Asset Building Financial Inclusion Perspectives & Testimonies

SEED Universal Policy Model and Research

With support from philanthropic foundations, a group of national partners is undertaking an intensive multi-year initiative known as SEED. SEED will test the efficacy and inform policy for a national system of asset-building accounts for children and youth. As part of SEED, the Center for Social Development (CSD) at Washington University will lead the implementation and management of an inclusive and progressive Children’s Savings Account initiative, known as the SEED Universal Policy Model and Research, or “Universal Model.”

Project: SEED for Oklahoma Kids (SEED OK)


Sherraden, M., & Clancy, M. (2005). SEED universal policy model and research. St. Louis, MO: Washington University, Center for Social Development.