Schreiner, M., & Sherraden, M. (2017). Qiong Ren Neng Zan Qian Ma [Can the poor save? Saving and asset building in Individual Development Accounts] (Trans Y. Sun). Beijing, China: Commercial Press.
Tag: American Dream Policy Demonstration (ADD)
The Impacts of Individual Development Accounts, Assets, and Debt on Future Orientation and Psychological Depression
Rohe, W. M., Key, C., Grinstein-Weiss, M., Schreiner, M., & Sherraden, M. (2017). The impacts of Individual Development Accounts, assets, and debt on future orientation and psychological depression. Journal of Policy Practice, 16(1), 24–45. doi:10.1080/15588742.2015.1125329
IDA program to assist Ferguson-area families
United Way of Greater St. Louis and Emerson are creating an Individual Development Account program for families in north St. Louis County, United Way announced June 28. The program is part of an effort to improve the financial stability of low-income families in the St. Louis region.
IDA experiment reveals financial peril facing low-income families
An experimental Individual Development Account had no effect on whether participants opened a retirement account or on the adequacy of their retirement savings, according to a newly published article in the Journal of Gerontological Social Work.
Effects of an Individual Development Account Program on Retirement Saving: Follow-Up Evidence From a Randomized Experiment
Grinstein-Weiss, M., Sherraden, M., Gale, W. G., Rohe, W. M., Schreiner, M., Key, C., & Oliphant, J. E. (2015). Effects of an Individual Development Account program on retirement saving: Follow-up evidence from a randomized experiment. Journal of Gerontological Social Work, 58(6), 572–589. doi:10.1080/01634372.2015.1052174
Homeownership, the Great Recession, and Wealth: Evidence From the Survey of Consumer Finances
Grinstein-Weiss, M., Key, C., & Carrillo, S. (2015). Homeownership, the Great Recession, and wealth: Evidence from the Survey of Consumer Finances. Housing Policy Debate, 25(3), 419–445. doi:10.1080/10511482.2014.971042
Financial Education and Savings Outcomes for Low-Income IDA Participants: Does Age Make a Difference?
Grinstein-Weiss, M., Guo, S., Reinertson, V., & Russell, B. (2015). Financial education and savings outcomes for low-income IDA participants: Does age make a difference? Journal of Consumer Affairs, 49(1), 156–185. doi:10.1111/joca.12061
A Cost-Benefit Analysis of Tulsa’s IDA Program: Findings From a Long-Term Follow-Up of a Random Assignment Social Experiment
Greenberg, D. (2012). A cost-benefit analysis of Tulsa’s IDA program: Findings from a long-term follow-up of a random assignment social experiment (CSD Working Paper No. 12-58). St. Louis, MO: Washington University, Center for Social Development.
Effects of an Individual Development Account Program on Retirement Saving: Follow-Up Evidence From a Randomized Experiment
Grinstein-Weiss, M., Sherraden, M., Gale, W., Rohe, W. M., Schreiner, M., & Key, C. (2012). Effects of an Individual Development Account program on retirement saving: Follow-up evidence from a randomized experiment (CSD Working Paper No. 12-54). St. Louis, MO: Washington University, Center for Social Development.
Long-Term Follow-Up of Individual Development Accounts: Evidence From the ADD Experiment
Grinstein-Weiss, M., Sherraden, M., Rohe, W. M., Gale, W., Schreiner, M., & Key, C. (2012). Long-term follow-up of Individual Development Accounts: Evidence from the ADD experiment (CSD Report 12-43). St. Louis, MO: Washington University, Center for Social Development.
A new approach to social welfare celebrates 21 years
Asset-building scholars, policymakers, and foundations gathered earlier this month in Washington, DC to celebrate the 21st anniversary of “Assets and the Poor: A New American Welfare Policy.”
Assets and Education Symposium
March 29-30, 2012, The University of Kansas – Lawrence
Individual Development Accounts and Post-Secondary Education: Evidence From a Randomized Experiment
Grinstein-Weiss, M., Sherraden, M., Gale, W., Rohe, W. M., Schreiner, M., & Key, C. (2012). Individual Development Accounts and post-secondary education: Evidence from a randomized experiment (CSD Working Paper No. 12-21). St. Louis, MO: Washington University, Center for Social Development.
Impact of ‘Assets and the Poor’ continues to grow 20 years after its release
In Assets and the Poor, Michael Sherraden, PhD, the Benjamin E. Youngdahl Professor of Social Development at the Brown School at Washington University in St. Louis, writes that asset accumulation is structured and subsidized for many non-poor households, primarily via retirement accounts and home ownership.
Ten-Year Impacts of Individual Development Accounts on Homeownership: Evidence From a Randomized Experiment
Grinstein-Weiss, M., Sherraden, M., Gale, W., Rohe, W. M., Schreiner, M., & Key, C. (2011). Ten-year impacts of Individual Development Accounts on homeownership: Evidence from a randomized experiment (CSD Working Paper No. 11-07). St. Louis, MO: Washington University, Center for Social Development.
