Sherraden, M., Clancy, M. M., Huang, J., Boshara, R., & Johnson, L. (2025). Asset building for all, starting at birth: Emergence of federal policy and a key design lesson (CSD Policy Brief No. 25-27). Washington University, Center for Social Development. https://doi.org/10.7936/baqt-6318
Tag: United States
Asset Building for All, Starting at Birth: Emergence of Federal Policy and a Key Design Lesson
Sherraden, M., Clancy, M. M., Huang, J., Boshara, R., & Johnson, L. (2025). Asset building for all, starting at birth: Emergence of federal policy and a key design lesson (CSD Policy Brief No. 25-27). Washington University, Center for Social Development. https://doi.org/10.7936/baqt-6318
Delivering Financial Guidance: Institutional Assessment and Directions for Inclusion
Sherraden, M. S., Huang, J., & Johnson, L. (2025). Delivering financial guidance: Institutional assessment and directions for inclusion (CSD Working Paper No. 25-21). Washington University, Center for Social Development.
Financial Facts: SEED OK Child Development Accounts at Age 17
Huang, J., Schreiner, M., Clancy, M. M., Beverly, S. G., & Sherraden, M. (2025, May). Financial facts: SEED OK Child Development Accounts at age 17 (CSD Fact Sheet No. 25-20). Washington University, Center for Social Development. https://doi.org/10.7936/2606-nv37
The Long-Term Impacts of Child Development Accounts on Parental Educational Expectations and College Preparation
Sun, S., Huang, J., & Sherraden, M. (2025). The long-term impacts of Child Development Accounts on parental educational expectations and college preparation. Social Service Review, 99(2). Advance online publication. https://doi.org/10.1086/735543
The Impact of Benefits Cliffs and Asset Limits on Low-Wage Workers: New Evidence From a Nationally Representative Survey
Roll, S., Despard, M., & Miller, S. (2025). Savings incentives and the SECURE 2.0 Act: New evidence on employer-sponsored emergency savings accounts and the Saver’s Match (CSD Research Brief No. 25-12), Washington University, Center for Social Development. https://doi.org/10.7936/bn8y-t719
Enhancing Diversion Success Through Financial Capability and Asset Building: A Framework and Proposed Intervention
Johnson, L., Sherraden, M. S., Pettus, C., Miller, J., & Huang, J. (2025). Enhancing diversion success through financial capability and asset building: A framework and proposed intervention (CSD Working Paper No. 25-18). Washington University, Center for Social Development. https://doi.org/10.7936/seyw-jf60
In Her Hands: Final Report
Brugger, L., Davis, S., Elliott, D., Hamilton, L., Roll, S., Rollins, L., Smith, S., Quick, A., & Zewde, N. (2025). In Her Hands: Final report. Georgia Resilience and Opportunity Fund. https://thegrofund.org/s/25_GRO_IHH_WhitePaper_v6.pdf
Savings Incentives and the SECURE 2.0 Act: New Evidence on Employer-Sponsored Emergency Savings Accounts and the Saver’s Match
Roll, S., Despard, M., & Miller, S. (2025). Savings incentives and the SECURE 2.0 Act: New evidence on employer-sponsored emergency savings accounts and the Saver’s Match (CSD Research Brief No. 25-12), Washington University, Center for Social Development. https://doi.org/10.7936/bn8y-t719
Matching Student-Debt Payments with Retirement Contributions Has High Appeal for Low-Wage Workers: Implications for SECURE 2.0
Roll, S., Despard, M., & Zhang, G. (2025). Matching student debt payments with retirement contributions has high appeal for low-wage workers: Implications for SECURE 2.0 (CSD Research Brief No. 25-13). Washington University, Center for Social Development. https://doi.org/10.7936/njam-jy38
The Federal Budget and Social Policy: Challenges, Goals, and Proposals
April 23, 2025, 8 AM to 12 PM (central),
Hillman Hall, Washington University
Moving Forward from SECURE 2.0: Saver’s Match
Bipartisan Policy Center and Center for Social Development. (2025, March). Moving forward from SECURE 2.0: Saver’s Credit [Fact Sheet]. Bipartisan Policy Center. https://bipartisanpolicy.org/download/?file=/wp-content/uploads/2025/03/Savers-Match-Fact-Sheet.pdf
Moving Forward from SECURE 2.0: Emergency Savings
Bipartisan Policy Center and Center for Social Development. (2025, March). Moving forward from SECURE 2.0: Emergency savings [Fact Sheet]. Bipartisan Policy Center. https://bipartisanpolicy.org/download/?file=/wp-content/uploads/2025/03/Emerging-Saving-Fact-Sheet.pdf
