Asset Building Financial Inclusion Report

Assessing Asset Data on Low-Income Households

This report, Assessing Asset Data on Low-Income Households: Current Availability and Options for Improvement, identifies the most reliable and informative data sources for understanding low-income households’ assets and liabilities, details their limitations, and provides options for improving asset data sources and collection methods. In doing so, the report provides a framework for refining the primary sources of data necessary to pursuing future research in the assets field.


Ratcliffe, C., Chen, H., Williams Shanks, T. R., Nam, Y., Schreiner, M., Zhan, M., & Sherraden, M. (2007). Assessing asset data on low-income households: Current availability and options for improvement (Report in the series Poor Finances: Assets and Low-Income Households). Washington, DC: Urban Institute, Washington University Center for Social Development, and New America Foundation.