Sherraden, M., Clancy, M. M., Huang, J., Boshara, R., & Johnson, L. (2025). Asset building for all, starting at birth: Emergence of federal policy and a key design lesson (CSD Policy Brief No. 25-27). Washington University, Center for Social Development. https://doi.org/10.7936/baqt-6318
Tag: asset-building policy
Asset Building for All, Starting at Birth: Emergence of Federal Policy and a Key Design Lesson
Sherraden, M., Clancy, M. M., Huang, J., Boshara, R., & Johnson, L. (2025). Asset building for all, starting at birth: Emergence of federal policy and a key design lesson (CSD Policy Brief No. 25-27). Washington University, Center for Social Development. https://doi.org/10.7936/baqt-6318
Financial Facts: SEED OK Child Development Accounts at Age 17
Huang, J., Schreiner, M., Clancy, M. M., Beverly, S. G., & Sherraden, M. (2025, May). Financial facts: SEED OK Child Development Accounts at age 17 (CSD Fact Sheet No. 25-20). Washington University, Center for Social Development. https://doi.org/10.7936/2606-nv37
The Long-Term Impacts of Child Development Accounts on Parental Educational Expectations and College Preparation
Sun, S., Huang, J., & Sherraden, M. (2025). The long-term impacts of Child Development Accounts on parental educational expectations and college preparation. Social Service Review, 99(2). Advance online publication. https://doi.org/10.1086/735543
From Universal Basic Income to Universal Basic Assets: New Social Development Policies in the Age of AI
Huang, J. (2024). From universal basic income to universal basic assets: New docial development policies in the age of AI. Journal of Policy Practice & Research, 5, 146–152. https://doi.org/10.1007/s42972-024-00114-y
The (Unknown) Children’s Savings Accounts Federal Policy Landscape
Boshara, R. (2024). The (unknown) children’s savings accounts federal policy landscape (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24443
Child Development Accounts and the SEED for Oklahoma Kids Experiment: Evidence and Impacts
Huang, J., Sherraden, M., Clancy, M. M., Beverly, S. G., & Schreiner, M. (2024). Child Development Accounts and the SEED for Oklahoma Kids experiment: Evidence and impacts (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24411
Inclusive Children’s Accounts: Toward Lifelong Asset Building for All
Sherraden, M., Clancy, M. M., Huang, J., Shanks, T., & Elliott, W. (2024). Inclusive children’s accounts: Toward lifelong asset building for all (Conference Brief). University of Michigan, School of Social Work, Center on Assets, Education, and Inclusion. https://doi.org/10.7302/24440
Eliminate Racism, Reduce Extreme Economic Inequality, and Build Financial Capabilities and Assets for All; Universal Child Development Accounts to Develop All Children and Reduce Racial Wealth Inequality
Huang, J., Shanks, T. R., Teasley, M., Spencer, M., & Sherraden, M. (2024, July). Eliminate racism, reduce extreme economic inequality, and build financial capabilities and assets for all; Universal Child Development Accounts to develop all children and reduce racial wealth inequality (Policy Brief). Grand Challenges for Social Work. https://grandchallengesforsocialwork.org/wp-content/uploads/2024/07/240730-CDAs_FINAL.pdf
Asset-Building Policy and Black Reparations: Effective Delivery and Wealth Accumulation
Shanks, T. R., Huang, J., Elliott, W., III, Zheng, H., Clancy, M. M., & Sherraden, M. (2024). Asset-building policy and Black reparations: Effective delivery and wealth accumulation (CSD Research Brief No. 24-07). Washington University, Center for Social Development. https://doi.org/10.7936/4tyz-z454
A Policy Platform to Deliver Black Reparations: Building on Evidence from Child Development Accounts
Shanks, T. R., Huang, J., Elliott, W., III, Zheng, H., Clancy, M. M., & Sherraden, M. (2024). A policy platform to deliver Black reparations: Building on evidence from Child Development Accounts. RSF: The Russell Sage Foundation Journal of the Social Sciences, 10(3), 92–111. https://doi.org/10.7758/RSF.2024.10.3.05
Child Savings Accounts and Other Tax-Advantaged Accounts Benefiting American Children: Testimony Before the U.S. Senate Committee on Finance
Elliott, W. (2024, May). Child Savings Accounts and other tax-advantaged accounts benefiting American children: Testimony Before the U.S. Senate Committee on Finance (CSD Perspective No. 24-05). Washington University, Center for Social Development, and University of Michigan, Center on Assets, Education, and Inclusion. https://doi.org/10.7936/ezhm-qb08
