zou, L., & Sherraden, M. (2022, June). Child Development Accounts reach over 15 million children globally (CSD Policy Brief No. 22-22). Washington University, Center for Social Development. https://doi.org/10.7936/yfyb-r646
Financial Facts: SEED OK Child Development Accounts at Age 14
Clancy, M. M., Beverly, S. G., Schreiner, M., Huang, J., & Sherraden, M. (2022, June). Financial facts: SEED OK Child Development Accounts at age 14 (CSD Fact Sheet No. 22-20). Washington University, Center for Social Development. https://doi.org/10.7936/13ge-kt42
Reducing Extreme Economic Inequality
Henly, J., Lein, L., Romich, J., Shanks, T. R., & Sherraden, M. S. (with Jones, R., & Tillotson, A.). (2022). Reducing extreme economic inequality. In R. P. Barth, J. T. Messing, T. R. Shanks, & J. H. Williams (Eds.), Grand challenges for social work and society (2nd ed., pp. 279–309). Oxford University Press.
Building Financial Capability and Assets for All
Barth, R. P., Silk, K., Flynn, M. L., Uehara, E. Messing, J. T., Shanks, T. R., Sherraden, M., & Williams, J. H., (2022). Conclusions and looking forward. In R. P. Barth, J. T. Messing, T. R. Shanks, & J. H. Williams (Eds.), Grand challenges for social work and society (2nd ed., pp. 389–405). Oxford University Press.
Conclusions and Looking Forward
Barth, R. P., Silk, K., Flynn, M. L., Uehara, E. Messing, J. T., Shanks, T. R., Sherraden, M., & Williams, J. H., (2022). Conclusions and looking forward. In R. P. Barth, J. T. Messing, T. R. Shanks, & J. H. Williams (Eds.), Grand challenges for social work and society (2nd ed., pp. 389–405). Oxford University Press.
Commentary
Johnson, L., Butts, S. C., Manderscheid, R., Sherraden, M., & Lewis, C. E. (2022). Commentary. In R. P. Barth, J. T. Messing, T. R. Shanks, & J. H. Williams. J. H. (Eds.), Grand challenges for social work and society (2nd ed., pp. 406–414). Oxford University Press.
Grand Challenges for Social Work
Flynn, M. L., Barth, R. P., Uehara, E., & Sherraden, M. (2022, February 24). Grand Challenges for Social Work. In C. Franklin (Ed.), Encyclopedia of Social Work (Online ed.). https://doi.org/10.1093/acrefore/9780199975839.013.1458
Policy Design for Child Development Accounts: Parents’ Perceptions
Beverly, S. G., Huang, J., Clancy, M. M., & Sherraden, M. (2022, January). Policy design for Child Development Accounts: Parents’ perceptions (CSD Research Brief No. 22-03). Washington University, Center for Social Development. https://doi.org/10.7936/nbdq-xa08
Financial Capability and Asset Building in Social Work Practice
Sherraden, M. (2022, January). Financial capability and asset building in social work practice (CSD Perspective No. 22-01). Washington University, Center for Social Development. https://doi.org/10.7936/a6jt-bb86
We Have Clean Water and Clean Air: Why Not Clean Finance, Too? A Vision for Inclusion and Equity
Huang, J., Sherraden, M., & Sherraden, M. S. (2021). We have clean water and clean air: Why not clean finance, too? A vision for inclusion and equity. In R. Boshara & I. Rademacher (Eds.), The future of building wealth: Brief essays on the best ideas to build wealth—for everyone (pp. 83–89). Federal Reserve Bank and Aspen Institute. https://futureofwealth.org/wp-content/uploads/2021/09/Sec-2.pdf
Transforming 529 College Savings Plans: Grow Assets for Everyone, Grow the Country
Sherraden, M., & Clancy, M. M. (2021). Transforming 529 college savings plans: grow assets for everyone, grow the country. In R. Boshara & I. Rademacher (Eds.), The future of building wealth: Brief essays on the best ideas to build wealth—for everyone (pp. 251–257). Federal Reserve Bank of St. Louis & Aspen Institute. https://futureofwealth.org/wp-content/uploads/2021/09/Sec-5.pdf
Asset Building: Toward Inclusive Policy
Sherraden, M., Johnson, L., Clancy, M. M., Beverly, S. G., Sherraden, M. S., Schreiner, M., Elliott, W., III, Williams Shanks, T. R., Adams, D., Curley, J., Huang, J., Grinstein-Weiss, M., Nam, Y., Zhan, M., & Han, C. K. (2021, September 29). Asset building: Toward inclusive policy. In C. Franklin (Ed.), Encyclopedia of social work. https://doi.org/10.1093/acrefore/9780199975839.013.25
The Case for a Nationwide Child Development Account Policy: A Policy Brief Developed by CDA Experts and Researchers
Cisneros, J., Clancy, M. M., Elliott, W., III, Feinstein, A., Kanter, M., Karcher-Ramos, M., Kugler, C., Peachey, J., Quint, C., Shapiro, T. M., & Sherraden, M. (2021, August). The case for a nationwide Child Development Account policy: A policy brief developed by CDA experts and researchers (CSD Policy Brief No. 21-20). Washington University, Center for Social Development.
