Sherraden, M., Clancy, M., Nam, Y., Huang, J., Kim, Y., Beverly, S. G., … Purnell, J. Q. (2015). Universal accounts at birth: Building knowledge to inform policy. Journal of the Society for Social Work and Research, 6(4), 541–564. doi:10.1086/684139
Tag: Margaret Clancy
Financial Capability and Asset Building for All
Sherraden, M. S., Huang, J., Frey, J. J., Birkenmaier, J., Callahan, C., Clancy, M. M., & Sherraden, M. (2015). Financial capability and asset building for all (Grand Challenges for Social Work Initiative Working Paper No. 13). Cleveland, OH: American Academy of Social Work and Social Welfare.
The SEED for Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, and Savings
Beverly, S. G., Clancy, M. M., Huang, J., & Sherraden, M. (2015, October). The SEED for Oklahoma Kids Child Development Account experiment: Accounts, assets, earnings, and savings (CSD Research Brief No. 15-29). St. Louis, MO: Washington University, Center for Social Development.
Can Child Development Accounts Be Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2015). Can Child Development Accounts be inclusive? Early evidence from a statewide experiment. Children and Youth Services Review, 53, 92–104. doi:10.1016/j.childyouth.2015.03.003
Child Development Accounts and Parental Educational Expectations for Young Children: Early Evidence From a Statewide Social Experiment
Kim, Y., Sherraden, M., Huang, J., & Clancy, M. (2015). Child Development Accounts and parental educational expectations for young children: Early evidence from a statewide social experiment. Social Service Review, 89(1), 99–137. doi:10.1086/680014
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2015, January). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief No. 15-07). St. Louis, MO: Washington University, Center for Social Development.
The Early Positive Impacts of Child Development Accounts
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, June). The early positive impacts of Child Development Accounts (CSD Research Brief No. 15-08). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Accumulation for Children’s Education: Evidence From an Experiment of Child Development Accounts
Huang, J., Nam, Y., Sherraden, M., & Clancy, M. (2015). Financial capability and asset accumulation for children’s education: Evidence from an experiment of Child Development Accounts. Journal of Consumer Affairs, 49(1),127–155. doi:10.1111/joca.12054
The Early Good News About Child Development Accounts
Clancy, M., Beverly, S. G., & Sherraden, M. (2014, September). The early good news about Child Development Accounts (CSD Research Brief No. 14-24). St. Louis, MO: Washington University, Center for Social Development.
Program Knowledge and Savings in a Child Development Account Experiment
Nam, Y., Hole, E., Sherraden, M., & Clancy, M. (2014). Program knowledge and savings outcomes in a Child Development Account experiment (CSD Working Paper No. 14-22). St. Louis, MO: Washington University, Center for Social Development.
Heterogeneous Effects of Child Development Accounts on Savings for Children’s Education
Huang, J., Kim, Y., Sherraden, M., & Clancy, M. (2014). Heterogeneous effects of Child Development Accounts on savings for children’s education (CSD Working Paper No. 14-15). St. Louis, MO: Washington University, Center for Social Development.
Research Summary: Testing Universal College Savings Accounts at Birth: Early Research From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M., & Sherraden, M. (2014, April). Testing universal college savings accounts at birth: Early research from SEED for Oklahoma Kids (CSD Research Summary No. 14-08). St. Louis, MO: Washington University, Center for Social Development.
Automatic Deposits for All at Birth: Maine’s Harold Alfond College Challenge
Clancy, M., & Sherraden, M. (2014). Automatic deposits for all at birth: Maine’s Harold Alfond College Challenge (CSD Policy Report No. 14-05). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7X63MGJ
Effects of Child Development Accounts on Early Social-Emotional Development: An Experimental Test
Huang, J., Sherraden, M., Kim, Y., & Clancy, M. (2014). Effects of Child Development Accounts on early social-emotional development: An experimental test. JAMA Pediatrics, 168(3), 265–271. doi:10.1001/jamapediatrics.2013.4643
SEED for Oklahoma Kids: Experimental Test of a Policy Innovation in a Full Population
Mason, L. R., Nam, Y., Clancy, M., & Sherraden, M. (2013). SEED for Oklahoma Kids: Experimental test of a policy innovation in a full population (CSD Working Paper No. 13-24). St. Louis, MO: Washington University, Center for Social Development.
