Clancy, M. M., Markoff, S., & King, J. (2018, May). How do changes to 529 rules affect children’s savings account programs? (CSD Research Brief No. 18-24). Washington, DC: Prosperity Now, Washington University, Center for Social Development, and New America.
Tag: Child Development Accounts (CDA)
Family Assets, Parental Expectations, and Children Educational Performance: An Empirical Examination From China
Fang, S., Huang, J., Curley, J., & Birkenmaier, J. (2018). Family assets, parental expectations, and children educational performance: An empirical examination from China. Children and Youth Services Review, 87, 60–68. doi:10.1016/j.childyouth.2018.02.018
How Can States Seize the Moment and Reform College Savings?
King, J., & Clancy, M. M. (2018, March 22). How can states seize the moment and reform college savings? New America Weekly, edition 199.
529 Plan Investment Growth and a Quasi-Default Investment for Child Development Accounts
Clancy, M. M., & Beverly, S. G. (2017, November). 529 plan investment growth and a quasi-default investment for Child Development Accounts (CSD Policy Brief No. 17-42). St. Louis, MO: Washington University, Center for Social Development.
Statewide Child Development Account Policies: Key Design Elements
Clancy, M. M., & Beverly, S. G. (2017). Statewide Child Development Account policies: Key design elements (CSD Policy Report No. 17-30). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7G44PS2
Child Development Accounts, Parental Savings, and Parental Educational Expectations: A Path Model
Kim, Y., Huang, J., Sherraden, M., & Clancy, M. (2017). Child Development Accounts, parental savings, and parental educational expectations: A path model. Children and Youth Services Review, 79, 20–28. doi:10.1016/j.childyouth.2017.05.021
Asset Limits for Means-Tested Public Assistance: Considerations for Child Development Account Proponents
Beverly, S. G., & Clancy, M. M. (2017, April). Asset limits for means-tested public assistance: Considerations for Child Development Account proponents (CSD Policy Brief No. 17-24). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K72R3R5X
Start Lifelong Asset Building With Universal and Progressive Child Development Accounts
Huang, J., Sherraden, M. S., Clancy, M. M., Sherraden, M., & Shanks, T. R. (2017, March). Start lifelong asset building with universal and progressive Child Development Accounts (Policy Action No. 11.1). Cleveland, OH: American Academy of Social Work & Social Welfare, Grand Challenges for Social Work initiative.
Behavioral Interventions to Increase Tax-Time Saving: Evidence From a National Randomized Trial
Grinstein-Weiss, M., Russell, B. D., Gale, W. G., Key, C., & Ariely, D. (2017). Behavioral interventions to increase tax-time saving: Evidence from a national randomized trial. Journal of Consumer Affairs, 51(1), 3–26. doi:10.1111/joca.12114
Financial Capability
Sherraden, M. S. (2017). Financial capability. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. doi:10.1093/acrefore/9780199975839.013.1201
Do Savings and Assets Reduce Need-Based Aid for Dependent Students?
Clancy, M., & Beverly, S. (2017, February). Do savings and assets reduce need-based aid for dependent students? (CSD Policy Brief No. 17-10). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7KW5FJX
Unmarried Mothers and Children’s Social-Emotional Development: The Role of Child Development Accounts
Huang, J., Kim, Y., Sherraden, M., & Clancy, M. M. (2017). Unmarried mothers and children’s social-emotional development: The role of Child Development Accounts. Journal of Child and Family Studies, 26(1), 234–247. doi:10.1007/s10826-016-0551-1
Asset Building: Toward Inclusive Policy
Sherraden, M., Johnson, L., Clancy, M., Beverly, S. G., Sherraden, M., Schreiner, M., … Han, C.-K. (2016). Asset building: Toward inclusive policy (CSD Working Paper No. 16-49). St. Louis, MO: Washington University, Center for Social Development.