Redesigning College Savings (529) Plans to Achieve Inclusive Child Development Accounts: A Policy Brief Developed by CDA Experts and Researchers
Cisneros, J., Clancy, M. M., Elliott, W., III, Feinstein, A., Kanter, M., Karcher-Ramos, M., Kugler, C., Peachey, J., Quint, C., Shapiro, T. M., & Sherraden, M. (2021, August). Redesigning college savings (529) plans to achieve inclusive Child Development Accounts: A policy brief developed by CDA experts and researchers (CSD Policy Brief No. 21-21). Washington University, Center for Social Development.
Asset Building and Child Development: A Policy Model for Inclusive Child Development Accounts
Huang, J., Sherraden, M., Clancy, M. M., Beverly, S. G., Shanks, T. R., & Kim, Y. (2021). Asset building and child development: A policy model for inclusive Child Development Accounts. RSF: The Russell Sage Foundation Journal of the Social Sciences, 7(3), 176–195. https://doi.org/10.7758/RSF.2021.7.3.08
Voting Infrastructure and Process: Another Form of Voter Suppression?
Pitzer, K. McClendon, G. G., & Sherraden, M. (2021). Voting infrastructure and process: Another form of voter suppression? Social Service Review, 95(2), 175–209. https://doi.org/10.1086/714491
Experimental Effects of Child Development Accounts on Financial Capability of Young Mothers
Huang, J., Sherraden, M. S., Sherraden, M., & Johnson, L. (2021). Experimental effects of Child Development Accounts on financial capability of young mothers. Journal of Family & Economic Issues, 43,36–50. https://doi.org/10.1007/s10834-021-09774-4
Financial Outcomes in a Child Development Account Experiment: Full Inclusion, Success Regardless of Race or Income, and Investment Growth for All
Clancy, M. M., Beverly, S. G., Schreiner, M., Huang, J., & Sherraden, M. (2021). Financial outcomes in a Child Development Account experiment: Full inclusion, success regardless of race or income, investment growth for all (CSD Research Summary 21-06). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/fnjg-n539
A Long-Term Experiment on Child Development Accounts: Update and Impacts of SEED for Oklahoma Kids
Huang, J., Beverly, S. G., Clancy, M. M., Schreiner, M., & Sherraden, M. (2021). A long-term experiment on Child Development Accounts: Update and impacts of SEED for Oklahoma Kids (CSD Research Report No. 21-07).
Washington University, Center for Social Development. https://doi.org/10.7936/e8mf-p262
Addressing the Burden of Education Financing in Low and Lower-Middle-Income Countries: The Role of Savings Accounts, Cash Transfers, and Other Income Sources
Ansong, D., Okumu, M., Otchere, F., Koomson, I., & Sherraden, M. (2021). Addressing the burden of education financing in low and lower middle income countries: The role of savings accounts, cash transfers, and other income sources. Journal of Family and Economic Issues, 42(4), 745–756. https://doi.org/10.1007/s10834-021-09757-5
Toward Finance as a Public Good
Huang, J., Sherraden, M. S., & Sherraden, M. (2021). Toward finance as a public good (CSD Working Paper No. 21-03). Washington University, Center for Social Development. https://doi.org/10.7936/p8dd-p256
Two Extraordinary Days for Race and Electoral Democracy in America
Sherraden, M. (2021, January). Two extraordinary days for race and electoral democracy in America (CSD Perspective No. 21-02). Washington University, Center for Social Development. https://doi.org/10.7936/mmj5-zh97
As Korea Celebrates 10 Years of Asset-Building Policy, Sherraden Looks to the Future

Asset-building policies have taken root and are growing in countries across the globe, thanks in large part to strong international partnerships and applied social research. One robust example includes Korea, which marked a decade of asset building on November 12, 2020.
