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Articles & Special Issues Asset Building Financial Inclusion

The Impacts of Individual Development Accounts, Assets, and Debt on Future Orientation and Psychological Depression

By CSD • March 21, 2017August 27, 2021

Does owning assets have psychological benefits? This study tested the hypothesis that it does. The findings, obtained through analysis of data from a randomized, controlled experiment with participants in an Individual Development Account program, offer insights for research on the effects of asset ownership.

Project: American Dream Policy Demonstration (ADD)

Citation

Rohe, W. M., Key, C., Grinstein-Weiss, M., Schreiner, M., & Sherraden, M. (2017). The impacts of Individual Development Accounts, assets, and debt on future orientation and psychological depression. Journal of Policy Practice, 16(1), 24–45. doi:10.1080/15588742.2015.1125329

View Publication
2017American Dream Policy Demonstration (ADD)Clinton KeydebtIndividual Development Account (IDA)Mark Schreinermatched savingsMichael SherradenMichal Grinstein-WeissWilliam Rohe

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