‘Striving to Save’ still garnering positive reviews nearly a year after its publication
Striving to Save: Creating Policies for Financial Security of Low-Income Families was published in February, 2010 to acclaim from economist Stuart Rutherford, Assistant Secretary at the US Department of Treasury Michael Barr, and Director of Brandeis’s Institute on Assets Thomas Shapiro.
Brown School alumna active in American Dream Demonstration research wins prestigious award
The Center for Social Development congratulates Michal Grinstein-Weiss on her receipt of the Deborah K. Padgett Early Career Achievement Award from the Society for Social Work and Research.
New report to detail findings of study of Child Development Accounts
San Francisco Treasurer Jose Cisneros and Michael Sherraden, director of the Center for Social Development at Washington University in St. Louis, spoke at a media and policy briefing at the National Press Club on Sept. 21
Striving to Save: Creating Policies for Financial Security of Low-Income Families
In Striving to Save, Margaret Sherrard Sherraden and Amanda Moore McBride examine savings in 84 working families with low incomes, including 59 families who participated in a groundbreaking program of matched savings and financial education. In-depth interviews with these families, along with savings and survey data, shed light on saving in low-income households. The book […]
CSD’s Michael Sherraden named to TIME Magazine’s TIME 100
TIME Magazine has named Michael Sherraden, PhD, the Benjamin E. Youngdahl Professor of Social Development at Washington University in St. Louis, to the 2010 TIME 100, the magazine’s annual list of the 100 most influential people in the world.
IDAs, Saving Taste, and Household Wealth: Evidence from the American Dream Demonstration
Huang, J. (2009). IDAs, saving taste, and household wealth: Evidence from the American Dream Demonstration (CSD Working Paper No. 09-27). St. Louis, MO: Washington University, Center for Social Development.
Asset Building Among Native Hawaiians: Lessons From the Kahikū IDA Program
Rothwell, D. (2009). Asset building among Native Hawaiians: Lessons from the Kahikū IDA program (CSD Working Paper No. 09-26). St. Louis, MO: Washington University, Center for Social Development.
Second Thoughts: Who Almost Participates in an IDA?
Rothwell, D., & Han, C.-K. (2009). Second thoughts: Who almost participates in an IDA? (CSD Working Paper No. 09-25). St. Louis, MO: Washington University, Center for Social Development.
Project uses Web to match funds for first-time savers in developing countries
The World Council of Credit Unions recently launched an innovative online campaign that collects contributions from individuals in the developed world to benefit first-time savers in developing countries.
Findings suggest potential of matched savings program in Peru
A report, conducted by researchers at the Instituto de Estudios Peruanos, investigates a matched savings program in Peru targeted at rural women, the Puno-Cusco Corridor Development Project.
Age Differences in IDA Savings Outcomes: Findings From the American Dream Demonstration
Putnam, M., Sherraden, M., Zhang, L., & Morrow-Howell, N. (2008). Age differences in IDA savings outcomes: Findings from the American Dream Demonstration. Journal of Aging and Social Policy, 20(1), 45–64. doi:10.1300/J031v20n01_03
Exploring Saving Performance in an IDA for People With Disabilities: Some Preliminary Findings
Lombe, M., Huang, J., Putnam, M., & Cooney, K. (2008). Exploring saving performance in an IDA for people with disabilities: Some preliminary findings (CSD Working Paper No. 08-27). St. Louis, MO: Washington University, Center for Social Development.
IDAs and Asset-Building Policy: Lessons and Directions
Sherraden, M. (2008). IDAs and asset-building policy: Lessons and directions (CSD Working Paper No. 08-12). St. Louis, MO: Washington University, Center for Social Development.
Does Banking Experience Matter: Differences of the Banked and Unbanked in Individual Development Accounts
Grinstein-Weiss, M., Yeo, Y. H., Despard, M. R., & Zhan, M. (2008). Does banking experience matter: Differences of the banked and unbanked in Individual Development Accounts (CSD Working Paper No. 08-08). St. Louis, MO: Washington University, Center for Social Development.
Individual Development Accounts: Frequently Asked Questions
Grinstein-Weiss, M., & Irish, K. (2007). Individual Development Accounts: Frequently asked questions (CSD Perspective No. 07-09). St. Louis, MO: Washington University, Center for Social Development.
Can the Poor Save? Saving and Asset Building in Individual Development Accounts
Schreiner, M., & Sherraden, M. (2007). Can the poor save? Saving and asset building in Individual Development Accounts. New Brunswick, NJ: Transaction Publishers.
Do Institutions Really Matter for Saving Among Low-Income Households? a Comparative Approach
Han, C.-K., & Sherraden, M. (2007). Do institutions really matter for saving among low-income households? A comparative approach (CSD Working Paper No. 07-26). St. Louis, MO: Washington University, Center for Social Development.
Assets Beyond Saving in Individual Development Accounts
Han, C.-K., Grinstein-Weiss, M., & Sherraden, M. (2007). Assets beyond saving in Individual Development Accounts (CSD Working Paper No. 07-25). St. Louis, MO: Washington University, Center for Social Development.