Interviews With Mothers of Young Children in the SEED for Oklahoma Kids College Savings Experiment
Gray, K., Clancy, M., Sherraden, M. S., Wagner, K., & Miller-Cribbs, J. E. (2012). Interviews with mothers of young children in the SEED for Oklahoma Kids college savings experiment (CSD Research Report No. 12-53). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K779445X
Early Program Enrollment in a Statewide Child Development Account Program
Huang, J., Beverly, S. G., Clancy, M., Lassar, T., & Sherraden, M. (2011). Early program enrollment in a statewide Child Development Account program (CSD Working Paper No. 11-23). St. Louis, MO: Washington University, Center for Social Development.
Socioeconomic Status and Early Savings Outcomes: Evidence From a Statewide Child Development Account Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2012, July). Socioeconomic status and early savings outcomes: Evidence from a statewide Child Development Account experiment (CSD Research Brief No. 12-34). St. Louis, MO: Washington University, Center for Social Development.
Are Child Development Accounts Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2014). Are Child Development Accounts inclusive? Early evidence from a statewide experiment (CSD Working Paper No. 12-30). St. Louis, MO: Washington University, Center for Social Development.
Contributions of Qualitative Research to Understanding Saving Theory for Children and Youth
Sherraden, M. S., Peters, C., Wagner, K., Clancy, M., & Guo, B. (2012). Contributions of qualitative research to understanding saving theory for children and youth (CSD Working Paper No. 12-23). St. Louis, MO: Washington University, Center for Social Development.
Parental Educational Expectations by Race/Ethnicity and Socioeconomic Status
Kim, Y., Sherraden, M., & Clancy, M. (2012). Parental educational expectations by race/ethnicity and socioeconomic status (CSD Working Paper No. 12-10). St. Louis, MO: Washington University, Center for Social Development.
Do Child Development Accounts Promote Account Holding, Saving, and Asset Accumulation for Children’s Future? Evidence From a Statewide Randomized Experiment
Nam, Y., Kim, Y., Clancy, M., Zager, R., & Sherraden, M. (2011). Do Child Development Accounts promote account holding, saving, and asset accumulation for children’s future? Evidence from a statewide randomized experiment (CSD Working Paper No. 11-33). St. Louis, MO: Washington University, Center for Social Development.
College Savings Match Programs: Design and Policy
Lassar, T., Clancy, M., & McClure, S. (2011). College savings match programs: Design and policy (CSD Working Paper No. 11-28). St. Louis, MO: Washington University, Center for Social Development.
College Success and College Savings Plan Innovations: A Summary of Research
Center for Social Development. (2011, March). College success and college savings plan innovations: A summary of research (CSD Research Summary No. 11-40). St. Louis, MO: Author.
Survey Response in a Statewide Social Experiment: Differences in Being Located and Collaborating by Race and Hispanic Origin
Nam, Y., Mason, L. R., Kim, Y., Clancy, M., & Sherraden, M. (2011). Survey response in a statewide social experiment: Differences in being located and collaborating by race and Hispanic origin (CSD Working Paper No. 11-01). St. Louis, MO: Washington University, Center for Social Development
The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings
Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010, November). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Brief No. 10-41). St. Louis, MO: Washington University, Center for Social Development.
The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings
Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Report No. 10-14). St. Louis, MO: Washington University, Center for Social Development.
Saving for College: A Policy Primer
Clancy, M., Lassar, T., & Taake, K. (2010, September). Saving for college: A policy primer (CSD Policy Brief No. 10-27). St. Louis, MO: Washington University, Center for Social Development.
The Basics of Progressive 529s
Boshara, R., Clancy, M., Newville, D., & Sherraden, M. (2009). The basics of progressive 529s. St. Louis, MO: Washington University, Center for Social Development, and New America Foundation.
College Savings Plan Accounts at Birth: Maine’s Statewide Program
Clancy, M., & Lassar, T. (2010, May). College savings plan accounts at birth: Maine’s statewide program (CSD Policy Brief No. 10-16). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7X34X0B
Toward More Inclusive College Savings Plans: Sample State Legislation
Lassar, T., Clancy, M., & McClure, S. (2010, January). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Brief No. 10-03). St. Louis, MO: Washington University, Center for Social Development.
Toward More Inclusive College Savings Plans: Sample State Legislation
Lassar, T., Clancy, M., & McClure, S. (2010). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Report No. 10-02). St. Louis, MO: Washington University, Center for Social Development.
Streamlined Enrollment and Default Investment: Innovations in Alaska’s College Savings Plan
Clancy, M., Lassar, T., & Miller, R. (2009, November). Streamlined enrollment and default investment: Innovations in Alaska’s College Savings Plan (CSD Policy Brief No. 09-65). St. Louis, MO: Washington University, Center for Social Development.
Low-Cost State Innovations to Help Families Save for College
Huelsman, M., & Clancy, M. (2009, November). Low-cost state innovations to help families save for college (CSD Policy Brief No. 9-64). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation.
