Asset Building Financial Inclusion Report

Asset Building Policy and Programs for the Poor

In this chapter I summarize the emergence of asset building for the poor as a community development and policy innovation. The paper begins with a short statement on policy context, followed by an applied section that looks at policy and programs. Last is a research section, focusing on savings theory and asset building in applied research and what we are learning in early stages of investigation. This is a lot to cover in one chapter, but it would be misleading to present the policies and programs as if they stood apart from theory and inquiry.

Project: American Dream Policy Demonstration (ADD)


Sherraden, M. (2000). Asset building policy and programs for the poor (CSD Policy Report No. 00-32). St. Louis, MO: Washington University, Center for Social Development.