Attitudes Toward Institutional Features and Savings in Individual Development Accounts: Latent Class Analysis
Han, C.-K., & Sherraden, M. (2007). Attitudes toward institutional features and savings in Individual Development Accounts: Latent class analysis (CSD Working Paper No. 07-24). St. Louis, MO: Washington University, Center for Social Development.
Fostering Low-Income Homeownership: A Longitudinal Randomized Experiment on Individual Development Accounts
Grinstein-Weiss, M., Jung-Sook, L., Irish, K., & Han, C.-K. (2007). Fostering low-income homeownership: A longitudinal randomized experiment on Individual Development Accounts (CSD Working Paper No. 07-03). St. Louis, MO: Washington University, Center for Social Development.
Effects of Participating in an Asset-Building Intervention on Social Inclusion
Lombe, M., & Sherraden, M. (2007). Effects of participating in an asset-building intervention on social inclusion (CSD Working Paper No. 07-02). St. Louis, MO: Washington University, Center for Social Development.
MIS IDA Operations Manual: Management Information System for Individual Development Accounts
Johnson, E., Bailey, G., & Clancy, M. (2006). MIS IDA operations manual: Management information system for Individual Development Accounts, Version 5 [Computer Software Manual]. St. Louis, MO: Washington University, Center for Social Development.
Saving in Individual Development Accounts: Latent Growth Curve Modeling
Han, C.-K. (2006). Saving in Individual Development Accounts: Latent growth curve modeling (CSD Working Paper No. 06-17). St. Louis, MO: Washington University, Center for Social Development.
Using Individual Development Accounts for Microenterprise Development
Ssewamala, F. M., Lombe, M., & Curley, J. C. (2006). Using Individual Development Accounts for microenterprise development (CSD Working Paper No. 06-08). St. Louis, MO: Washington University, Center for Social Development.
Using Individual Development Accounts to Save for a Home: Are There Differences by Race?
Grinstein-Weiss, M., & Wagner, K. (2006). Using Individual Development Accounts to save for a home: Are there differences by race? (CSD Working Paper No. 06-06). St. Louis, MO: Washington University, Center for Social Development.
What Does an IDA Cost? Some Measures From ADD
Schreiner, M. (2005). What does an IDA cost? Some measures from ADD (CSD Research Report No. 05-38). St. Louis, MO: Washington University, Center for Social Development.
Institutions and Savings in Low-Income Households
Curley, J., Ssewamala, F., & Sherraden, M. (2005). Institutions and savings in low-income households (CSD Working Paper No. 05-13). St. Louis, MO: Washington University, Center for Social Development.
Diffusion of Policy Innovation: The Case of Individual Development Accounts (IDAs) as an Asset-Building Policy
Grinstein-Weiss, M., Wagner, K., & Edwards, K. (2005). Diffusion of policy innovation: The case of Individual Development Accounts (IDAs) as an asset-building policy (CSD Working Paper No. 05-08). St. Louis, MO: Washington University, Center for Social Development.
Educational Status and Savings Performance in Individual Development Accounts
Zhan, M., & Grinstein-Weiss, M. (2005). Educational status and savings performance in Individual Development Accounts (CSD Working Paper No. 05-30). St. Louis, MO: Washington University, Center for Social Development.
Achieving the American Dream? a Longitudinal Analysis of the Homeownership Experiences of Low-Income Households
Reid, C. K. (2005). Achieving the American dream? A longitutinal analysis of the homeownership experiences of low-income households (CSD Working Paper No. 05-20). St. Louis, MO: Washington University, Center for Social Development.
Saving and Asset Accumulation Among Low-Income Families With Children in IDAs
Grinstein-Weiss, M., Wagner, K., & Ssewamala, F. (2005). Saving and asset accumulation among low-income families with children in IDAs (CSD Working Paper No. 05-09). St. Louis, MO: Washington University, Center for Social Development.
Impact of Asset Ownership on Social Inclusion
Lombe, M., & Sherraden, M. (2005). Impact of asset ownership on social inclusion (CSD Working Paper No. 05-06). St. Louis, MO: Washington University, Center for Social Development.
ADD: Lessons From the UK
Maxwell, D., & Paxton, W. (2005). ADD: Lessons from the UK (CSD Research Report No. 05-39). St. Louis, MO: Washington University, Center for Social Development.
Evaluation of the American Dream Demonstration: Impacts of IDAs on Participant Savings and Asset Ownership
Mills, G. (2005). Evaluation of the American Dream Demonstration: Impacts of IDAs on participant savings and asset ownership (CSD Research Report No. 05-34). St. Louis, MO: Washington University, Center for Social Development.
ADD Implementation Assessment: Design, Implementation, and Administration of Individual Development Account Programs in the American Dream Demonstration
Adams, D. (2005). ADD implementation assessment: Design, implementation, and administration of Individual Development Account programs in the American Dream Demonstration (CSD Research Report No. 05-33). St. Louis, MO: Washington University, Center for Social Development.