Huang, J., Sherraden, M. S., Sherraden, M., & Johnson, L. (2021). Effective finance to increase financial well-being for low-income families: Empirical examination and policy implications (CSD Working Paper No. 21-09, submitted for publication). Washington University, Center for Social Development.
Category: Working Paper
Fostering Entrepreneurship among Low-Income Individuals through Financial Capability
Huang, J., & Guo, B. (2021). Fostering entrepreneurship among low-income individuals through financial capability (CSD Working Paper No. 21-08, submitted for publication). Washington University, Center for Social Development.
Toward Finance as a Public Good
Huang, J., Sherraden, M. S., & Sherraden, M. (2021). Toward finance as a public good (CSD Working Paper No. 21-03). Washington University, Center for Social Development. https://doi.org/10.7936/p8dd-p256
Cash Transfers and Health
Sun, S., Huang, J., Hudson, D., & Sherraden, M. (2020). Cash transfers and health (CSD Working Paper No. 20-16). St. Louis, MO: Washington University, Center for Social Development.
A Framework for Explaining Black–White Inequality in Homeownership Sustainability
Ren, C. (2020). A framework for explaining Black–White inequality in homeownership sustainability (CSD Working Paper No. 20-07). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/zryf-5d75
Productive Engagement Early in Life: Civic and Volunteer Service as a Pathway to Development
Lough, B. J., Sherraden, M. S., Moore A. M., Sherraden, M., & Pritzker, S. (2017). Productive engagement early in life: Civic and volunteer service as a pathway to development (Grand Challenges for Social Work initiative Working Paper No. 23). Cleveland, OH: American Academy of Social Work and Social Welfare.
Fair Housing and Inclusive Communities
Metzger, M. W., & Khare, A. T. (2017). Fair housing and inclusive communities (Grand Challenges for Social Work initiative Working Paper No. 24). Cleveland, OH: American Academy of Social Work & Social Welfare.
Financial Literacy in China: Priorities and a Direction
Yuan, Y., & Jin, M. (2017). Financial literacy in China: Priorities and a direction (CSD Working Paper No. 17-37). St. Louis, MO: Washington University, Center for Social Development.
Employee Financial Wellness Programs: A Review of the Literature and Directions for Future Research
Hannon, G., Covington, M., Despard, M. R., Frank-Miller, E., & Grinstein-Weiss, M. (2017). Employee financial wellness programs: A review of the literature and directions for future research (CSD Working Paper No. 17-23). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7WW7H5C
The Role of Choice Architecture in Promoting Saving at Tax Time: Evidence From a Large-Scale Field Experiment
Grinstein-Weiss, M., Cryder, C., Despard, M. R., Perantie, D. C., Oliphant, J. E., & Ariely, D. (2017). The role of choice architecture in promoting saving at tax time: Evidence from a large-scale field experiment (CSD Working Paper No. 17-29). St. Louis, MO: Washington University, Center for Social Development.
Asset Building: Toward Inclusive Policy
Sherraden, M., Johnson, L., Clancy, M., Beverly, S. G., Sherraden, M., Schreiner, M., … Han, C.-K. (2016). Asset building: Toward inclusive policy (CSD Working Paper No. 16-49). St. Louis, MO: Washington University, Center for Social Development.
International Child Development Accounts
Sherraden, M., CHENG, L.-C., Ssewamala, F. M., KIM, Y., Loke, V., ZOU, L., … HAN, C.-K. (2016). International Child Development Accounts (CSD Working Paper No. 16-48). St. Louis, MO: Washington University, Center for Social Development.
Under review with theEncyclopedia of Social Work(Oxford University Press).
Financial Inclusion in China: Use of Credit
Chen, Z., & Jin, M. (2016). Financial inclusion in China: Use of credit (CSD Working Paper No. 16-24). St. Louis, MO: Washington University, Center for Social Development.
Nudging Youth to Develop Savings Habits: Experimental Evidence Using SMS Messages
Rodríguez, C., & Saavedra, J. E. (2016). Nudging youth to develop savings habits: Experimental evidence using SMS messages (CSD Working Paper No. 16-19). St. Louis, MO: Washington University, Center for Social Development.
The Excluded: An Estimate of the Consequences of Denying Social Security to Agricultural and Domestic Workers
Stoesz, D. (2016). The excluded: An estimate of the consequences of denying Social Security to agricultural and domestic workers (CSD Working Paper No. 16-17). St. Louis, MO: Washington University, Center for Social Development.
Testing Universal Child Development Accounts: Financial Impacts in a Large Social Experiment
Clancy, M. M., Beverly, S. G., Sherraden, M., & Huang, J. (2016). Testing universal Child Development Accounts: Financial impacts in a large social experiment (CSD Working Paper No. 16-08). St. Louis, MO: Washington University, Center for Social Development.
Reversing Extreme Inequality
Lein, L., Romich, J. L., & Sherraden, M. (2016). Reversing extreme inequality (Grand Challenges for Social Work Initiative Working Paper No. 16). Cleveland, OH: American Academy of Social Work and Social Welfare.
