Birkenmaier, J., Huang, J., & Kim, Y. (2015). Food insecurity and financial access during an economic recession: Evidence from the 2008 SIPP. Journal of Poverty, 20(2), 194–213. doi:10.1080/10875549.2015.1094767
Category: Financial Inclusion
Asset-Based Policy in South Korea
Kim, Y., Zou, L., Weon, S., Sherraden, M., & Choi, J. Y. (2015, December). Asset-based policy in South Korea (CSD Policy Brief No. 15-48). St. Louis, MO: Washington University, Center for Social Development.
Building Children’s Assets in Singapore: The Beginning of a Lifelong Policy
Loke, V., & Sherraden, M. (2015, December). Building children’s assets in Singapore: The beginning of a lifelong policy (CSD Policy Brief No. 15-51). St. Louis, MO: Washington University, Center for Social Development.
Toward Productive Research Agendas in Financial Inclusion, Security, and Development
Sherraden, M., & Sherraden, M. S. (2015). Toward productive research agendas in financial inclusion, security, and development. In L. Choi, D. Erickson, K. Griffin, A. Levere, & E. Seidman (Eds.), What it’s worth: Strengthening the financial future of families, communities and the nation (pp. 355–369). San Francisco, CA: Federal Reserve Bank of San Francisco and Corporation for Enterprise Development.
Use of Alternative Financial Services Among Low- and Moderate-Income Households: Findings From a Large-Scale National Household Financial Survey
Despard, M. R., Perantie, D. C., Luo, L., Oliphant, J., & Grinstein-Weiss, M. (2015, November). Use of alternative financial services among low- and moderate-income households: Findings from a large-scale national Household Financial Survey (CSD Research Brief No. 15-57). St. Louis, MO: Washington University, Center for Social Development.
Universal Accounts at Birth: Building Knowledge to Inform Policy
Sherraden, M., Clancy, M., Nam, Y., Huang, J., Kim, Y., Beverly, S. G., … Purnell, J. Q. (2015). Universal accounts at birth: Building knowledge to inform policy. Journal of the Society for Social Work and Research, 6(4), 541–564. doi:10.1086/684139
The Volunteer Income Tax Preparer’s Toolkit: Showing Clients Why Tax Time Is the Right Time to Save
Covington, M., Oliphant, J., Perantie, D., & Grinstein-Weiss, M. (2015, September). The volunteer income tax preparer’s toolkit: Showing clients why tax time is the right time to save (CSD Toolkit No. 15-56). St. Louis, MO: Washington University, Center for Social Development.
Youth Saving Patterns and Performance in Colombia, Ghana, Kenya, and Nepal: Key Findings
Johnson, L., Lee, Y., Ansong, D., Sherraden, M. S., Chowa, G. A. N., Ssewamala, F., … Saavedra, J. (2015, September). Youth savings patterns and performance in Colombia, Ghana, Kenya, and Nepal: Key findings (CSD Research Brief No. 15-55). St. Louis, MO: Washington University, Center for Social Development.
The SEED for Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, and Savings
Beverly, S. G., Clancy, M. M., Huang, J., & Sherraden, M. (2015, October). The SEED for Oklahoma Kids Child Development Account experiment: Accounts, assets, earnings, and savings (CSD Research Brief No. 15-29). St. Louis, MO: Washington University, Center for Social Development.
Asset-Based Policy in China: Applied Projects and Policy Progress
Zou, L., Guo, B., Deng, S., Huang, J., Jin, M., & Sherraden, M. (2015, September). Asset-based policy in China: Applied projects and policy progress (CSD Policy Brief No. 15-49). St. Louis, MO: Washington University, Center for Social Development.
Asset-Based Policy in Hong Kong: Child Development Fund
Zou, L., Lai, S., & Sherraden, M. (2015, September). Asset-based policy in Hong Kong: Child Development Fund (CSD Policy Brief No. 15-50). St. Louis, MO: Washington University, Center for Social Development.
