This paper addresses Individual Development Accounts, which feature matched savings for the poor as a strategy for building assets. a large, multi-method, and continuing research project known as “The American Dream Demonstration” provides the empirical foundation for the discussion. Several research methods and key results are summarized and discussed. Evidence is considered in light of current and potential policy, and future research directions are suggested.
Sherraden, M. (2008). IDAs and asset-building policy: Lessons and directions (CSD Working Paper No. 08-12). St. Louis, MO: Washington University, Center for Social Development.