The purpose of this study was to examine the predictors of savings outcomes for rural and urban participants in IDA programs. Multivariate analyses by residency were used to explore the experiences of rural and urban participants. a short survey among rural IDA administrators in ADD was used to identify the challenges associated with managing IDAs in these regions. Finally, conclusions and policy implications are presented.
Subsequent publication: Curley, J., & Grinstein-Weiss, M. (2003). A comparative analysis of rural and urban saving performance in Individual Development Accounts. Social Development Issues, 23(1/2), 89–105.