International Child Development Accounts
Sherraden, M., CHENG, L.-C., Ssewamala, F. M., KIM, Y., Loke, V., ZOU, L., … HAN, C.-K. (2016). International Child Development Accounts (CSD Working Paper No. 16-48). St. Louis, MO: Washington University, Center for Social Development.
Under review with theEncyclopedia of Social Work(Oxford University Press).
Material Hardship and Children’s Social-Emotional Development: Testing Mitigating Effects of Child Development Accounts in a Randomized Experiment
Huang, J., Kim, Y., & Sherraden M. (2017). Material hardship and children’s social-emotional development: Testing mitigating effects of Child Development Accounts in a randomized experiment. Child: Care, Health and Development, 43(1), 89–96. doi:10.1111/cch.12385
Financial Outcomes in SEED for Oklahoma Kids
Clancy, M. M., Beverly, S. G., & Sherraden, M. (2016, June). Financial outcomes in SEED for Oklahoma Kids (CSD Fact Sheet No. 16-23). St. Louis, MO: Washington University, Center for Social Development.
The Burden of Student Debt: Findings From a Survey of Low- and Moderate-Income Households
Despard, M. R., Taylor, S. H., Perantie, D. C., & Grinstein-Weiss, M. (2016, May). The burden of student debt: Findings from a survey of low- and moderate-income households (CSD Research Brief No. 16-15). St. Louis, MO: Washington University, Center for Social Development.
Racial Disparities in Education Debt Burden Among Low- and Moderate-Income Households
Grinstein-Weiss, M., Perantie, D. C., Taylor, S. H., Guo, S., & Raghavan, R. (2016). Racial disparities in education debt burden among low- and moderate-income households. Children and Youth Services Review, 65, 166–174. doi:10.1016/j.childyouth.2016.04.010
Frequently Asked Questions About the Features of Child Development Accounts in Israel
Grinstein-Weiss, M., Covington, M., Brewster, M., & Oliphant, J. E. (2016, April). Frequently asked questions about the features of Child Development Accounts in Israel (CSD Fact Sheet No. 16-12). St. Louis, MO.
A Savings Account for Every Child Born in Israel: Recommendations for Program Implementation
Grinstein-Weiss, M., Covington, M., Clancy, M. M., & Sherraden, M. (2016, April). A savings account for every child born in Israel: Recommendations for program implementation (CSD Policy Brief No. 16-11). St. Louis, MO: Washington University, Center for Social Development.
Research Summary: Universal Accounts at Birth: Results From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, March). Universal accounts at birth: Results from SEED for Oklahoma Kids (CSD Research Summary No. 16-07). St. Louis, MO: Washington University, Center for Social Development.
Testing Universal Child Development Accounts: Financial Impacts in a Large Social Experiment
Clancy, M. M., Beverly, S. G., Sherraden, M., & Huang, J. (2016). Testing universal Child Development Accounts: Financial impacts in a large social experiment (CSD Working Paper No. 16-08). St. Louis, MO: Washington University, Center for Social Development.
Asset-Based Policy in South Korea
Kim, Y., Zou, L., Weon, S., Sherraden, M., & Choi, J. Y. (2015, December). Asset-based policy in South Korea (CSD Policy Brief No. 15-48). St. Louis, MO: Washington University, Center for Social Development.
Building Children’s Assets in Singapore: The Beginning of a Lifelong Policy
Loke, V., & Sherraden, M. (2015, December). Building children’s assets in Singapore: The beginning of a lifelong policy (CSD Policy Brief No. 15-51). St. Louis, MO: Washington University, Center for Social Development.
Toward Productive Research Agendas in Financial Inclusion, Security, and Development
Sherraden, M., & Sherraden, M. S. (2015). Toward productive research agendas in financial inclusion, security, and development. In L. Choi, D. Erickson, K. Griffin, A. Levere, & E. Seidman (Eds.), What it’s worth: Strengthening the financial future of families, communities and the nation (pp. 355–369). San Francisco, CA: Federal Reserve Bank of San Francisco and Corporation for Enterprise Development.
