Huang, J., Beverly, S. G., Kim, Y., Clancy, M. M., & Sherraden, M. (2019). Exploring a model for integrating Child Development Accounts with social services for vulnerable families. Advance online publication. Journal of Consumer Affairs. https://doi.org/10.1111/joca.12239
Tag: Sondra Beverly
International Child Development Accounts
Sherraden, M., Cheng, L.-C., Ssewamala, F., Kim, Y., Loke, V., Zou, L., … Han, C.-K. (2018, July 30). International Child Development Accounts. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. doi:10.1093/acrefore/9780199975839.013.1261
Universal and Progressive Child Development Accounts: A Policy Innovation to Reduce Educational Disparity
Sherraden, M., Clancy, M., Nam, Y., Huang, J., Kim, Y., Beverly, S. G., … Purnell, J. Q. (2018). Universal and progressive Child Development Accounts: A policy innovation to reduce educational disparity. Urban Education, 53(6), 806-833. doi:10.1177/0042085916682573
Asset Building Toward Inclusive Policy
Sherraden, M., Johnson, L., Clancy, M. M., Beverly, S. G., Sherraden, M. S., Schreiner, M., … Han, C.-K. (2018, March 28). Asset building: Toward inclusive policy. In C. Franklin et al. (Eds.), Encyclopedia of Social Work. doi:10.1093/acrefore/9780199975839.013.25
Taking Child Development Accounts to Scale: Ten Key Policy Design Elements
Sherraden, M., Clancy, M., & Beverly, S. (2018). Taking Child Development Accounts to scale: Ten key policy design elements (CSD Policy Brief No. 18-08). St. Louis, MO: Washington University, Center for Social Development.
529 Plan Investment Growth and a Quasi-Default Investment for Child Development Accounts
Clancy, M. M., & Beverly, S. G. (2017, November). 529 plan investment growth and a quasi-default investment for Child Development Accounts (CSD Policy Brief No. 17-42). St. Louis, MO: Washington University, Center for Social Development.
Report explores statewide Child Development Account policies
Four states have created statewide Child Development Account policies, and a new report describes them in detail with the intent of informing new initiatives in the United States.
Statewide Child Development Account Policies: Key Design Elements
Clancy, M. M., & Beverly, S. G. (2017). Statewide Child Development Account policies: Key design elements (CSD Policy Report No. 17-30). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7G44PS2
Asset Limits for Means-Tested Public Assistance: Considerations for Child Development Account Proponents
Beverly, S. G., & Clancy, M. M. (2017, April). Asset limits for means-tested public assistance: Considerations for Child Development Account proponents (CSD Policy Brief No. 17-24). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K72R3R5X
Brief: Parents’ assets do not harm aid for most low-income students
Parents’ savings and assets are unlikely to jeopardize federal or state need-based aid for low- and moderate-income dependent college students, according to a new policy brief from the Center for Social Development.
Do Savings and Assets Reduce Need-Based Aid for Dependent Students?
Clancy, M., & Beverly, S. (2017, February). Do savings and assets reduce need-based aid for dependent students? (CSD Policy Brief No. 17-10). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7KW5FJX
Asset Building: Toward Inclusive Policy
Sherraden, M., Johnson, L., Clancy, M., Beverly, S. G., Sherraden, M., Schreiner, M., … Han, C.-K. (2016). Asset building: Toward inclusive policy (CSD Working Paper No. 16-49). St. Louis, MO: Washington University, Center for Social Development.
International Child Development Accounts
Sherraden, M., CHENG, L.-C., Ssewamala, F. M., KIM, Y., Loke, V., ZOU, L., … HAN, C.-K. (2016). International Child Development Accounts (CSD Working Paper No. 16-48). St. Louis, MO: Washington University, Center for Social Development.
Under review with theEncyclopedia of Social Work(Oxford University Press).
Financial Outcomes in SEED for Oklahoma Kids
Clancy, M. M., Beverly, S. G., & Sherraden, M. (2016, June). Financial outcomes in SEED for Oklahoma Kids (CSD Fact Sheet No. 16-23). St. Louis, MO: Washington University, Center for Social Development.
Research Summary: Universal Accounts at Birth: Results From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, March). Universal accounts at birth: Results from SEED for Oklahoma Kids (CSD Research Summary No. 16-07). St. Louis, MO: Washington University, Center for Social Development.
Testing Universal Child Development Accounts: Financial Impacts in a Large Social Experiment
Clancy, M. M., Beverly, S. G., Sherraden, M., & Huang, J. (2016). Testing universal Child Development Accounts: Financial impacts in a large social experiment (CSD Working Paper No. 16-08). St. Louis, MO: Washington University, Center for Social Development.
Universal Accounts at Birth: Building Knowledge to Inform Policy
Sherraden, M., Clancy, M., Nam, Y., Huang, J., Kim, Y., Beverly, S. G., … Purnell, J. Q. (2015). Universal accounts at birth: Building knowledge to inform policy. Journal of the Society for Social Work and Research, 6(4), 541–564. doi:10.1086/684139
The SEED for Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, and Savings
Beverly, S. G., Clancy, M. M., Huang, J., & Sherraden, M. (2015, October). The SEED for Oklahoma Kids Child Development Account experiment: Accounts, assets, earnings, and savings (CSD Research Brief No. 15-29). St. Louis, MO: Washington University, Center for Social Development.