Retirement Plan Access Among Low-Wage Workers in 2024: Implications for SECURE 2.0
Roll, S., Despard, M., & Miller, S. (2025). Retirement plan access among low-wage workers in 2024: Implications for SECURE 2.0 (CSD Research Brief No. 25-10). Washington University, Center for Social Development. https://doi.org/10.7936/k2wj-8b08
Auto-Enrollment, Auto-Escalation, and the Need for Retirement Plan Portability: Implications for SECURE 2.0
Roll, S., Despard, M., & Miller, S. (2025). Auto-enrollment, auto-escalation, and the need for retirement plan portability: Implications for SECURE 2.0 (CSD Research Brief No. 25-11). Washington University, Center for Social Development. https://doi.org/10.7936/xsyc-qw19
Moving Forward from SECURE 2.0: Building on the Law’s Most Effective Provisions, Closing the Access Gap, and Reforming Social Security
Sprick, E. (with Despard, M., & Roll, S.). (2025). Moving forward from SECURE 2.0: Building on the law’s most effective provisions, closing the access gap, and reforming social security. Bipartisan Policy Center. https://bipartisanpolicy.org/download/?file=/wp-content/uploads/2025/03/Moving-Forward-from-SECURE-2.0-BPC-CSD-Report.pdf
“Salt and Eat It or No Salt and Trash It?” Shifts in Support for School Meal Program Flexibilities in Public Comments
Moreland-Russell, S., Zimmermann, N., Gannon, J., Ferris, D., Alba, C., & Jacob, R. R. (2025). “Salt and Eat It or No Salt and Trash It?” Shifts in support for school meal program flexibilities in public comments. Nutrients, 17(5), Article 839. https://doi.org/10.3390/nu17050839
PCCI Direct Cash Transfer Project: Final Report
Hamilton, L., Roll, S., & Zhang, G. (2025). PCCI Direct Cash Transfer Project: Final Report. Appalachian State University, Family Economic Policy Lab. https://fepl.appstate.edu/wp-content/uploads/2025/02/PCCI-Cohort-2-Final-Report.pdf
Labor Outcomes of Mortgage Payment Subsidies for Unemployed Homeowners
Pierce, S. C., Brown, J. K., Moulton, S., Chun, Y. (2025). Labor outcomes of mortgage payment subsidies for unemployed homeowners. Journal of Housing Economics, 67, Article 102040. https://doi.org/10.1016/j.jhe.2024.102040
Designing Savings Accounts to Promote Asset Building for Individuals With Disabilities: Experimental Evidence on ABLE Accounts
Roll, S., Ferris, D., Bufe, S., & Kondratjeva, O. (2024). Designing savings accounts to promote asset building for individuals with disabilities: Experimental evidence on ABLE accounts. Journal of Disability Policy Studies. Advance online publication. https://doi.org/10.1177/10442073241304109
From Universal Basic Income to Universal Basic Assets: New Social Development Policies in the Age of AI
Huang, J. (2024). From universal basic income to universal basic assets: New docial development policies in the age of AI. Journal of Policy Practice & Research, 5, 146–152. https://doi.org/10.1007/s42972-024-00114-y
Does Guaranteed Income Build Assets for Black Women? Evidence from the In Her Hands Program
Roll, S., Elliott, D., Smith, S., Quick, A., Brugger, L., Davis, S., & Hamilton, L. (2024). Does guaranteed income build assets for Black women? Evidence from the In Her Hands program (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24452
The (Unknown) Children’s Savings Accounts Federal Policy Landscape
Boshara, R. (2024). The (unknown) children’s savings accounts federal policy landscape (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24443
Child Development Accounts and the SEED for Oklahoma Kids Experiment: Evidence and Impacts
Huang, J., Sherraden, M., Clancy, M. M., Beverly, S. G., & Schreiner, M. (2024). Child Development Accounts and the SEED for Oklahoma Kids experiment: Evidence and impacts (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24411
Inclusive Children’s Accounts: Toward Lifelong Asset Building for All
Sherraden, M., Clancy, M. M., Huang, J., Shanks, T., & Elliott, W. (2024). Inclusive children’s accounts: Toward lifelong asset building for all (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24440
Environmental Justice and Social Work: A Study Across Practice Settings in Three U.S. States
Minnick, D., J., Rao, S., Smith, K., Krings, A., & Teixeira, S. (2024). Meeting the Grand Challenge to Create Social Responses to a Changing Environment (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-SRTCE_PB_FINAL.pdf