Impacts of Financial Inclusion on Youth Development: Findings From the Ghana YouthSave Experiment
Chowa, G., Masa, R., Osei-Akoto, I., Ansong, D., Despard, M. R., Afranie, S., … Sherraden, M. (2015). Impacts of financial inclusion on youth development: Findings from the Ghana YouthSave experiment (CSD Research Report No. 15-35). St. Louis, MO: Washington University, Center for Social Development.
The Role of Child and Parent Savings in Promoting Expectations for University Education Among Middle School Students in Ghana: A Propensity Score Analysis
Ansong, D., Wu, S., & Chowa, G. A. (2015). The role of child and parent savings in promoting expectations for university education among middle school students in Ghana: A propensity score analysis. Children and Youth Services Review, 58, 265–273. doi:10.1016/j.childyouth.2015.08.009
“Taking the Bank to the Youth:” Impacts on Saving and Asset Building From the Ghana YouthSave Experiment
Lee, Y., Johnson, L. Sherraden, M., Ansong, D., Osei-Akoto, I., & Chowa, G. A. (2015). “Taking the bank to the Youth:” Impacts on saving and asset building from the Ghana YouthSave Experiment (CSD Working Paper No. 15-43). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Building in Social Work Education: “The Big Piece Missing?”
Sherraden, M. S., Birkenmaier, J., Rochelle, M., & McClendon, G. G. (2015). Financial capability and asset building in social work education: “The big piece missing?” (CSD Working Paper No. 15-44). St. Louis, MO: Washington University, Center for Social Development.
State Assets Coalition Cluster Convening: Summer 2015
August 5-7, 2015, St. Louis, MO
Effects of an Individual Development Account Program on Retirement Saving: Follow-Up Evidence From a Randomized Experiment
Grinstein-Weiss, M., Sherraden, M., Gale, W. G., Rohe, W. M., Schreiner, M., Key, C., & Oliphant, J. E. (2015). Effects of an Individual Development Account program on retirement saving: Follow-up evidence from a randomized experiment. Journal of Gerontological Social Work, 58(6), 572–589. doi:10.1080/01634372.2015.1052174
Do EITC Recipients Use Their Tax Refunds to Get Ahead? Evidence From the Refund to Savings Initiative
Despard, M. R., Perantie, D. C., Oliphant, J., & Grinstein-Weiss, M. (2015, July). Do EITC recipients use their tax refunds to get ahead? Evidence from the Refund to Savings initiative (CSD Research Brief No. 15-38). St. Louis, MO: Washington University in St. Louis, Center for Social Development.
Adopting a Financial Capability and Asset Building Curriculum at Historically Black Colleges and Universities
Rochelle, M., McClendon, G., Brackett, M., Wright, M., & Sherraden, M. S. (2015). Adopting a financial capability and asset building curriculum at historically Black colleges and universities (CSD Working Paper No. 15-36). St. Louis, MO: Washington University, Center for Social Development.
Youth Savings Patterns and Performance in Ghana: A Supplementary Report
Johnson, L., Lee, Y., Ansong, D., Chowa, G., Osei-Akoto, I., & Sherraden, M. (2015). Youth savings patterns and performance in Ghana: A supplementary report (YouthSave Research Report No. 15-27). St. Louis, MO: Washington University, Center for Social Development.
Voices of Youth, Parents, and Stakeholders: Findings From Case Studies in the YouthSave Project
Zou, L., Myers-Tlapek, S., Sherraden, M. S., Gabbert, J. W., Ritterbusch, A., Appiah, E., … Maharjan, M. (2015). Voices of youth, parents, and stakeholders: Findings from case studies in the YouthSave Project (YouthSave Research Report No 15-31). St. Louis, MO: Washington University, Center for Social Development.
Head Start Family Financial Capability: 2013–2014 Annual Report of the Asset Project
Curley, J., & Robertson, A. S. (2014). Head Start family financial capability: 2013–2014 annual report of the ASSET Project (CSD Research Report No. 14-27). St. Louis, MO: Washington University, Center for Social Development.
How Do Norms Inform Our Approach to Financial Empowerment?
Busette, C. (2015, April). How do norms inform our approach to financial empowerment? (CSD Perspective No. 15-28). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Development: Research, Education, Policy, and Practice
Birkenmaier, J., Sherraden, M. S., & Curley, J. (2013). Financial capability and asset development: Research, education, policy, and practice. New York, NY: Oxford University Press.
