Asset Building Financial Inclusion Report

Asset Building Policy and Programs for the Poor

In this chapter I summarize the emergence of asset building for the poor as a community development and policy innovation. The paper begins with a short statement on policy context, followed by an applied section that looks at policy and programs. Last is a research section, focusing on savings theory and asset building in applied research and what we are learning in early stages of investigation. This is a lot to cover in one chapter, but it would be misleading to present the policies and programs as if they stood apart from theory and inquiry.


Sherraden, M. (2000). Asset building policy and programs for the poor (CSD Policy Report No. 00-32). St. Louis, MO: Washington University, Center for Social Development.