Sherraden, M. (2014, February). Innovations in asset building (CSD Perspective No. 14-18). St. Louis, MO: Washington University, Center for Social Development.
Category: Financial Inclusion
What Shapes Assessment of Ability to Pay for Children’s College Education?
Kim, Y., Huang, J., & Sherraden, M. (2014). What shapes assessment of ability to pay for children’s college education? Journal of Consumer Affairs, 48(3), 486–514. doi:10.1111/joca.12049
Testing a Measurement Model of Financial Capability Among Youth in Ghana
Despard, M. R., & Chowa, G. (2014). Testing a measurement model of financial capability among youth in Ghana. Journal of Consumer Affairs, 48(2), 301–322. doi: 10.1111/joca.12031
Heterogeneous Effects of Child Development Accounts on Savings for Children’s Education
Huang, J., Kim, Y., Sherraden, M., & Clancy, M. (2014). Heterogeneous effects of Child Development Accounts on savings for children’s education (CSD Working Paper No. 14-15). St. Louis, MO: Washington University, Center for Social Development.
Education Loans and Wealth Building Among Young Adults
Zhan, M., & Xiang, X. (2014). Education loans and wealth building among young adults (CSD Working Paper No. 14-14). St. Louis, MO: Washington University, Center for Social Development.
Lack of Emergency Savings Puts American Households at Risk
Grinstein-Weiss, M., Russell, B., Tucker, B., Comer, K. (2014, June). Lack of emergency savings puts American households at risk: Evidence from the Refund to Savings Initiative (CSD Policy Brief No. 14-13). St. Louis, MO: Washington University, Center for Social Development.
Research Summary: Testing Universal College Savings Accounts at Birth: Early Research From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M., & Sherraden, M. (2014, April). Testing universal college savings accounts at birth: Early research from SEED for Oklahoma Kids (CSD Research Summary No. 14-08). St. Louis, MO: Washington University, Center for Social Development.
Impacts of Child Development Accounts on Maternal Depressive Symptoms: Evidence From a Randomized Statewide Policy Experiment
Huang, J., Sherraden, M., & Purnell, J. (2014). Impacts of Child Development Accounts on maternal depressive symptoms: Evidence from a randomized statewide policy experiment. Social Science & Medicine, 112, 30–38. doi:10.1016/j.socscimed.2014.04.023
Automatic Deposits for All at Birth: Maine’s Harold Alfond College Challenge
Clancy, M., & Sherraden, M. (2014). Automatic deposits for all at birth: Maine’s Harold Alfond College Challenge (CSD Policy Report No. 14-05). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7X63MGJ
Building a Lifetime of Economic Security: Mobilizing for Change
Center for Social Development. (2014). Building a lifetime of economic security: Mobilizing for change (2013 Southern Regional Asset Building Coalition Conference Report). St. Louis: Washington University, Center for Social Development.
Refund to Savings: 2013 Results From a National Experiment to Build Financial Stability at Tax Time
Grinstein-Weiss, M., Comer, K., Russell, B., Key, C., Perantie, D. C., & Ariely, D. (2014, February). Refund to Savings: 2013 results from a national experiment to build financial stability at tax time (CSD Research Brief No. 14-04). St. Louis: Washington University, Center for Social Development.
Refund to Savings: 2013 Evidence of Tax-Time Saving in a National Randomized Control Trial
Grinstein-Weiss, M., Comer, K., Russell, B., Key, C., Perantie, D. C., & Ariely, D. (2014). Refund to Savings: 2013 evidence of tax-time saving in a national randomized control trial (CSD Research Report No. 14-03). St. Louis: Washington University, Center for Social Development.
The Influence of Parental Financial Socialization on Youth’s Financial Behavior: Evidence From Ghana
Chowa, G. A. N., & Despard, M. R. (2013). The influence of parental financial socialization on youth’s financial behavior: Evidence from Ghana. Journal of Family and Economic Issues, 35(3), 376–389. doi:10.1007/s10834-013-9377-9
Rediscovering Social Investment in Developmental Welfare State Policies (DWSP): Back to the Future
Johnson, K. (2014). Rediscovering social investment in developmental welfare state policies (DWSP): Back to the future (CSD Working Paper No. 14-02). St. Louis, MO: Washington University, Center for Social Development.
Effects of Child Development Accounts on Early Social-Emotional Development: An Experimental Test
Huang, J., Sherraden, M., Kim, Y., & Clancy, M. (2014). Effects of Child Development Accounts on early social-emotional development: An experimental test. JAMA Pediatrics, 168(3), 265–271. doi:10.1001/jamapediatrics.2013.4643
Does Outstanding Student Debt Reduce Asset Accumulation?
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Does outstanding student debt reduce asset accumulation? (CSD Working Paper No. 13-32). St. Louis, MO: Washington University, Center for Social Development.
Asset Ownership and Academic Achievement Among Youth in Ghana: Examining Associations Based on Asset Type and Academic Subject
Chowa, G. A. N., & Masa, R. D. (2013). Asset ownership and academic achievement among youth in Ghana: Examining associations based on asset type and academic subject (CSD Working Paper No. 13-25). St. Louis, MO: Washington University, Center for Social Development.