College: Why the 529 platform works for Child Development Accounts
In the United States, the largest Child Development Account (CDA) programs have been built on existing college savings plans, often called 529 plans after the relevant section of the Internal Revenue Code.
Can Child Development Accounts Be Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2015). Can Child Development Accounts be inclusive? Early evidence from a statewide experiment. Children and Youth Services Review, 53, 92–104. doi:10.1016/j.childyouth.2015.03.003
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts
Clancy, M. M., Sherraden, M., & Beverly, S. G. (2015, January). College savings plans: A platform for inclusive and progressive Child Development Accounts (CSD Policy Brief No. 15-07). St. Louis, MO: Washington University, Center for Social Development.
The Early Positive Impacts of Child Development Accounts
Beverly, S. G., Clancy, M. M., & Sherraden, M. (2016, June). The early positive impacts of Child Development Accounts (CSD Research Brief No. 15-08). St. Louis, MO: Washington University, Center for Social Development.
The Early Good News About Child Development Accounts
Clancy, M., Beverly, S. G., & Sherraden, M. (2014, September). The early good news about Child Development Accounts (CSD Research Brief No. 14-24). St. Louis, MO: Washington University, Center for Social Development.
Research Summary: Testing Universal College Savings Accounts at Birth: Early Research From SEED for Oklahoma Kids
Beverly, S. G., Clancy, M., & Sherraden, M. (2014, April). Testing universal college savings accounts at birth: Early research from SEED for Oklahoma Kids (CSD Research Summary No. 14-08). St. Louis, MO: Washington University, Center for Social Development.
Child Development Accounts and College Success: Accounts, Assets, Expectations, and Achievements
Beverly, S. G., Elliott, W., III, & Sherraden, M. (2013, November). Child Development Accounts and college success: Accounts, assets, expectations, and achievements (CSD Perspective No. 13-27). St. Louis, MO: Washington University, Center for Social Development.
Linking Savings and Educational Outcomes: Charting a Course for Scholarship and Policy
Elliott, W., III, Beverly, S. G., Black, R., & Shapiro, T. M. (2012). Linking savings and educational outcomes: Charting a course for scholarship and policy [Assets and Education Research Symposium Report]. St. Louis, MO: Washington University, Center for Social Development.
Early Program Enrollment in a Statewide Child Development Account Program
Huang, J., Beverly, S. G., Clancy, M., Lassar, T., & Sherraden, M. (2011). Early program enrollment in a statewide Child Development Account program (CSD Working Paper No. 11-23). St. Louis, MO: Washington University, Center for Social Development.
Socioeconomic Status and Early Savings Outcomes: Evidence From a Statewide Child Development Account Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2012, July). Socioeconomic status and early savings outcomes: Evidence from a statewide Child Development Account experiment (CSD Research Brief No. 12-34). St. Louis, MO: Washington University, Center for Social Development.
Are Child Development Accounts Inclusive? Early Evidence From a Statewide Experiment
Beverly, S. G., Kim, Y., Sherraden, M., Nam, Y., & Clancy, M. (2014). Are Child Development Accounts inclusive? Early evidence from a statewide experiment (CSD Working Paper No. 12-30). St. Louis, MO: Washington University, Center for Social Development.
Assets for Independence: Asset Building for and by Young People
Beverly, S. (2012). Assets for independence: Asset building for and by young people (CSD Working Paper No. 12-27). St. Louis, MO: Washington University, Center for Social Development.
‘Striving to Save’ still garnering positive reviews nearly a year after its publication
Striving to Save: Creating Policies for Financial Security of Low-Income Families was published in February, 2010 to acclaim from economist Stuart Rutherford, Assistant Secretary at the US Department of Treasury Michael Barr, and Director of Brandeis’s Institute on Assets Thomas Shapiro.
Striving to Save: Creating Policies for Financial Security of Low-Income Families
In Striving to Save, Margaret Sherrard Sherraden and Amanda Moore McBride examine savings in 84 working families with low incomes, including 59 families who participated in a groundbreaking program of matched savings and financial education. In-depth interviews with these families, along with savings and survey data, shed light on saving in low-income households. The book […]
Research on college savings fuels interest in Child Development Accounts in San Francisco
In an article on the front page of the May 28, 2010 San Francisco Chronicle, San Francisco city officials point to a CSD study on savings and college enrollment as they prepare to launch a city-funded college savings account program this fall.
Staying on Course: The Effects of Savings and Assets on the College Progress of Young Adults
Elliott, W., III, & Beverly, S. G. (2010, March). Staying on course: The effects of savings and assets on the college progress of young adults (CSD Research Brief No. 10-13). St. Louis, MO: Washington University, Center for Social Development.
