Refund to Savings research will give timely evidence on the dynamics of saving among low- and moderate-income households. Read more.
Next Age Institute will design and test social innovations for the 21st century. Read more.
Informed by CSD research in SEED for Oklahoma Kids, Rhode Island made college savings more accessible starting this year. Read more.
Perspective: Creating a Just and Inclusive America
Briggs, X. (2015). Creating a just and inclusive America (CSD Perspective No. 15-24). St. Louis, MO: Washington University, Center for Social Development.
Tax-Time Savings Among Low-Income Households in the $aveNYC Program
Key, C., Tucker, J. N., Grinstein-Weiss, M., & Comer, K. (2015). Tax-Time savings among low-income households in the $aveNYC Program. Journal of Consumer Affairs. Advance online publication. doi:10.1111/joca.12070
Can Child Development Accounts Be Inclusive? Early Evidence from a Statewide Experiment
Beverly, S., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2015). Can Child Development Accounts be inclusive? Early evidence from a statewide experiment. Children and Youth Services Review. Advance online publication. doi:10.1016/j.childyouth.2015.03.003
Special Issue: Starting Early for Financial Success: Capability into Action
Grinstein-Weiss, M., & Sherraden, M. S. (Eds.). (2015). Starting early for financial success: Capability into action [Special issue]. Journal of Consumer Affairs, 49(1).
Refund to Savings: Creating Contingency Savings at Tax Time
Grinstein-Weiss, M., Comer, K., Russell, B. D., Key, C., Perantie, D., & Ariely, D. (2015). Refund to Savings: Creating contingency savings at tax time. In J. M. Collins (Ed.), A fragile balance: Emergency savings and liquid resources for low-income consumers (pp. 87-106). New York, NY: Palgrave Macmillan.
A Decade of International Volunteering from the United States, 2004 to 2014
Lough, B. J. (2015) A Decade of International Volunteering from the United States, 2004 to 2014 (CSD Research Brief 15-18). St. Louis, MO: Washington University, Center for Social Development.
​​People in social work are crucial to understanding the poor and their financial decision making, Camille Busette, PhD, said in the keynote speech at the 2015 Convening on Financial Capability & Asset Building. Busette is the lead financial sector specialist at the Consultative Group to Assist the Poor​.​
​Since the 1970s, American society has split along class lines, and the gap between rich children and poor children is widening, Harvard Professor Robert Putnam says. The gap is “the most important domestic challenge facing our country,” he says.​
​A special issue of The Journal of Consumer Affairs, “Starting Early for Financial Success,” features articles that explore the links among financial education, financial inclusion, and financial well-being. Contributors point out that even young children can learn financial lessons and that facilitating financial capability is a key imperative for policymakers. Michal Grinstein-Weiss and Margaret S. Sherraden served as guest editors of the issue.​​
Robert D. Putnam, famous for his best-selling book “Bowling Alone," now is taking on inequality among children and why fewer Americans today have the opportunity for upward mobility. On April 15, Putnam will discuss his new book, “Our Kids: The American Dream in Crisis,” at Washington University in St. Louis.​​
A groundbreaking project examining the attitudes and practices of young people in developing economies toward saving money has led to new findings that confirm and challenge assumptions about youth saving at formal financial institutions.