Universal Accounts at Birth: Building Knowledge to Inform Policy
Sherraden, M., Clancy, M., Nam, Y., Huang, J., Kim, Y., Beverly, S. G., … Purnell, J. Q. (2015). Universal accounts at birth: Building knowledge to inform policy. Journal of the Society for Social Work and Research, 6(4), 541–564. doi:10.1086/684139
Youth Saving Patterns and Performance in Colombia, Ghana, Kenya, and Nepal: Key Findings
Johnson, L., Lee, Y., Ansong, D., Sherraden, M. S., Chowa, G. A. N., Ssewamala, F., … Saavedra, J. (2015, September). Youth savings patterns and performance in Colombia, Ghana, Kenya, and Nepal: Key findings (CSD Research Brief No. 15-55). St. Louis, MO: Washington University, Center for Social Development.
The SEED for Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, and Savings
Beverly, S. G., Clancy, M. M., Huang, J., & Sherraden, M. (2015, October). The SEED for Oklahoma Kids Child Development Account experiment: Accounts, assets, earnings, and savings (CSD Research Brief No. 15-29). St. Louis, MO: Washington University, Center for Social Development.
Asset-Based Policy in China: Applied Projects and Policy Progress
Zou, L., Guo, B., Deng, S., Huang, J., Jin, M., & Sherraden, M. (2015, September). Asset-based policy in China: Applied projects and policy progress (CSD Policy Brief No. 15-49). St. Louis, MO: Washington University, Center for Social Development.
Voices of Youth, Parents, and Stakeholders: Findings From Case Studies in the YouthSave Project
Zou, L., Myers-Tlapek, S., Sherraden, M. S., Gabbert, J. W., Ritterbusch, A., Appiah, E., … Maharjan, M. (2015). Voices of youth, parents, and stakeholders: Findings from case studies in the YouthSave Project (YouthSave Research Report No 15-31). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Development: Research, Education, Policy, and Practice
Birkenmaier, J., Sherraden, M. S., & Curley, J. (2013). Financial capability and asset development: Research, education, policy, and practice. New York, NY: Oxford University Press.
Statement Given in Bridging the Gap: How Prepared Are Americans for Retirement? Hearing Before the U.S. Senate Special Committee on Aging
Grinstein-Weiss, M. (2015, March 12). Statement given in Bridging the Gap: How Prepared Are Americans for Retirement? Hearing before the U.S. Senate Special Committee on Aging (CSD Perspective No. 15-25). St. Louis, MO: Washington University, Center for Social Development.
Can Child Development Accounts Be Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2015). Can Child Development Accounts be inclusive? Early evidence from a statewide experiment. Children and Youth Services Review, 53, 92–104. doi:10.1016/j.childyouth.2015.03.003
Special Issue | Starting Early for Financial Success: Capability Into Action
Grinstein-Weiss, M., & Sherraden, M. S. (Eds.). (2015). Starting early for financial success: Capability into action [Special issue]. Journal of Consumer Affairs, 49(1).
Child Development Accounts and Parental Educational Expectations for Young Children: Early Evidence From a Statewide Social Experiment
Kim, Y., Sherraden, M., Huang, J., & Clancy, M. (2015). Child Development Accounts and parental educational expectations for young children: Early evidence from a statewide social experiment. Social Service Review, 89(1), 99–137. doi:10.1086/680014
Creating Financial Capability in the Next Generation: An Introduction to the Special Issue
Sherraden, M. S., & Grinstein-Weiss, M. (2015). Creating financial capability in the next generation: An introduction to the special issue. Journal of Consumer Affairs, 49(1), 1–12. doi:10.1111/joca.12067
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2015, January). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief No. 15-07). St. Louis, MO: Washington University, Center for Social Development.
