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Asset Building Financial Inclusion Report

Saving for Microenterprise in Individual Development Accounts: Lessons From the American Dream Demonstration

By CSD • July 1, 2004October 31, 2018

Numerous theoretical frameworks have been used to explain factors that influence the outcomes of microentreprenuership. Theories related to human capital, social capital, and financial assets have guided most studies. While these theories may provide part of the explanation, they do not adequately explain all the phenomena pertaining to microentrepreneurs’ performance. This study examines both individual and institutional characteristics that may be related to performance.

Project: American Dream Policy Demonstration (ADD)

Citation

Ssewamala, F. M., & Sherraden, M. (2004). Saving for microenterprise in Individual Development Accounts: Lessons from the American Dream Demonstration (CSD Report No. 04-18). St. Louis, MO: Washington University, Center for Social Development.

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2004American Dream Policy Demonstration (ADD)Fred Ssewamalaindividual development account (ida)Michael Sherradenmicroenterprise

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