Meeting the Grand Challenge to Create Social Responses to a Changing Environment
Minnick, D., J., Rao, S., Smith, K., Krings, A., & Teixeira, S. (2024). Meeting the Grand Challenge to Create Social Responses to a Changing Environment (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-SRTCE_PB_FINAL.pdf
Meeting the Grand Challenge to Build Financial Capability and Assets for All; Social Workers: A Ready Workforce for Building Financial Capability in Underserved Households
Sherraden, M. S., Huang, J., & Johnson, L. (2024, July). Meeting the grand challenge to build financial capability and assets for all; Social workers: A ready workforce for building financial capability in underserved households (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-SW-FCAB-workforce_FINAL.pdf
Meeting the Grand Challenge to Build Financial Capability and Assets for All; Strengthen the Consumer Financial Protection Bureau
Birkenmaier, J., & Huang, J. (2024, July). Meeting the grand challenge to build financial capability and assets for all; Strengthen the Consumer Financial Protection Bureau (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-CFPB_FCAB_PB_FINAL.pdf
Eliminate Racism, Reduce Extreme Economic Inequality, and Build Financial Capabilities and Assets for All; Universal Child Development Accounts to Develop All Children and Reduce Racial Wealth Inequality
Huang, J., Shanks, T. R., Teasley, M., Spencer, M., & Sherraden, M. (2024, July). Eliminate racism, reduce extreme economic inequality, and build financial capabilities and assets for all; Universal Child Development Accounts to develop all children and reduce racial wealth inequality (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-CDAs_FINAL.pdf
Asset-Building Policy and Black Reparations: Effective Delivery and Wealth Accumulation
Shanks, T. R., Huang, J., Elliott, W., III, Zheng, H., Clancy, M. M., & Sherraden, M. (2024). Asset-building policy and Black reparations: Effective delivery and wealth accumulation (CSD Research Brief No. 24-07). Washington University, Center for Social Development. https://doi.org/10.7936/4tyz-z454
A Policy Platform to Deliver Black Reparations: Building on Evidence from Child Development Accounts
Shanks, T. R., Huang, J., Elliott, W., III, Zheng, H., Clancy, M. M., & Sherraden, M. (2024). A policy platform to deliver Black reparations: Building on evidence from Child Development Accounts. RSF: The Russell Sage Foundation Journal of the Social Sciences, 10(3), 92–111. https://doi.org/10.7758/RSF.2024.10.3.05
Child Savings Accounts and Other Tax-Advantaged Accounts Benefiting American Children: Testimony Before the U.S. Senate Committee on Finance
Elliott, W. (2024, May). Child Savings Accounts and other tax-advantaged accounts benefiting American children: Testimony Before the U.S. Senate Committee on Finance (CSD Perspective No. 24-05). Washington University, Center for Social Development, and University of Michigan, Center on Assets, Education, and Inclusion. https://doi.org/10.7936/ezhm-qb08
Wealth-Building for All Children: Convergence and Evidence to Support a Nationwide Policy
Huang, J., Shanks, T. R., Clancy, M. M., Elliott, W., III, & Sherraden, M. (2024). Wealth-building for all children: Convergence and evidence to support a nationwide policy (CSD Policy Brief No. 24-04). Washington University, Center for Social Development. https://doi.org/10.7936/kyht-rv07
My Alfond Grant CDA: Experience From 10 Years of Automatic Deposits for All Maine Newborns
Quint, C. J., & Clancy, M. M. (2023, June). My Alfond Grant CDA: Experience From 10 years of automatic deposits for all Maine newborns (CSD Policy Brief No. 23-19). Washington University, Center for Social Development. https://doi.org/10.7936/9tx1-hf90
Linkage Fees: A Vehicle for Financing Affordable Housing
Murphy, L., Cooper, S., & Beckham, R. (2023, February). Linkage fees: A vehicle for financing affordable housing (CSD Policy Brief No. 23-11). Washington University, Center for Social Development. https://doi.org/10.7936/r0g8-kr48
Advancing Racial Equity Through Community Land Trusts
Alzhrani, A., Kiefer, B., Kim, D.-Y., & Eissner, G. (2023, February). Advancing racial equity through community land trusts (CSD Policy Brief No. 23-10). Washington University, Center for Social Development. https://doi.org/10.7936/hyr6-3569