The Early Positive Impacts of Child Development Accounts
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, June). The early positive impacts of Child Development Accounts (CSD Research Brief No. 15-08). St. Louis, MO: Washington University, Center for Social Development.
Inquiry, Innovation, and Impact: Report to the Community, 2015
Center for Social Development. (2015). Inquiry, innovation, and impact: Report to the Community, 2015 (CSD Report No. 15-86). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Accumulation for Children’s Education: Evidence From an Experiment of Child Development Accounts
Huang, J., Nam, Y., Sherraden, M., & Clancy, M. (2015). Financial capability and asset accumulation for children’s education: Evidence from an experiment of Child Development Accounts. Journal of Consumer Affairs, 49(1),127–155. doi:10.1111/joca.12054
Material Hardship and 529 College Savings Plan Participation: The Mitigating Effects of Child Development Accounts
Wikoff, N., Huang, J., Kim, Y., & Sherraden, M. (2015). Material hardship and 529 college savings plan participation: The mitigating effects of Child Development Accounts. Social Science Research, 50, 189–202. doi:10.1016/j.ssresearch.2014.11.017
Asset-Building Policies and Innovations in Asia
Sherraden, M., Zou, L., Ku, H., Deng, S., & Wang, S. (Eds.). (2014). Asset-building policies and innovations in Asia. Abingdon, England: Routledge.
Baseline Survey of the Third Cohort: A Supplemental Report From the YouthSave Ghana Experiment
Chowa, G. A. N., Ansong, D., Masa, R., Wu, S., Ramos, Y., & Kimathi, M. B. (2014). Baseline survey of the third cohort: A supplemental report from the YouthSave Ghana Experiment (YouthSave Research Report No. 14-26). St. Louis, MO: Washington University, Center for Social Development.
Economic Intervention and Parenting: A Randomized Experiment of Statewide Child Development Accounts
Nam, Y., Wikoff, N., & Sherraden, M. (2014). Economic intervention and parenting: A randomized experiment of statewide Child Development Accounts (CSD Working Paper No. 14-25). St. Louis, MO: Washington University in St. Louis, Center for Social Development.
The Early Good News About Child Development Accounts
Clancy, M., Beverly, S. G., & Sherraden, M. (2014, September). The early good news about Child Development Accounts (CSD Research Brief No. 14-24). St. Louis, MO: Washington University, Center for Social Development.
Program Knowledge and Savings in a Child Development Account Experiment
Nam, Y., Hole, E., Sherraden, M., & Clancy, M. (2014). Program knowledge and savings outcomes in a Child Development Account experiment (CSD Working Paper No. 14-22). St. Louis, MO: Washington University, Center for Social Development.
What Shapes Assessment of Ability to Pay for Children’s College Education?
Kim, Y., Huang, J., & Sherraden, M. (2014). What shapes assessment of ability to pay for children’s college education? Journal of Consumer Affairs, 48(3), 486–514. doi:10.1111/joca.12049
Heterogeneous Effects of Child Development Accounts on Savings for Children’s Education
Huang, J., Kim, Y., Sherraden, M., & Clancy, M. (2014). Heterogeneous effects of Child Development Accounts on savings for children’s education (CSD Working Paper No. 14-15). St. Louis, MO: Washington University, Center for Social Development.
Research Summary: Testing Universal College Savings Accounts at Birth: Early Research From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M., & Sherraden, M. (2014, April). Testing universal college savings accounts at birth: Early research from SEED for Oklahoma Kids (CSD Research Summary No. 14-08). St. Louis, MO: Washington University, Center for Social Development.
Impacts of Child Development Accounts on Maternal Depressive Symptoms: Evidence From a Randomized Statewide Policy Experiment
Huang, J., Sherraden, M., & Purnell, J. (2014). Impacts of Child Development Accounts on maternal depressive symptoms: Evidence from a randomized statewide policy experiment. Social Science & Medicine, 112, 30–38. doi:10.1016/j.socscimed.2014.04.023