Inquiry
Refund to Savings research will give timely evidence on the dynamics of saving among low- and moderate-income households. Read more.
Innovation
Next Age Institute will design and test social innovations for the 21st century. Read more.
Impact
Informed by CSD research in SEED for Oklahoma Kids, Rhode Island made college savings more accessible starting this year. Read more.
PUBLICATIONS
CSD NEWS
Creating Financial Capability in the Next Generation: An Introduction to the Special Issue
Sherraden, M. S., & Grinstein-Weiss, M. (2015). Creating financial capability in the next generation: An introduction to the special issue. Journal of Consumer Affairs. Advance online publication. doi:10.1111/joca.12067
Homeownership, the Great Recession, and Wealth: Evidence From the Survey of Consumer Finances
Grinstein-Weiss, M., Key, C., & Carrillo, S. (2015). Homeownership, the Great Recession, and wealth: Evidence from the Survey of Consumer Finances. Housing Policy Debate. Advance online publication. doi:10.1080/10511482.2014.971042
Racial and Ethnic Disparities in Food Insufficiency: Evidence from a Statewide Probability Sample
Nam, Y., Huang, J., Heflin, C. M., & Sherraden, M. (in press). Racial and ethnic disparities in food insufficiency: Evidence from a statewide probability sample. Journal of the Society for Social Work and Research.
Closing the Racial Wealth Gap: Innovative Solutions for Change
Southern Regional Asset Building Coalition. (2015). Closing the racial wealth gap: Innovative solutions for change (2014 Southern Regional Asset Building Coalition Conference Report). St. Louis, MO: Washington University, Center for Social Development.
The Early Positive Impacts of Child Development Accounts
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2015). The early positive impacts of Child Development Accounts (CSD Research Brief 15-08). St. Louis, MO: Washington University, Center for Social Development.
Financial Education and Savings Outcomes for Low-Income IDA Participants: Does Age Make a Difference?
Grinstein-Weiss, M., Guo, S., Reinertson, V., & Russell, B. (2015). Financial education and savings outcomes for low-income IDA participants: Does age make a difference? Journal of Consumer Affairs. Advance online publication. doi:10.1111/joca.12061
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2015). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief 15-07). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program
Grinstein-Weiss, M., Perantie, D. C., Russell, B. D., Comer, K., Taylor, S. H., Luo, L., Key, C., & Ariely, D. (2014). Refund to Savings 2013: Comprehensive report on a large-scale tax-time saving program (CSD Research Report 15-06). St. Louis, MO: Washington University, Center for Social Development.
​Two new laws in St. Louis will expand housing options for Section 8 renters. Recent research at Washington University in St. Louis influenced the laws' enactment. “Section 8 renters are highly segregated in low-income communities,” says Assistant Professor Molly Metzger, who testified in support of the laws. She is a faculty director for Inclusive Housing research at the Center for Social Development.
The Singapore launch of the Next Age Institute is on Monday, February 23, at the National University of Singapore. The event will feature Singapore’s Senior Minister of State Amy Khor as the guest of honor. Institute directors Chia Ngee Choon, Corinne Ghoh and Michael Sherraden also will speak.
​Young people from Kansas, Missouri and Illinois gathered to hear Dorothy Stoneman, the founder and CEO of YouthBuild USA Inc., speak about transforming themselves and their communities. A leader in advocating for youth engagement in civil society and the eradication of poverty, she urged them to work for change while acting consistently with love to build relationships across barriers of race and economics.
​Renowned author, commentator and sociologist Xavier (“Xav”) de Souza Briggs urged the reinvention of the United States’ version of capitalism in his speech “Toward a Just and Inclusive America” on Thursday at Washington University in St. Louis. Speaking to an audience that overflowed Brown Lounge, Briggs asked, “Why did we become an economy of IT billionaires and a thriving, high-skill ‘creative class’ on one side and millions of dead-end, bad jobs on the other?” 
​​The new book “Financial Capability and Asset Holding in Later Life: A Life Course Perspective” concludes that older adults require financial knowledge and access to financial services in order to build secure lives.The book uses a life course perspective to explain how financial vulnerability is created across many decades and then revealed in old age, when few opportunities exist to reverse difficult conditions.