Facilitators and Obstacles in Youth Saving: Perspectives From Ghana and Kenya
Zou, L., Tlapek, S. M., Njenga, G., Appiah, E., Opai-Tetteh, D., & Sherraden, M. S. (2015). Facilitators and obstacles in youth saving: Perspectives from Ghana and Kenya. Global Social Welfare, 2(3), 65–74. doi:10.1007/s40609-015-0028-y
Statement Given in Bridging the Gap: How Prepared Are Americans for Retirement? Hearing Before the U.S. Senate Special Committee on Aging
Grinstein-Weiss, M. (2015, March 12). Statement given in Bridging the Gap: How Prepared Are Americans for Retirement? Hearing before the U.S. Senate Special Committee on Aging (CSD Perspective No. 15-25). St. Louis, MO: Washington University, Center for Social Development.
Tax-Time Savings Among Low-Income Households in the $aveNYC Program
Key, C., Tucker, J. N., Grinstein-Weiss, M., & Comer, K. (2015). Tax-time savings among low-income households in the $aveNYC Program. Journal of Consumer Affairs, 49(3), 498–518. doi:10.1111/joca.12070
Can Child Development Accounts Be Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2015). Can Child Development Accounts be inclusive? Early evidence from a statewide experiment. Children and Youth Services Review, 53, 92–104. doi:10.1016/j.childyouth.2015.03.003
Special Issue | Starting Early for Financial Success: Capability Into Action
Grinstein-Weiss, M., & Sherraden, M. S. (Eds.). (2015). Starting early for financial success: Capability into action [Special issue]. Journal of Consumer Affairs, 49(1).
Refund to Savings: Creating Contingency Savings at Tax Time
Grinstein-Weiss, M., Comer, K., Russell, B. D., Key, C., Perantie, D., & Ariely, D. (2015). Refund to Savings: Creating contingency savings at tax time. In J. M. Collins (Ed.), A fragile balance: Emergency savings and liquid resources for low-income consumers (pp. 87–106). New York, NY: Palgrave Macmillan.
Does Unsecured Debt Decrease Savings? Evidence From the Refund to Savings Initiative
Grinstein-Weiss, M., Oliphant, J., Russell, B. D., & Boshara, R. (2015, March). Does unsecured debt decrease savings? Evidence from the Refund to Savings Initiative (CSD Research Brief No. 15-16). St. Louis, MO: Washington University, Center for Social Development.
Child Development Accounts and Parental Educational Expectations for Young Children: Early Evidence From a Statewide Social Experiment
Kim, Y., Sherraden, M., Huang, J., & Clancy, M. (2015). Child Development Accounts and parental educational expectations for young children: Early evidence from a statewide social experiment. Social Service Review, 89(1), 99–137. doi:10.1086/680014
Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal: Executive Summary
Johnson, L., Lee, Y., Ansong, D., Sherraden, M. S., Chowa, G. N., Ssewamala, F., … Saavedra, J. (2015). Youth savings patterns and performance in Colombia, Ghana, Kenya, and Nepal: Executive summary (CSD Research Summary). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7Q81CNZ
Creating Financial Capability in the Next Generation: An Introduction to the Special Issue
Sherraden, M. S., & Grinstein-Weiss, M. (2015). Creating financial capability in the next generation: An introduction to the special issue. Journal of Consumer Affairs, 49(1), 1–12. doi:10.1111/joca.12067
Homeownership, the Great Recession, and Wealth: Evidence From the Survey of Consumer Finances
Grinstein-Weiss, M., Key, C., & Carrillo, S. (2015). Homeownership, the Great Recession, and wealth: Evidence from the Survey of Consumer Finances. Housing Policy Debate, 25(3), 419–445. doi:10.1080/10511482.2014.971042
Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program
Grinstein-Weiss, M., Perantie, D. C., Russell, B. D., Comer, K., Taylor, S. H., Luo, L., Key, C., & Ariely, D. (2015). Refund to Savings 2013: Comprehensive report on a large-scale tax-time saving program (CSD Research Report No. 15-06). St. Louis, MO: Washington University, Center for Social Development.