An Event History Analysis of Educational Loans and College Graduation: A Focus on Differences by Race and Ethnicity
Zhan, M., & Xiang, X. (2013). An event history analysis of educational loans and college graduation: A focus on differences by race and ethnicity (CSD Working Paper No. 13-35). St. Louis, MO: Washington University, Center for Social Development.
Student Debt and Declining Retirement Savings
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Student debt and declining retirement savings (CSD Working Paper No. 13-34). St. Louis, MO: Washington University, Center for Social Development.
Is Student Debt Compromising Homeownership as a Wealth-Building Tool?
Elliott, W., III, Grinstein-Weiss, M., & Nam, I. (2013). Is student debt compromising homeownership as a wealth-building tool? (CSD Working Paper No. 13-33). St. Louis, MO: Washington University, Center for Social Development.
Child Development Accounts and College Success: Accounts, Assets, Expectations, and Achievements
Beverly, S. G., Elliott, W., III, & Sherraden, M. (2013, November). Child Development Accounts and college success: Accounts, assets, expectations, and achievements (CSD Perspective No. 13-27). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7805247
Can a College-Saver Identity Help Resolve the College Expectation-Attainment Paradox?
Elliott, W., III. (2013, October). Can a college-saver identity help resolve the college expectation-attainment paradox? (CSD Fact Sheet No. 13-30). St. Louis, MO: Washington University, Center for Social Development.
Reimagining How Students and Families Pay for College: From Debt Dependency to Asset Empowerment
Elliott, W., III. (2013, October). Reimagining how students and families pay for college: From debt dependency to asset empowerment (CSD Fact Sheet No. 13-29). St. Louis, MO: Washington University, Center for Social Development.
The Impact of Family Assets and Debt on College Graduation
Zhan, M., & Lanesskog, D. (2013). The impact of family assets and debt on college graduation (CSD Working Paper No. 13-36). St. Louis, MO: Washington University, Center for Social Development.
Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal
Johnson, L., Lee, Y. S., Sherraden, M., Chowa, G. A. N., Ansong, D., Ssewamala, F., … Saavedra, J. (2013, October). Youth savings patterns and performance in Colombia, Ghana, Kenya, and Nepal (YouthSave Research Brief No. 13-26). St. Louis, MO: Washington University, Center for Social Development.
The Impact of Family Assets and Debt on College Graduation
Zhan, M., & Lanessko, D. (2013, October). The impact of family assets and debt on college graduation (CSD Fact Sheet No. 13-37). St. Louis, MO: Washington University, Center for Social Development.
SEED for Oklahoma Kids: Experimental Test of a Policy Innovation in a Full Population
Mason, L. R., Nam, Y., Clancy, M., & Sherraden, M. (2013). SEED for Oklahoma Kids: Experimental test of a policy innovation in a full population (CSD Working Paper No. 13-24). St. Louis, MO: Washington University, Center for Social Development.
A Cost-Benefit Analysis of Tulsa’s IDA Program: Findings From a Long-Term Follow-Up of a Random Assignment Social Experiment
Greenberg, D. (2012). A cost-benefit analysis of Tulsa’s IDA program: Findings from a long-term follow-up of a random assignment social experiment (CSD Working Paper No. 12-58). St. Louis, MO: Washington University, Center for Social Development.
Visual Demonstration of Academic Performance and Parental Involvement in Ghana
Ansong, D., & Chowa, G. A. N. (2013, September). Visual demonstration of academic performance and parental involvement in Ghana (YouthSave Research Brief No. 13-17). St. Louis, MO: Washington University, Center for Social Development.
The Impact of Asset Ownership on Future Orientation of Youth and Their Parents: Evidence From the YouthSave Ghana Experiment
Chowa, G. A. N., & Masa, R. D. (2013). The impact of asset ownership on future orientation of youth and their parents: Evidence from the YouthSave Ghana Experiment (CSD Working Paper No. 13-19). St. Louis, MO: Washington University, Center for Social Development.
Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal
Johnson, L., Lee, Y. S., Sherraden, M., Chowa, G. A. N., Ansong, D., Ssewamala, F., … Saavedra, J. (2013). Savings patterns and performance in Colombia, Ghana, Kenya, and Nepal (YouthSave Research Report No. 13-18). St. Louis, MO: Washington University, Center for Social Development.
How Do Student and School Characteristics Influence Youth Academic Performance in Ghana? A Hierarchical Linear Modeling of Baseline Data From the YouthSave Ghana Experiment
Chowa, G. A. N., Masa, R. D., Ramos, Y., & Ansong, D. (2013). How do student and school characteristics influence youth academic performance in Ghana? A hierarchical linear modeling of baseline data from the YouthSave Ghana Experiment (CSD Working Paper No. 13-16). St. Louis, MO: Washington University, Center for Social Development.
Parental Involvement’s Effects on Academic Performance: Evidence From the YouthSave Ghana Experiment
Chowa, G. A. N., Masa, R. D., & Tucker, J. (2013). Parental involvement’s effects on academic performance: Evidence from the YouthSave Ghana Experiment (CSD Working Paper No. 13-15). St. Louis, MO: Washington University, Center for Social Development.
