Beverly, S. G., Clancy, M. M., Huang, J., & Sherraden, M. (2015, October). The SEED for Oklahoma Kids Child Development Account experiment: Accounts, assets, earnings, and savings (CSD Research Brief No. 15-29). St. Louis, MO: Washington University, Center for Social Development.
CSD joins launch of Campaign for Every Kid’s Future
At the Center for Social Development, we believe that financial security should be lifelong, starting at birth and extending from childhood through adulthood. Today CSD is proud to join CFED and more than a dozen other partners in launching the Campaign for Every Kid’s Future.
Can Child Development Accounts Be Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2015). Can Child Development Accounts be inclusive? Early evidence from a statewide experiment. Children and Youth Services Review, 53, 92–104. doi:10.1016/j.childyouth.2015.03.003
Child Development Accounts and Parental Educational Expectations for Young Children: Early Evidence From a Statewide Social Experiment
Kim, Y., Sherraden, M., Huang, J., & Clancy, M. (2015). Child Development Accounts and parental educational expectations for young children: Early evidence from a statewide social experiment. Social Service Review, 89(1), 99–137. doi:10.1086/680014
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2015, January). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief No. 15-07). St. Louis, MO: Washington University, Center for Social Development.
The Early Positive Impacts of Child Development Accounts
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, June). The early positive impacts of Child Development Accounts (CSD Research Brief No. 15-08). St. Louis, MO: Washington University, Center for Social Development.
Financial Capability and Asset Accumulation for Children’s Education: Evidence From an Experiment of Child Development Accounts
Huang, J., Nam, Y., Sherraden, M., & Clancy, M. (2015). Financial capability and asset accumulation for children’s education: Evidence from an experiment of Child Development Accounts. Journal of Consumer Affairs, 49(1),127–155. doi:10.1111/joca.12054
Rhode Island newborns get college savings
Rhode Island’s treasurer and governor-elect, Gina M. Raimondo, on Dec. 10 announced a policy change to make college savings more accessible for newborn children in that state. In January, it will be as simple as checking a box.
The Early Good News About Child Development Accounts
Clancy, M., Beverly, S. G., & Sherraden, M. (2014, September). The early good news about Child Development Accounts (CSD Research Brief No. 14-24). St. Louis, MO: Washington University, Center for Social Development.
Program Knowledge and Savings in a Child Development Account Experiment
Nam, Y., Hole, E., Sherraden, M., & Clancy, M. (2014). Program knowledge and savings outcomes in a Child Development Account experiment (CSD Working Paper No. 14-22). St. Louis, MO: Washington University, Center for Social Development.
Heterogeneous Effects of Child Development Accounts on Savings for Children’s Education
Huang, J., Kim, Y., Sherraden, M., & Clancy, M. (2014). Heterogeneous effects of Child Development Accounts on savings for children’s education (CSD Working Paper No. 14-15). St. Louis, MO: Washington University, Center for Social Development.
CSD partners with St. Louis Fed on balance sheet symposium
The Center for Social Development at Washington University in St. Louis built on an already engaged and productive relationship this month when it co-sponsored a symposium with the Center for Household Financial Stability at the Federal Reserve Bank of St. Louis.
Research Summary: Testing Universal College Savings Accounts at Birth: Early Research From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M., & Sherraden, M. (2014, April). Testing universal college savings accounts at birth: Early research from SEED for Oklahoma Kids (CSD Research Summary No. 14-08). St. Louis, MO: Washington University, Center for Social Development.
Automatic Deposits for All at Birth: Maine’s Harold Alfond College Challenge
Clancy, M., & Sherraden, M. (2014). Automatic deposits for all at birth: Maine’s Harold Alfond College Challenge (CSD Policy Report No. 14-05). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7X63MGJ
Maine becomes first state to provide college savings for all newborns
This week, the state of Maine became the first in the United States to make college savings for newborns universal and automatic, putting into practice research pioneered by Michael Sherraden and the Brown School’s Center for Social Development at Washington University in St. Louis.
Child savings accounts promote positive social-emotional development, study finds
A college savings account in a child’s name not only gives parents hope for the future, it also results in improved social-emotional health for their children.
