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Asset Building Financial Inclusion Perspectives & Testimonies

Saving in IDA Programs

By CSD • July 1, 2001October 31, 2018

This is an adapted version of a testimony by Sherraden given at the President’s Commussion on Social Security in Washington, DC based on the report on the Implications for Individual Accounts and Social Security. Sherraden’s comments are responding to Commissioners’ questions about saving and effects of asset accumulation among households with low incomes, permit me offer the following information based on our research on Individual Development Accounts (IDAs). IDAs are matched saving restricted for certain uses, typically home ownership, education, and small business capitalization.

Project: American Dream Policy Demonstration (ADD)

Citation

Sherraden, M. (2001, October). Saving in IDA programs: Supplemental testimony to the President’s Commission on Social Security (CSD Perspective No. 01-22). St. Louis, MO: Washington University, Center for Social Development.

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2001American Dream Policy Demonstration (ADD)individual development account (ida)Michael Sherraden

Center for Social Development

Washington University in St. Louis

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St. Louis, MO 63130

314-935-7433

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