Special Issue | Lifelong Asset Building
Sherraden, M., Zou, L., Deng, S., Ku, H. B., & Wang, S. (Eds.). (2013). Lifelong asset building [Special issue]. China Journal of Social Work, 6(2).
Introduction to the Special Issue on Lifelong Asset Building
Sherraden, M., Zou, L., Deng, S., Ku, H. B., & Wang, S. (2013). Introduction to the special issue on lifelong asset building. China Journal of Social Work, 6(2), 101–103. doi:10.1080/17525098.2013.797363
A Comparative Study on Asset-Building Policy Diffusion in Korea and Taiwan
Zou, L., Cheng, L.-C., Lee, E., Teyra, C., Chen, C., & Song, S, S, (2013). A comparative study on asset-building policy diffusion in Korea and Taiwan. China Journal of Social Work, 6(2), 149–162. doi:10.1080/17525098.2013.797364
Asset Poverty and Happiness in Urban China
Huang, J. (2013). Asset poverty and happiness in urban China. China Journal of Social Work, 6(2), 163–176. doi:10.1080/17525098.2013.797361
The Hutubi Model: What Have We Learned?
Guo, B., Guo, X., & Zou, L. (2013). The Hutubi Model: What have we learned? China Journal of Social Work, 6(2), 118–126. doi:10.1080/17525098.2013.797362
Account Use and Demand for Tax-Refund Savings Vehicles: Evidence From the Refund to Savings Experiment
Grinstein-Weiss, M., Tucker, J., Key, C., Holub, K., & Ariely, D. (2013, May). Account use and demand for tax-refund saving vehicles: Evidence from the Refund to Savings experiment (CSD Research Brief 13-13). St. Louis, MO: Washington University, Center for Social Development.
Saving Behavior in Response to Motivational Prompts: Evidence From the Refund to Savings Experiment
Key, C., Grinstein-Weiss, M., Tucker, J., Holub, K., & Ariely, D. (2013, May). Saving behavior in response to motivational prompts: Evidence from the Refund to Savings experiment (CSD Research Brief No. 13-12). St. Louis, MO: Washington University, Center for Social Development.
Refund to Savings (R2S): Insight From the Field, 2012
Holub, K., Grinstein-Weiss, M., Key, C., & Ariely, D. (2013). Refund to Savings (R2S): Insight from the field, 2012 (CSD Research Report No. 13-11). St. Louis, MO: Washington University, Center for Social Development.
Education Debt and Racial Disparity in College Success
Zhan, M. (2013, May). Education debt and racial disparity in college success (CSD Fact Sheet No. 13-10). St. Louis, MO: Washington University, Center for Social Development.
Perceived Impact of Individual Development Account Participation Among Native Hawaiians
Rothwell, D., Bhaiji, R., & Blumenthal, A. (2013). Perceived impact of Individual Development Account participation among Native Hawaiians (CSD Working Paper No. 13-01). St. Louis, MO: Washington University, Center for Social Development.
Children & Youth as Economic Citizens: Review of Research on Financial Capability, Financial Inclusion, and Financial Education
Child and Youth Finance International. (2013). Children and youth as economic citizens: Review of research on financial capability, financial inclusion, and financial education (Research Working Group Report). Amsterdam: Author.
Conceptual Development of the CYFI Model of Children and Youth as Economic Citizens
Sherraden, M. S., & Ansong, D. (2013). Conceptual development of the CYFI Model of Children and Youth as Economic Citizens (CSD Research Report No. 13-03). St. Louis, MO: Washington University, Center for Social Development.
Relationships Between College Savings and Enrollment, Graduation, and Student Loan Debt
Elliott, W., III, Song, H-a., & Nam, I. (2013, March). Relationships between college savings and enrollment, graduation, and student loan debt (CSD Research Brief No. 13-09). St. Louis, MO: Washington University, Center for Social Development.
Research Evidence on the CYFI Model of Children and Youth as Economic Citizens
Sherraden, M. S., & Ansong, D. (2013). Research evidence on the CYFI Model of Children and Youth as Economic Citizens (CSD Research Report No. 13-04). St. Louis, MO: Washington University, Center for Social Development.
Assets and educational achievement: Theory and evidence [Introduction to the special issue]
Elliott, W., III, & Sherraden, M. (2013). Assets and educational achievement: Theory and evidence [Introduction to the special issue]. Economics of Education Review, 33, 1–7. doi:10.1016/j.econedurev.2013.01.004
Special Issue | Assets and Educational Attainment: Theory and Evidence
Elliott, W., III, & Sherraden, M. (Eds.). (2013). Assets and educational attainment: Theory and evidence [Special issue]. Economics of Education Review, 33.
Youth Debt and College Graduation: Differences by Race/Ethnicity
Zhan, M. (2013). Youth debt and college graduation: Differences by race/ethnicity (CSD Working Paper No. 13-08). St. Louis, MO: Washington University in St. Louis, Center for Social Development.