Account Monitoring Research at Michigan SEED
Loke, V., Clancy, M., & Zager, R. (2009). Account monitoring research at Michigan SEED (CSD Research Report No. 09-62). St. Louis, MO: Washington University, Center for Social Development.
Child Development Accounts and Saving for Children’s Future: Do Financial Incentives Matter?
Mason, L. R., Nam, Y., Clancy, M., Kim, Y., & Loke, V. (2009). Child Development Accounts and saving for children’s future: Do financial incentives matter? (CSD Working Paper No. 09-54). St. Louis, MO: Washington University, Center for Social Development.
Creative Partnerships Between Gear Up and State College Savings Plans: Experience and Policy Potential
Clancy, M., & Miller, R. (2009, June). Creative partnerships between GEAR UP and State College Savings Plans: Experience and policy potential (CSD Policy Brief No. 09-23). St. Louis, MO: Washington University, Center for Social Development.
College Savings Plans: Investment Options, Safety, and Policy Implications
Clancy, M., & Jovanovich, J. (2009, June). College savings plans: Investment options, safety, and policy implications (CSD Policy Brief No. 09-18). St. Louis, MO: Washington University, Center for Social Development.
Five Low-Cost Ideas to Help Families Save for College
Newville, D., & Clancy, M. (2009, April). Five low-cost ideas to help families save for college (CSD Policy Brief No. 09-75). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K78W3CT4
Toward Progressive 529 Plans: Key Points
Clancy, M., Sherraden, M., Huelsman, M., Newville, D., & Boshara, R. (2009, April). Toward progressive 529 plans: Key points (CSD Policy Brief). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K7NK3DKQ
SEED Account Monitoring Research
Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009, March). SEED account monitoring research (CSD Research Brief No. 09-11). St. Louis, MO: Washington University, Center for Social Development.
SEED Account Monitoring Research: Participants, Savings, and Accumulation
Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009). SEED account monitoring research: Participants, savings, and accumulation (CSD Research Report No. 09-05). St. Louis, MO: Washington University, Center for Social Development.
SEED for Oklahoma Kids: Demonstrating Child Development Accounts for All Newborns
Sherraden, M., & Clancy, M. (2008, May). SEED for Oklahoma Kids: Demonstrating Child Development Accounts for all newborns (CSD Perspective No. 8-40). St. Louis, MO: Washington University, Center for Social Development.
State 529 Matching Grant Program Summary
Clancy, M., Mason, L. R., & Lo, S. (2008). State 529 matching grant program summary (CSD Perspectice No. 08-39). St. Louis, MO: Washington University, Center for Social Development.
Excluding 529 College Savings Plan Accounts From Oklahoma Public Assistance Asset Limit Tests
Mason, L. R., Clancy, M., & Lo, S. (2008, May). Excluding 529 College Savings Plan accounts from Oklahoma public assistance asset limit tests (CSD Policy Brief No. 08-14). St. Louis, MO: Washington University, Center for Social Development.
Pursuing 529 College Savings Plan Exclusion From Oklahoma Asset Limit Tests
Mason, L. R., Lo, S., & Clancy, M. (2008, April). Pursuing 529 College Savings Plan exclusion from Oklahoma asset limit tests (CSD Policy Brief No. 08-38). St. Louis, MO: Washington University, Center for Social Development.
SEED for Oklahoma Kids: Summary of Project, Research, and Policy Implications
Sherraden, M., & Clancy, M. (2007, May). SEED for Oklahoma Kids: Summary of project, research, and policy implications (CSD Research Summary No. 07-38). St. Louis, MO: Washington University, Center for Social Development.
SEED Account Monitoring Research: Participants and Savings Outcomes at June 30, 2007
Mason, L. R., Clancy, M., Loke, V., Kim, Y., Nam, Y., & Lo, S. (2007). SEED account monitoring research: Participants and savings outcomes at June 30, 2007 (CSD Research Report No. 07-22). St. Louis, MO: Washington University, Center for Social Development.
SEED Participant Characteristics and Financial Accumulation
Mason, L. R., Loke, V., Clancy, M., Nam, Y., Kim, Y., & Lo, S. (2007). SEED participant characteristics and financial accumulation (CSD Research Report No. 07-14). St. Louis, MO: Washington University, Center for Social Development.
MIS IDA Operations Manual: Management Information System for Individual Development Accounts
Johnson, E., Bailey, G., & Clancy, M. (2006). MIS IDA operations manual: Management information system for Individual Development Accounts, Version 5 [Computer Software Manual]. St. Louis, MO: Washington University, Center for Social Development.