Financial Capability and Asset Building for All
Sherraden, M. S., Huang, J., Frey, J. J., Birkenmaier, J., Callahan, C., Clancy, M. M., & Sherraden, M. (2015). Financial capability and asset building for all (Grand Challenges for Social Work Initiative Working Paper No. 13). Cleveland, OH: American Academy of Social Work and Social Welfare.
Smart Decarceration: Guiding Concepts for an Era of Criminal Justice Transformation
Epperson, M. W., & Pettus-Davis, C. (2015). Smart decarceration: Guiding concepts for an era of criminal justice transformation (CSD Working Paper No. 15-53). St. Louis, MO: Washington University, Center for Social Development.
The Management Imperative: Displacement, Dynamics, and Directions Forward for Training Social Workers as Managers
Rosenberg, B., & McBride, A. M. (2015). The management imperative: Displacement, dynamics, and directions forward for training social workers as managers (CSD Working Paper No. 15-41). St. Louis, MO: Washington University, Center for Social Development.
“Taking the Bank to the Youth:” Impacts on Saving and Asset Building From the Ghana YouthSave Experiment
Lee, Y., Johnson, L. Sherraden, M., Ansong, D., Osei-Akoto, I., & Chowa, G. A. (2015). “Taking the bank to the Youth:” Impacts on saving and asset building from the Ghana YouthSave Experiment (CSD Working Paper No. 15-43). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Building in Social Work Education: “The Big Piece Missing?”
Sherraden, M. S., Birkenmaier, J., Rochelle, M., & McClendon, G. G. (2015). Financial capability and asset building in social work education: “The big piece missing?” (CSD Working Paper No. 15-44). St. Louis, MO: Washington University, Center for Social Development.
Social and Emotional Learning and Social Work in Middle School: A Case Study in Community Partnership
Robertson, A. S., McBride, A. M., Chung, S., Williams, A., & May, V. (2015). Social and emotional learning and social work in middle school: A case study in community partnership (CSD Working Paper No. 15-39). St. Louis, MO: Washington University in St. Louis, Center for Social Development.
Adopting a Financial Capability and Asset Building Curriculum at Historically Black Colleges and Universities
Rochelle, M., McClendon, G., Brackett, M., Wright, M., & Sherraden, M. S. (2015). Adopting a financial capability and asset building curriculum at historically Black colleges and universities (CSD Working Paper No. 15-36). St. Louis, MO: Washington University, Center for Social Development.
Environment and Social Development
Mason, L. R. (2015). Environment and social development (CSD Working Paper No. 15-33). St. Louis, MO: Washington University, Center for Social Development.
Impact of Stranger Violence and Intimate Partner Violence on the Grades of American Indian/Alaska Native Undergraduate College Students
Patterson, D. A., Perkins, J., & Van Zile-Tamsen, C. (2015). Impact of stranger violence and intimate partner violence on the grades of American Indian/Alaska Native undergraduate college students (CSD Working Paper No. 15-32). St. Louis, MO: Washington University, Center for Social Development.
Patterns of Housing Voucher Use Revisited: Segregation and Section 8 Using Updated Data and More Precise Comparison Groups, 2013
Metzger, M. W., & Pelletiere, D. (2015). Patterns of housing voucher use revisited: Segregation and Section 8 using updated data and more precise comparison groups, 2013 (CSD Working Paper No. 15-22). St. Louis, MO: Washington University, Center for Social Development.
Impact of the Academic-Social Context on American Indian/Alaska Native Students’ Academic Performance
Patterson, D. A., & Butler-Barnes, S. T. (2015). Impact of the academic-social context on American Indian/Alaska Native students’ academic performance (CSD Working Paper No. 15-02). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7RF5TH3
American Indian/Alaskan Native College Dropout: Recommendations for Increasing Retention and Graduation
Patterson, D. A., Butler-Barnes, S. T., & Van Zile-Tamsen, C. (2015). American Indian/Alaskan Native college dropout: Recommendations for increasing retention and graduation (CSD Working Paper No. 15-03). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7MP52SR
From Mass Incarceration to Smart Decarceration
Pettus-Davis, C., & Epperson, M. W. (2015). From mass incarceration to smart decarceration (Grand Challenges for Social Work Initiative Working Paper No. 4). Cleveland, OH: American Academy of Social Work and Social Welfare.
Increasing Productive Engagement in Later Life
Morrow-Howell, N., Gonzales, E., Matz-Costa, C., & Greenfield, E. A. (2015). Increasing productive engagement in later life (Grand Challenges for Social Work Initiative Working Paper No. 8). Cleveland, OH: American Academy of Social Work and Social Welfare.
Strengthening the Social Response to the Human Impacts of Environmental Change
Kemp, S. P., & Palinkas, L. A. (with Wong, M., Wagner, K., Reyes Mason, L., Chi, I., … Rechkemmer, A.). (2015). Strengthening the social response to the human impacts of environmental change (Grand Challenges for Social Work Initiative Working Paper No. 5). Cleveland, OH: American Academy of Social Work and Social Welfare.
