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Asset Building Financial Inclusion

Savings Outcomes of Older Adults Participating IDAs: Findings from the American Dream Demonstration

By CSD • October 1, 2004January 3, 2019

This research report is the second of a three-part series aimed at developing a greater understanding of older adults and their use of Individual Development Accounts (IDAs). The intent of this second report is to answer the following question: What individual and IDA program characteristics are associated with saving outcomes among older adults participating in IDA? These questions are answered using data from the American Dream Demonstration programs (ADD), the first nation-wide evaluation of IDAs as tools for asset building and community development. In this report, comparisons are made between older (50 years or older) and younger (49 years or younger) adults for the purpose of identifying variations in IDA participation by age.

Project: American Dream Policy Demonstration (ADD)

Citation

Putnam, M., Morrow-Howell, N., Zhang, L., Sherraden, M. (2004). Savings outcomes of older adults participating IDAs: Findings from the American Dream Demonstration (CSD Research Report). St. Louis, MO: Washington University, Center for Social Development.

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2004American Dream Policy Demonstration (ADD)individual development account (ida)lin zhangMichael Sherradenmichelle putnamnancy morrow-howellolder adultsretirement

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