Asset-Building Policy in Korea: Innovation for Social Development
This Perspective is adapted from Michael Sherraden’s keynote address given during the “Ceremony Commemorating the 20th Anniversary of Self Sufficiency & Welfare Policy and 10th Anniversary of Asset Building Policy” in Korea. The Perspective is presented through a partnership between the Center for Social Development, the Korean Ministry of Health & Welfare, and the Korea […]
Insights From State Treasurers: Developing and Implementing Statewide Child Development Account Policies
Leiker, C., Clancy, M. M., & Sherraden, M. (2020, October). Insights from state treasurers: Developing and implementing statewide Child Development Account policies (CSD Policy Summary No. 20-19). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/14tc-2b43
An Evaluation of a School-Based Savings Program and Its Effect on Sexual Risk Behaviors and Victimization Among Young Ghanaians
Masa, R., Chowa, G., & Sherraden, M. (2020). An evaluation of a school-based savings program and its effect on sexual risk behaviors and victimization among young Ghanaians. Youth & Society, 52(7), 1083–1106. https://doi.org/10.1177/0044118X18824730
Cash Transfers and Health
Sun, S., Huang, J., Hudson, D., & Sherraden, M. (2020). Cash transfers and health (CSD Working Paper No. 20-16). St. Louis, MO: Washington University, Center for Social Development.
Child Development Accounts Improve Parenting Practices, Particularly for Financially Vulnerable Families
Huang, J., Beverly, S. G., Clancy, M. M., & Sherraden, M. (2020, August). Child Development Accounts improve
parenting practices, particularly for financially vulnerable families (CSD Research Brief No. 20-15).
St. Louis, MO: Washington University, Center for Social Development.
Social Work and the Future of Policing: Key Points for Changes in Policy and Practice
Sherraden, M. (2020, June). Social work and the future of policing: Key points for changes in policy and practice (CSD Policy Brief No. 20-14). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/885h-rh13
Child Development Accounts in the COVID-19 Crisis: Lessons from the Great Recession
Sherraden, M., Clancy, M. M., Huang, J., & Beverly, S. G. (2020). Child Development Accounts in the COVID-19 crisis: Lessons from the Great Recession (CSD Research and Policy Report No. 20-11). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/c5dg-qz60
Inclusive Child Development Accounts: Toward Universality and Progressivity

Huang, J., Zou, L., & Sherraden, M. (Eds.) (2020). Inclusive Child Development Accounts: Toward universality and progressivity. Abingdon, UK: Routledge.
