Inquiry
Refund to Savings research will give timely evidence on the dynamics of saving among low- and moderate-income households. Read more.
Innovation
Next Age Institute will design and test social innovations for the 21st century. Read more.
Impact
Informed by CSD research in SEED for Oklahoma Kids, Rhode Island made college savings more accessible starting this year. Read more.
PUBLICATIONS
CSD NEWS
Tax-Time Savings Among Low-Income Households in the $aveNYC Program
Key, C., Tucker, J. N., Grinstein-Weiss, M., & Comer, K. (2015). Tax-Time savings among low-income households in the $aveNYC Program. Journal of Consumer Affairs. Advance online publication. doi:10.1111/joca.12070
Can Child Development Accounts Be Inclusive? Early Evidence from a Statewide Experiment
Beverly, S., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2015). Can Child Development Accounts be inclusive? Early evidence from a statewide experiment. Children and Youth Services Review. Advance online publication. doi:10.1016/j.childyouth.2015.03.003
Special Issue: Starting Early for Financial Success: Capability into Action
Grinstein-Weiss, M., & Sherraden, M. S. (Eds.). (2015). Starting early for financial success: Capability into action [Special issue]. Journal of Consumer Affairs, 49(1).
Refund to Savings: Creating Contingency Savings at Tax Time
Grinstein-Weiss, M., Comer, K., Russell, B. D., Key, C., Perantie, D., & Ariely, D. (2015). Refund to Savings: Creating contingency savings at tax time. In J. M. Collins (Ed.), A fragile balance: Emergency savings and liquid resources for low-income consumers (pp. 87-106). New York, NY: Palgrave Macmillan.
A Decade of International Volunteering from the United States, 2004 to 2014
Lough, B. J. (2015) A Decade of International Volunteering from the United States, 2004 to 2014 (CSD Research Brief 15-18). St. Louis, MO: Washington University, Center for Social Development.
Perspective: Beyond Ferguson: Empowering Low-Income People to Build the Future of Their Communities
Stoneman, D. (2015). Beyond Ferguson: Empowering Low-Income People to Build the Future of Their Communities (CSD Perspective 15-17). St. Louis, MO: Washington University, Center for Social Development.
Research Brief: Does Unsecured Debt Decrease Savings? Evidence from the Refund to Savings Initiative
Grinstein-Weiss, M., Oliphant, J., Russell, B. D., & Boshara, R. (2015). Does unsecured debt decrease savings? Evidence from the Refund to Savings Initiative (CSD Research Brief 15-16). St. Louis, MO: Washington University, Center for Social Development.
Robert D. Putnam, famous for his best-selling book “Bowling Alone," now is taking on inequality among children and why fewer Americans today have the opportunity for upward mobility. On April 15, Putnam will discuss his new book, “Our Kids: The American Dream in Crisis,” at Washington University in St. Louis.​​
A groundbreaking project examining the attitudes and practices of young people in developing economies toward saving money has led to new findings that confirm and challenge assumptions about youth saving at formal financial institutions.
Singapore’s innovative response to its rough and vulnerable beginning has shaped the first 50 years of the island country, Michael Sherraden said Wednesday, speaking to a crowd gathered at the National University of Singapore for his public lecture marking Singapore’s 50th Anniversary as an independent nation.
The associate director of the Center for Social Development (CSD) urged U.S. senators on Thursday to create long-term asset-building policies and to use such “golden moments” as tax time to urge Americans to save.
​While many Americans took a big financial hit during the Great Recession, homeowners were less likely than renters to lose very large proportions of their wealth, finds a new study from the Center for Social Development (CSD). “The proportion of homeowners who lost net worth was larger than the proportion of renters who did so; however, renters were more likely than owners to lose at least 25 percent of their net worth during this time,” said lead author Michal Grinstein-Weiss, PhD, associate director of CSD.