Staying on Course: The Effects of Savings and Assets on the College Progress of Young Adults
Elliott, W., III, & Beverly, S. G. (2010). Staying on course: The effects of savings and assets on the college progress of young adults (CSD Working Paper No. 10-12). St. Louis, MO: Washington University, Center for Social Development.
The Role of Savings and Wealth in Reducing “Wilt” Between Expectations and College Attendance
Elliott, W., III, & Beverly, S. (2010, January). The role of savings and wealth in reducing “wilt” between expectations and college attendance (CSD Research Brief No. 10-04). St. Louis, MO: Washington University, Center for Social Development.
The Role of Savings and Wealth in Reducing “Wilt” Between Expectations and College Attendance
Elliott, W., III, & Beverly, S. (2010). The role of savings and wealth in reducing “wilt” between expectations and college attendance (CSD Working Paper No. 10-01). St. Louis, MO: Washington University, Center for Social Development.
Determinants of Asset Building
Beverly, S. G., Sherraden, M., Zhan, M., Williams Shanks, T. R., Nam, Y., & Cramer, R. (2008). Determinants of asset building (Report in the series Poor Finances: Assets and Low-Income Households). Washington, DC: Urban Institute, Washington University Center for Social Development, and New America Foundation.
Financial Knowledge, Attitudes, Ownership, and Practices Among Families in the SEED Pre-School Demonstration and Impact Assessment
Beverly, S. (2006). Financial knowledge, attitudes, ownership, and practices among families in the SEED Pre-School Demonstration and Impact Assessment (SEED Research Report). Lawrence: University of Kansas.
Barriers to Asset Accumulation for Families in the SEED Pre-School Demonstration and Impact Assessment
Beverly, S. G., & Barton, J. (2006). Barriers to asset accumulation for families in the SEED Pre-School Demonstration and Impact Assessment (SEED Research Report). Lawrence: University of Kansas.
Differences Between SEED Account Openers and Non-Openers: Demographic and Economic Characteristics
Beverly, S. (2006). Differences between SEED account openers and non-openers: Demographic and economic characteristics (SEED Research Report). Lawrence: University of Kansas.
Asset Building: Increasing Capacity for Performance Measurement and Effects
McBride, A. M., Hanson S. L., Beverly, S. G., Schreiner, M., Sherraden, M., & Johnson, L. (2004). Asset building: Increasing capacity for performance measurement and effects (CSD Report No. 04-23). St. Louis, MO: Washington University, Center for Social Development.
The Effects of Individual Development Account Programs: Perceptions of Participants
McBride, A. M., Lombe, M., & Beverly, S. G. (2003). The effects of Individual Development Account programs: Perceptions of participants (CSD Working Paper No. 03-06). St. Louis, MO: Washington University, Center for Social Development.
Using Tax Refunds to Promote Asset Building in Low-Income Households: Program and Policy Options
Beverly, S. G., & Dailey, C. (2003). Using tax refunds to promote asset building in low-income households: Program and policy options (CSD Report No. 03-29). St. Louis, MO: Washington University, Center for Social Development.
Linking Tax Refunds and Low-Cost Bank Accounts: A Social Development Strategy for Low-Income Families?
Beverly, S. G., Romich, J. L., & Tescher, J. (2003). Linking tax refunds and low-cost bank accounts: A social development strategy for low-income families? (CSD Working Paper No. 03-17). St. Louis, MO: Washington University, Center for Social Development.
Income, Institutions, and Saving Performance in Individual Development Accounts
Sherraden, M., Schreiner, M., & Beverly, S. (2002). Income, institutions, and saving performance in Individual Development Accounts (CSD Working Paper No. 02-3). St. Louis, MO: Washington University, Center for Social Development.
Maximizing Internal and External Validity: Recommendations for a Children and Youth Savings Account Policy Demonstration
Beverly, S. G., & Sherraden, M. (2001). Maximizing internal and external validity: Recommendations for a children and youth savings account policy demonstration (CSD Report No. CYSAPD 01-3). St. Louis, MO: Washington University, Center for Social Development.
Savings and Asset Accumulation in Individual Development Accounts
Schreiner, M., Sherraden, M., Clancy, M., Johnson, L., Curley, J., Grinstein-Weiss, M., … Beverly, S. G. (2001). Savings and asset accumulation in Individual Development Accounts (CSD Report No. 01-23). St. Louis, MO: Washington University, Center for Social Development.
Saving, IDA Programs, and Effects of IDAs: A Survey of Participants
Moore, A., Beverly, S. G., Schreiner, M., Sherraden, M., Lombe, M., Cho, E. Y. N., Johnson, L., & Vonderlack, R. (2001). Saving, IDA programs, and effects of IDAs: A survey of participants (CSD Report No. 01-24). St. Louis, MO: Washington University, Center for Social Development.
A Framework of Asset-Accumulation Stages and Strategies
Beverly, S. G., Moore, A., & Schreiner, M. (2001). A framework of asset-accumulation stages and strategies (CSD Working Paper No. 01-1). St. Louis, MO: Washington University, Center for Social Development.