Re-emergence of Social Work in Modern China: A Perspective by Chinese and U.S. Partners
Sherraden, M., Yuen-Tsang, A. W. K., Wang, S., Khinduka, S., Zou, L., Deng, S., Gao, J., Ku, B. H.-B., Huang, J., Sherraden, M. S., & Morrow-Howell, N. (2020). Re-emergence of social work in modern China: A perspective by Chinese and U.S. partners. China Journal of Social Work, 13(1), 40–54. https://doi.org/10.1080/17525098.2020.1732534
Child Development Accounts: A Policy Design and Opportunity for Azerbaijan
Huseynli, A., Sherraden, M., & Gottlieb, D. (2020, January). Child Development Accounts: A policy design and opportunity for Azerbaijan (CSD Policy Brief No. 20-02). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/bnqw-qn41
Essential Policy Design Elements for Statewide Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2019, December). Essential policy design elements for statewide Child Development Accounts (CSD Fact Sheet No. 19-47). St. Louis MO: Washington University, Center for Social Development. https://doi.org/10.7936/1rvq-dy43
Child Development Accounts at Scale: Sample State Legislation
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2019, November). Child Development Accounts at scale: Sample state legislation (CSD Policy Summary No. 19-46). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/cptg-2n77
Statewide Child Development Accounts and Local Partnerships: A Scalable Model that Can Include All Children
Clancy, M. M., & Sherraden, M., Huang, J., Beverly, S. G., & Kim, Y. (2019, November). Statewide Child Development Accounts and Local Partnerships: A Scalable Model that Can Include All Families. (CSD Policy Brief No. 19-45). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/q310-7h95
Applied Social Research: Aiming for Impact
Sherraden, M., Lough, B. J., Sherraden, M. S., Williams Shanks, T. R., & Huang, J. (2019). Applied social research: Aiming for impact. Journal of the Society for Social Work and Research, 10(4), 545–570. https://doi.org/10.1086/706153
Financially Vulnerable Families Reap Multiple Benefits From Child Development Accounts
Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M., & Sherraden, M. (2019, October). Financially vulnerable families reap multiple benefits from Child Development Accounts (CSD Research Brief No. 19-40). St. Louis, MO: Washington University, Center for Social Development.
Will I Be Able to Cast My Ballot? Race, Income, and Voting Access on Election Day
McClendon, G. G., Pitzer, K., Sherraden, M., & Aguilar, A. (with Lieberman, D.). (2019). Will I be able to cast my ballot? Race, income, and voting access on Election Day (CSD Research Report No. 19-36). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/y86s-7q32
Race, Income, and Voting Access on Election Day
Aguilar, A., McClendon, G. G., Sherraden, M., & Pitzer, K. A. (2019, September). Race, income, and voting access on Election Day (CSD Fact Sheet No. 19-37). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/6dnr-0d17
Building Assets From Birth: Singapore’s Policies
Loke, V., & Sherraden, M. (2019). Building assets from birth: Singapore’s policies. Asia Pacific Journal of Social Work and Development, 29(1), 6–19. doi:10.1080/02185385.2019.1571940
Special Issue | Inclusive Child Development Accounts: Toward Universality and Progressivity
Huang, J., Zou, L., & Sherraden, M. (Eds.). (2019). Inclusive child development accounts: Toward universality and progressivity [Special issue]. Asia Pacific Journal of Social Work and Development, 29(1).
Toward Universal, Progressive, and Lifelong Asset Building: Introduction to the Special Issue
Sherraden, M., Huang, J., & Zou, L. (2019). Toward universal, progressive, and lifelong asset building: Introduction to the special issue. Asia Pacific Journal of Social Work and Development, 29(1), 1–5. doi:10.1080/02185385.2019.1575272
A Bill to Create the Bright Futures Plan Task Force: Testimony on H.B. 2389 Before the House Education Committee, Oregon State Legislature
Sherraden, M., & Clancy, M. M. (2019, March). A bill to create the Bright Futures Plan Task Force: Testimony on H.B. 2389 before the House Education Committee, Oregon State Legislature (CSD Testimony No. 19-09). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/zb67-p268
SEED for Oklahoma Kids Wave 3: Extending Rigorous Research and a Successful Policy Model
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2019, March). SEED for Oklahoma Kids Wave 3: Extending Rigorous Research and a Successful Policy Model (CSD Research Brief No. 19-06). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/zx2j-0543
Effects of Youth Savings Accounts on School Attendance and Academic Performance: Evidence from a Youth Savings Experiment
Ansong, D., Chowa, G., Masa, R., Despard, M. R., Sherraden, M., Wu, S., & Osei-Akoto, I. (2019). Effects of youth savings accounts on school attendance and academic performance: Evidence from a youth savings experiment. Journal of Family and Economic Issues, 40(2), 269–281. http://doi.org/10.1007/s10834-018-9604-5
Impacts of Child Development Accounts on Parenting Practices: Evidence from a Randomised Statewide Experiment
Huang, J., Nam, Y., Sherraden, M., & Clancy, M. M. (2019). Impacts of child development accounts on parenting practices: evidence from a randomised statewide experiment. Asia Pacific Journal of Social Work and Development, 29(1), 34–47. doi:10.1080/02185385.2019.1575270