Effects of Child Development Accounts on Early Social-Emotional Development: An Experimental Test
Huang, J., Sherraden, M., Kim, Y., & Clancy, M. (2014). Effects of Child Development Accounts on early social-emotional development: An experimental test. JAMA Pediatrics, 168(3), 265–271. doi:10.1001/jamapediatrics.2013.4643
SEED for Oklahoma Kids: Experimental Test of a Policy Innovation in a Full Population
Mason, L. R., Nam, Y., Clancy, M., & Sherraden, M. (2013). SEED for Oklahoma Kids: Experimental test of a policy innovation in a full population (CSD Working Paper No. 13-24). St. Louis, MO: Washington University, Center for Social Development.
Interviews With Mothers of Young Children in the SEED for Oklahoma Kids College Savings Experiment
Gray, K., Clancy, M., Sherraden, M. S., Wagner, K., & Miller-Cribbs, J. E. (2012). Interviews with mothers of young children in the SEED for Oklahoma Kids college savings experiment (CSD Research Report No. 12-53). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K779445X
Early Program Enrollment in a Statewide Child Development Account Program
Huang, J., Beverly, S. G., Clancy, M., Lassar, T., & Sherraden, M. (2011). Early program enrollment in a statewide Child Development Account program (CSD Working Paper No. 11-23). St. Louis, MO: Washington University, Center for Social Development.
Socioeconomic Status and Early Savings Outcomes: Evidence From a Statewide Child Development Account Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2012, July). Socioeconomic status and early savings outcomes: Evidence from a statewide Child Development Account experiment (CSD Research Brief No. 12-34). St. Louis, MO: Washington University, Center for Social Development.
Are Child Development Accounts Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2014). Are Child Development Accounts inclusive? Early evidence from a statewide experiment (CSD Working Paper No. 12-30). St. Louis, MO: Washington University, Center for Social Development.
Contributions of Qualitative Research to Understanding Saving Theory for Children and Youth
Sherraden, M. S., Peters, C., Wagner, K., Clancy, M., & Guo, B. (2012). Contributions of qualitative research to understanding saving theory for children and youth (CSD Working Paper No. 12-23). St. Louis, MO: Washington University, Center for Social Development.
Parental Educational Expectations by Race/Ethnicity and Socioeconomic Status
Kim, Y., Sherraden, M., & Clancy, M. (2012). Parental educational expectations by race/ethnicity and socioeconomic status (CSD Working Paper No. 12-10). St. Louis, MO: Washington University, Center for Social Development.
Do Child Development Accounts Promote Account Holding, Saving, and Asset Accumulation for Children’s Future? Evidence From a Statewide Randomized Experiment
Nam, Y., Kim, Y., Clancy, M., Zager, R., & Sherraden, M. (2011). Do Child Development Accounts promote account holding, saving, and asset accumulation for children’s future? Evidence from a statewide randomized experiment (CSD Working Paper No. 11-33). St. Louis, MO: Washington University, Center for Social Development.
College Savings Match Programs: Design and Policy
Lassar, T., Clancy, M., & McClure, S. (2011). College savings match programs: Design and policy (CSD Working Paper No. 11-28). St. Louis, MO: Washington University, Center for Social Development.
Kids with savings accounts in their name six times more likely to attend college
Evidence supporting the link between savings and college success is growing. Three studies out of the Center for Social Development at the Brown School at Washington University in St. Louis offer a connection between assets and college enrollment and completion.
Op-Ed: Investing in Oregon’s future: Toward more inclusive saving for college
Earnings in 529s grow free from federal income tax when used to pay for qualified educational costs. Many states, like Oregon, offer a tax deduction for families saving in the state 529 plan. Yet tax incentives provide more benefit to people with higher incomes.
Survey Response in a Statewide Social Experiment: Differences in Being Located and Collaborating by Race and Hispanic Origin
Nam, Y., Mason, L. R., Kim, Y., Clancy, M., & Sherraden, M. (2011). Survey response in a statewide social experiment: Differences in being located and collaborating by race and Hispanic origin (CSD Working Paper No. 11-01). St. Louis, MO: Washington University, Center for Social Development
The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings
Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010, November). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Brief No. 10-41). St. Louis, MO: Washington University, Center for Social Development.
The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings
Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Report No. 10-14). St. Louis, MO: Washington University, Center for Social Development.
Saving for College: A Policy Primer
Clancy, M., Lassar, T., & Taake, K. (2010, September). Saving for college: A policy primer (CSD Policy Brief No. 10-27). St. Louis, MO: Washington University, Center for Social Development.