Zoning: Issues and Reform
Borland, O., Kohlstruk, C., & Owens, L. (2023, February). Zoning: Issues and reform (CSD Policy Brief No. 23-09). Washington University, Center for Social Development. https://doi.org/10.7936/9bav-8t27
Racially Restrictive Covenants: A Story of Segregation, Disinvestment, and Lingering Implications
Al Hammam, F., Haden, J., Logan-Wood, L., & Roeder, J. (2023, February). Racially restrictive covenants: A story of segregation, disinvestment, and lingering implications (CSD Policy Brief No. 23-08). Washington University, Center for Social Development. https://doi.org/10.7936/fshc-6755
Welcome Home: A Policy Briefing Book for Housing Opportunity in St. Louis County
Metzger, M. (Ed.). (2023, February). Welcome home: A policy briefing book for housing opportunity in St. Louis County (CSD Research Summary No. 23-07). Washington University, Center for Social Development. https://doi.org/10.7936/q9c7-3n13
Introduction to the Special Issue on Financial Capability and Asset Building for Family Financial Wellbeing
Birkenmaier, J., Rothwell, D. R., Jacobson Frey, J., & Spence Coffey, D. (2022). Introduction to the Special Issue on Financial Capability and Asset Building for Family Financial Wellbeing. Journal of Family and Economic Issues, 43(4), 647–643. https://doi.org/10.1007/s10834-022-09871-y
Special Issue | Financial Capability and Asset Building for Family Financial Wellbeing
Rothwell, D. R., Jacobson Frey, J., & Birkenmaier, J. (Eds.). (2022). Special issue on financial capability and asset building for family financial wellbeing. Journal of Family and Economic Issues, 43(4). https://link.springer.com/journal/10834/volumes-and-issues/43-4
Climate Change, Social Work, and the Transition Away From Fossil Fuels: A Scoping Review
Mason, L. R., Melton, C. C., Gray, D., & Swallow, A. L. (2022). Climate change, social work, and the transition away from fossil fuels: A scoping review. Sustainability, 14(12), Article 7086. https://doi.org/10.3390/su14127086
Senator, national experts discuss strategies for economic security
Policies to strengthen vulnerable families typically focus either on boosting income for present needs or assets for future priorities. A recent event spotlighted policies to integrate the two approaches for vulnerable families – as we already do for other families.
Economic Security From an Asset Perspective
Elliott, W., III. (2022, May). Economic security from an asset perspective (CSD Perspective No. 22-19). Washington University, Center for Social Development, and University of Michigan, Center on Assets Education, and Inclusion.
Policy Mapping of US Congressional Proposals on Climate Change: Informing Social Work Advocacy
Mason, L. R., Minnick, D. J., Tercero, S., Cummings Melton, C., & Greenfield, J. C. (2022). Policy mapping of US congressional proposals on climate change: Informing social work advocacy. Journal of Policy Practice and Research, 3, 221–240. https://doi.org/10.1007/s42972-022-00055-4
Interventions Designed to Improve Financial Capability: A Systematic Review
Birkenmaier, J., Maynard, B., & Kim, Y. (2022). Interventions designed to improve financial capability: A systematic review. Research on Social Work Practice, 32(6), 651–677. https://doi.org/10.1177/10497315221080127
The Long Afterlife of Slavery in Asset Stripping, Historical Memory, and Family Burden: Toward a Third Reconstruction
Fergus, D., & Shanks, T. R. (2022). The long afterlife of slavery in asset stripping, historical memory, and family burden: Toward a third Reconstruction. Families in Society, 103(1), 7–20. https://doi.org/10.1177/10443894211061283
Financial Capability and Asset Building With a Racial- and Gender-Equity Lens: Advances from the Field
Finsel, C., Watson Grote, M., Libby, M., Mahon, C., & Sherraden, M. S. (2022). Financial capability and asset building with a racial- and gender-equity lens: Advances from the field. Families in Society, 103(1), 86–100. https://doi.org/10.1177/10443894211063133
Building Financial Capability and Assets in America’s Families
Sherraden, M. S., Huang, J., Jones, J. L., & Callahan, C. (2022). Building financial capability and assets in America’s families [Special issue introduction]. Families in Society, 103(1), 3–6. https://doi.org/10.1177/10443894211066464