Students who experience violence/abuse have lower GPAs than those who do not. Read more.
Most economic well-being measures ignore long-term priorities like saving for retirement and children's college education. Read more.
SEED for Oklahoma Kids is the first experiment examining the impact of CDAs on parental educational expectations for young children. Read more.
Nudging Youth to Develop Savings Habits: Experimental Evidence Using SMS Messages
Rodríguez, C., & Saavedra, J. E. (2016). Nudging youth to develop savings habits: Experimental evidence using SMS messages (CSD Working Paper No. 16-19). St. Louis, MO: Washington University, Center for Social Development.
Behavioral Interventions to Increase Tax-Time Saving: Evidence From a National Randomized Trial
Grinstein-Weiss, M., Russell, B. D., Gale, W. G., Key, C., & Ariely, D. (2016). Behavioral interventions to increase tax-time saving: Evidence from a national randomized trial. Journal of Consumer Affairs. Advance online publication. doi:10.1111/joca.12114
Research Brief: The Burden of Student Debt: Findings From a Survey of Low- and Moderate-Income Households
Despard, M. R., Taylor, S. H., Perantie, D. C., & Grinstein-Weiss, M. (2016, May). The burden of student debt: Findings from a survey of low- and moderate-income households (CSD Research Brief No. 16-15). St. Louis, MO: Washington University, Center for Social Development.
Research Brief: Racial Disparities in Student Debt: Evidence from the Refund to Savings Initiative
Taylor, S. H., Perantie, D. C., Kantor, N., Grinstein-Weiss, M., Guo, S., & Raghavan, R. (2016, May). Racial disparities in student debt: Evidence from the Refund to Savings Initiative (CSD Research Brief No. 16-14). St. Louis, MO: Washington University, Center for Social Development.
Racial Disparities in Education Debt Burden Among Low- and Moderate-Income Households
Grinstein-Weiss, M., Perantie, D. C., Taylor, S. H., Guo, S., & Raghavan, R. (2016). Racial disparities in education debt burden among low- and moderate-income households. Children and Youth Services Review, 65, 166–174. doi:10.1016/j.childyouth.2016.04.010
Fact Sheet: Frequently Asked Questions About the Features of Child Development Accounts in Israel
Grinstein-Weiss, M., Covington, M., Brewster, M., & Oliphant, J. E. (2016, April). Frequently asked questions about the features of Child Development Accounts in Israel (CSD Fact Sheet No. 16-12). St. Louis, MO.
Policy Brief: A Savings Account for Every Child Born in Israel: Recommendations for Program Implementation
Grinstein-Weiss, M., Covington, M., Clancy, M. M., & Sherraden, M. (2016, April). A savings account for every child born in Israel: Recommendations for program implementation (CSD Policy Brief No. 16-11). St. Louis, MO: Washington University, Center for Social Development.
​Top Ghana officials, representatives from more than 20 financial institutions and practitioners met in April in Accra, Ghana, to learn about YouthSave research findings and how they could encourage young people to open bank accounts and save.​
New research from the Center for Social Development (CSD) at Washington University shows low- to moderate-income black students and graduates accrue $7,721 more education debt than their white counterparts. 
​​Just before this year’s tax filing deadline, U.S. Sens. Cory Booker (D-NJ) and Jerry Moran (R-KS) proposed a plan to encourage Americans to build emergency funds. Under the Refund to Rainy Day Savings Act, tax filers who receive a direct-deposit tax refund could defer 20 percent of their refund by opting into the Rainy Day Savings Program.​
​Social entrepreneur Peter Nares, the founder of Prosper Canada and longtime friend of the Center for Social Development (CSD), died on April 5. He was 66. He was “a visionary with an unstoppable belief in the desire and capacity of all people to forge a decent life for themselves and their families," says CEO Elizabeth Mulholland.​
We are pleased to share news from and highlight ongoing collaborations with our global partners the Centre for Social Development Asia, at the National University of Singapore (NUS), and the Centre for Social Development in Africa, at the University of Johannesburg.
The Singapore government announced on March 24 that it has significantly expanded Child Development Accounts (CDAs). The expansion is an automatic deposit into the CDAs of all newborns in the amount of S$3,000, which is US$2,220 at current exchange rates.