New Measures of Economic Security and Development: Savings Goals for Short-Term and Long-Term Economic Needs
Nam, Y., Lee, Y., McMahon, S., & Sherraden, M. (2014). New measures of economic security and development: Savings goals for short-term and long-term economic needs (CSD Working Paper No. 14-28). St. Louis, MO: Washington University, Center for Social Development.
Economic Intervention and Parenting: A Randomized Experiment of Statewide Child Development Accounts
Nam, Y., Wikoff, N., & Sherraden, M. (2014). Economic intervention and parenting: A randomized experiment of statewide Child Development Accounts (CSD Working Paper No. 14-25). St. Louis, MO: Washington University in St. Louis, Center for Social Development.
Program Knowledge and Savings in a Child Development Account Experiment
Nam, Y., Hole, E., Sherraden, M., & Clancy, M. (2014). Program knowledge and savings outcomes in a Child Development Account experiment (CSD Working Paper No. 14-22). St. Louis, MO: Washington University, Center for Social Development.
Rebound Neighborhoods in Older Industrial Cities: The Story of St. Louis
Webber, H., & Swanstrom, T. (2014). Rebound neighborhoods in older industrial cities: The story of St. Louis (CSD Working Paper No. 14-17). St. Louis, MO: Washington University, Center for Social Development.
Heterogeneous Effects of Child Development Accounts on Savings for Children’s Education
Huang, J., Kim, Y., Sherraden, M., & Clancy, M. (2014). Heterogeneous effects of Child Development Accounts on savings for children’s education (CSD Working Paper No. 14-15). St. Louis, MO: Washington University, Center for Social Development.
Education Loans and Wealth Building Among Young Adults
Zhan, M., & Xiang, X. (2014). Education loans and wealth building among young adults (CSD Working Paper No. 14-14). St. Louis, MO: Washington University, Center for Social Development.
Social Challenges and Policy Innovations by Social Workers in Australia
Pawar, M. (2014). Social challenges and policy innovations by social workers in Australia (CSD Working Paper No. 14-10). St. Louis, MO: Washington University, Center for Social Development.
Motivating Students Through Classroom-Based Service Learning: Toward Adoption and Impact
Robertson, A. S., McBride, A. M., Chung, S., & Williams, A. (2014). Motivating students through classroom-based service learning: Toward adoption and impact (CSD Working Paper No. 14-11). St. Louis, MO: Washington University, Center for Social Development.
Rediscovering Social Investment in Developmental Welfare State Policies (DWSP): Back to the Future
Johnson, K. (2014). Rediscovering social investment in developmental welfare state policies (DWSP): Back to the future (CSD Working Paper No. 14-02). St. Louis, MO: Washington University, Center for Social Development.
Does Outstanding Student Debt Reduce Asset Accumulation?
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Does outstanding student debt reduce asset accumulation? (CSD Working Paper No. 13-32). St. Louis, MO: Washington University, Center for Social Development.
From Mass Incarceration to Smart Decarceration
Pettus-Davis, C., & Epperson, M. W. (2014). From mass incarceration to smart decarceration (CSD Working Paper No. 14-31). St Louis, MO: Washington University, Center for Social Development.
Asset Ownership and Academic Achievement Among Youth in Ghana: Examining Associations Based on Asset Type and Academic Subject
Chowa, G. A. N., & Masa, R. D. (2013). Asset ownership and academic achievement among youth in Ghana: Examining associations based on asset type and academic subject (CSD Working Paper No. 13-25). St. Louis, MO: Washington University, Center for Social Development.
An Event History Analysis of Educational Loans and College Graduation: A Focus on Differences by Race and Ethnicity
Zhan, M., & Xiang, X. (2013). An event history analysis of educational loans and college graduation: A focus on differences by race and ethnicity (CSD Working Paper No. 13-35). St. Louis, MO: Washington University, Center for Social Development.
Student Debt and Declining Retirement Savings
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Student debt and declining retirement savings (CSD Working Paper No. 13-34). St. Louis, MO: Washington University, Center for Social Development.
Is Student Debt Compromising Homeownership as a Wealth-Building Tool?
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Is student debt compromising homeownership as a wealth-building tool? (CSD Working Paper No. 13-33). St. Louis, MO: Washington University, Center for Social Development.
The Impact of Family Assets and Debt on College Graduation
Zhan, M., & Lanesskog, D. (2013). The impact of family assets and debt on college graduation (CSD Working Paper No. 13-36). St. Louis, MO: Washington University, Center for Social Development.
SEED for Oklahoma Kids: Experimental Test of a Policy Innovation in a Full Population
Mason, L. R., Nam, Y., Clancy, M., & Sherraden, M. (2013). SEED for Oklahoma Kids: Experimental test of a policy innovation in a full population (CSD Working Paper No. 13-24). St. Louis, MO: Washington University, Center for Social Development.
A Cost-Benefit Analysis of Tulsa’s IDA Program: Findings From a Long-Term Follow-Up of a Random Assignment Social Experiment
Greenberg, D. (2012). A cost-benefit analysis of Tulsa’s IDA program: Findings from a long-term follow-up of a random assignment social experiment (CSD Working Paper No. 12-58). St. Louis, MO: Washington University, Center for Social Development.