The Basics of Progressive 529s
Boshara, R., Clancy, M., Newville, D., & Sherraden, M. (2009). The basics of progressive 529s. St. Louis, MO: Washington University, Center for Social Development, and New America Foundation.
College Savings Plan Accounts at Birth: Maine’s Statewide Program
Clancy, M., & Lassar, T. (2010, May). College savings plan accounts at birth: Maine’s statewide program (CSD Policy Brief No. 10-16). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7X34X0B
Webinar highlights CSD’s research on assets and education
CSD conducted a webinar on assets and education on February 17th hosted by the Asset Funders Network.
Toward More Inclusive College Savings Plans: Sample State Legislation
Lassar, T., Clancy, M., & McClure, S. (2010, January). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Brief No. 10-03). St. Louis, MO: Washington University, Center for Social Development.
Toward More Inclusive College Savings Plans: Sample State Legislation
Lassar, T., Clancy, M., & McClure, S. (2010). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Report No. 10-02). St. Louis, MO: Washington University, Center for Social Development.
Streamlined Enrollment and Default Investment: Innovations in Alaska’s College Savings Plan
Clancy, M., Lassar, T., & Miller, R. (2009, November). Streamlined enrollment and default investment: Innovations in Alaska’s College Savings Plan (CSD Policy Brief No. 09-65). St. Louis, MO: Washington University, Center for Social Development.
Low-Cost State Innovations to Help Families Save for College
Huelsman, M., & Clancy, M. (2009, November). Low-cost state innovations to help families save for college (CSD Policy Brief No. 9-64). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation.
Account Monitoring Research at Michigan SEED
Loke, V., Clancy, M., & Zager, R. (2009). Account monitoring research at Michigan SEED (CSD Research Report No. 09-62). St. Louis, MO: Washington University, Center for Social Development.
Child Development Accounts and Saving for Children’s Future: Do Financial Incentives Matter?
Mason, L. R., Nam, Y., Clancy, M., Kim, Y., & Loke, V. (2009). Child Development Accounts and saving for children’s future: Do financial incentives matter? (CSD Working Paper No. 09-54). St. Louis, MO: Washington University, Center for Social Development.
Creative Partnerships Between Gear Up and State College Savings Plans: Experience and Policy Potential
Clancy, M., & Miller, R. (2009, June). Creative partnerships between GEAR UP and State College Savings Plans: Experience and policy potential (CSD Policy Brief No. 09-23). St. Louis, MO: Washington University, Center for Social Development.
College Savings Plans: Investment Options, Safety, and Policy Implications
Clancy, M., & Jovanovich, J. (2009, June). College savings plans: Investment options, safety, and policy implications (CSD Policy Brief No. 09-18). St. Louis, MO: Washington University, Center for Social Development.
Five Low-Cost Ideas to Help Families Save for College
Newville, D., & Clancy, M. (2009, April). Five low-cost ideas to help families save for college (CSD Policy Brief No. 09-75). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K78W3CT4
Toward Progressive 529 Plans: Key Points
Clancy, M., Sherraden, M., Huelsman, M., Newville, D., & Boshara, R. (2009, April). Toward progressive 529 plans: Key points (CSD Policy Brief). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K7NK3DKQ
SEED Account Monitoring Research
Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009, March). SEED account monitoring research (CSD Research Brief No. 09-11). St. Louis, MO: Washington University, Center for Social Development.
SEED Account Monitoring Research: Participants, Savings, and Accumulation
Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009). SEED account monitoring research: Participants, savings, and accumulation (CSD Research Report No. 09-05). St. Louis, MO: Washington University, Center for Social Development.
SEED for Oklahoma Kids: Demonstrating Child Development Accounts for All Newborns
Sherraden, M., & Clancy, M. (2008, May). SEED for Oklahoma Kids: Demonstrating Child Development Accounts for all newborns (CSD Perspective No. 8-40). St. Louis, MO: Washington University, Center for Social Development.
State 529 Matching Grant Program Summary
Clancy, M., Mason, L. R., & Lo, S. (2008). State 529 matching grant program summary (CSD Perspectice No. 08-39). St. Louis, MO: Washington University, Center for Social Development.
Excluding 529 College Savings Plan Accounts From Oklahoma Public Assistance Asset Limit Tests
Mason, L. R., Clancy, M., & Lo, S. (2008, May). Excluding 529 College Savings Plan accounts from Oklahoma public assistance asset limit tests (CSD Policy Brief No. 08-14). St. Louis, MO: Washington University, Center for Social Development.