Racial and Ethnic Disparities in Food Insufficiency: Evidence From a Statewide Probability Sample
Nam, Y., Huang, J., Heflin, C. M., & Sherraden, M. (2015). Racial and ethnic disparities in food insufficiency: Evidence from a statewide probability sample. Journal of the Society for Social Work and Research, 6(2), 201–228. doi:10.1086/681574
Closing the Racial Wealth Gap: Innovative Solutions for Change
Southern Regional Asset Building Coalition. (2015). Closing the racial wealth gap: Innovative solutions for change (2014 Southern Regional Asset Building Coalition Conference Report). St. Louis, MO: Washington University, Center for Social Development.
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2015, January). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief No. 15-07). St. Louis, MO: Washington University, Center for Social Development.
The Early Positive Impacts of Child Development Accounts
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, June). The early positive impacts of Child Development Accounts (CSD Research Brief No. 15-08). St. Louis, MO: Washington University, Center for Social Development.
Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal
Johnson, L., Lee, Y., Ansong, D., Sherraden, M. S., Chowa, A. N., Ssewamala, F., … Saavedra, J. (2015). Youth savings patterns and performance in Colombia, Ghana, Kenya, and Nepal (YouthSave Research Report No. 15-01). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Holding in Later Life: A Life Course Perspective
Morrow-Howell, N., & Sherraden, M. S. (Eds.). (2014). Financial capability and asset holding in later life: A life course perspective. New York, NY: Oxford University Press.
Financial Education and Savings Outcomes for Low-Income IDA Participants: Does Age Make a Difference?
Grinstein-Weiss, M., Guo, S., Reinertson, V., & Russell, B. (2015). Financial education and savings outcomes for low-income IDA participants: Does age make a difference? Journal of Consumer Affairs, 49(1), 156–185. doi:10.1111/joca.12061
Financial Capability and Asset Accumulation for Children’s Education: Evidence From an Experiment of Child Development Accounts
Huang, J., Nam, Y., Sherraden, M., & Clancy, M. (2015). Financial capability and asset accumulation for children’s education: Evidence from an experiment of Child Development Accounts. Journal of Consumer Affairs, 49(1),127–155. doi:10.1111/joca.12054
Material Hardship and 529 College Savings Plan Participation: The Mitigating Effects of Child Development Accounts
Wikoff, N., Huang, J., Kim, Y., & Sherraden, M. (2015). Material hardship and 529 college savings plan participation: The mitigating effects of Child Development Accounts. Social Science Research, 50, 189–202. doi:10.1016/j.ssresearch.2014.11.017
Asset-Building Policies and Innovations in Asia
Sherraden, M., Zou, L., Ku, H., Deng, S., & Wang, S. (Eds.). (2014). Asset-building policies and innovations in Asia. Abingdon, England: Routledge.
Baseline Survey of the Third Cohort: A Supplemental Report From the YouthSave Ghana Experiment
Chowa, G. A. N., Ansong, D., Masa, R., Wu, S., Ramos, Y., & Kimathi, M. B. (2014). Baseline survey of the third cohort: A supplemental report from the YouthSave Ghana Experiment (YouthSave Research Report No. 14-26). St. Louis, MO: Washington University, Center for Social Development.
Economic Intervention and Parenting: A Randomized Experiment of Statewide Child Development Accounts
Nam, Y., Wikoff, N., & Sherraden, M. (2014). Economic intervention and parenting: A randomized experiment of statewide Child Development Accounts (CSD Working Paper No. 14-25). St. Louis, MO: Washington University in St. Louis, Center for Social Development.
The Early Good News About Child Development Accounts
Clancy, M., Beverly, S. G., & Sherraden, M. (2014, September). The early good news about Child Development Accounts (CSD Research Brief No. 14-24). St. Louis, MO: Washington University, Center for Social Development.
Program Knowledge and Savings in a Child Development Account Experiment
Nam, Y., Hole, E., Sherraden, M., & Clancy, M. (2014). Program knowledge and savings outcomes in a Child Development Account experiment (CSD Working Paper No. 14-22). St. Louis, MO: Washington University, Center for Social Development.