Asset Building Financial Inclusion Perspectives & Testimonies

How the Emerging U.S. Retirement System Magnifies Wealth Inequality

Wealth inequality and financial inclusion have long been hot topics in international economic development. They now have taken center stage in the U.S. presidential primary debates. As more analysts probe this phenomenon in various policy areas, they may find that America’s continuing shift to a “defined contribution” (DC) retirement system is playing a role in increasing the concentration of wealth.

Project: Assets Across the Life Course


Polzer, K. (2015, December). How the emerging U.S. retirement system magnifies wealth inequality (CSD Perspective No. 15-63). St. Louis, MO: Washington University, Center for Social Development.