Wealth-Building for All Children: Convergence and Evidence to Support a Nationwide Policy
Huang, J., Shanks, T. R., Clancy, M. M., Elliott, W., III, & Sherraden, M. (2024). Wealth-building for all children: Convergence and evidence to support a nationwide policy (CSD Policy Brief No. 24-04). Washington University, Center for Social Development. https://doi.org/10.7936/kyht-rv07
Parental Views on Universal Asset-Building Policy for All Children
Huang, J., Beverly, S. G., Clancy, M. M., & Sherraden, M. (2024). Parental views on universal asset-building policy for all children. Child & Family Social Work, 29(2), 584–586. https://doi.org/10.1111/cfs.13103
My Alfond Grant CDA: Experience From 10 Years of Automatic Deposits for All Maine Newborns
Quint, C. J., & Clancy, M. M. (2023, June). My Alfond Grant CDA: Experience From 10 years of automatic deposits for all Maine newborns (CSD Policy Brief No. 23-19). Washington University, Center for Social Development. https://doi.org/10.7936/9tx1-hf90
Child Well-Being Policies in Post-Soviet Countries: The Potential of Child Development Accounts
Huseynli, A., & Sherraden, M. (2023, June). Child well-being policies in post-Soviet countries: The potential of Child Development Accounts (CSD Policy Brief No. 23-18). Washington University, Center for Social Development. https://doi.org/10.7936/8f0m-qs76
Financial Capability in Africa: Innovation Through Evidence, Practice, and Policy
Ansong, D., Okumu, M., & Koomson, I. (2023). Financial capability in Africa: Innovation through evidence, practice, and policy [Special issue introduction]. Global Social Welfare, 10(1), 1–7. https://doi.org/10.1007/s40609-022-00256-5
Global Child Development Accounts: A “Moon Shot” to Develop Every Child and the Planet
Sherraden, M., & Zou, L. (2022, October). Global Child Development Accounts: A “moon shot” to develop every child and the planet (CSD Perspective No. 22-27). Washington University, Center for Social Development. https://doi.org/10.7936/s6qa-9q90
Effective Finance to Increase Financial Well-Being for Low-Income Families: Empirical Examination and Policy Implications
Huang, J., Sherraden, M., Sherraden, M. S., & Johnson, L. (2022). Effective finance to increase financial well-being for low-income families: Empirical examination and policy implications. Journal of Consumer Affairs, 56(4), 1638–1657. http://doi.org/10.1111/joca.12484
Child Development Accounts Reach Over 15 Million Globally
Zou, L., & Sherraden, M. (2022, June). Child Development Accounts reach over 15 million children globally (CSD Policy Brief No. 22-22). Washington University, Center for Social Development. https://doi.org/10.7936/yfyb-r646
Bank Compliance With National Transaction Account Standards: Evidence From a Mid‐Western Metropolitan Area
Birkenmaier, J., Huang, J., & Balu, A. (2022). Bank compliance with national transaction account standards: Evidence from a mid‐western metropolitan area. Journal of Consumer Affairs, 56(2), 982–1003. https://doi.org/10.1111/joca.12428
Financial Facts: SEED OK Child Development Accounts at Age 14
Clancy, M. M., Beverly, S. G., Schreiner, M., Huang, J., & Sherraden, M. (2022, June). Financial facts: SEED OK Child Development Accounts at age 14 (CSD Fact Sheet No. 22-20). Washington University, Center for Social Development. https://doi.org/10.7936/13ge-kt42
Economic Security From an Asset Perspective
Elliott, W., III. (2022, May). Economic security from an asset perspective (CSD Perspective No. 22-19). Washington University, Center for Social Development, and University of Michigan, Center on Assets Education, and Inclusion.
Policy Design for Child Development Accounts: Parents’ Perceptions
Beverly, S. G., Huang, J., Clancy, M. M., & Sherraden, M. (2022, January). Policy design for Child Development Accounts: Parents’ perceptions (CSD Research Brief No. 22-03). Washington University, Center for Social Development. https://doi.org/10.7936/nbdq-xa08
Introducing the Disease Outbreak Resilience Index (DORI) Using the Demographic and Health Surveys Data from sub‑Saharan Africa
Koomson, I., Okumu, M., & Ansong, D. (2022). Introducing the Disease Outbreak Resilience Index (DORI) Using the Demographic and Health Surveys data from sub‑Saharan Africa. Social Indicators Research, 162, 1149–1175. https://doi.org/10.1007/s11205-022-02881-1
Financial Facts from the SEED for Oklahoma Kids Child Development Account Experiment
Center for Social Development. (2021, December). Financial facts from the SEED OK Child Development Account experiment (CSD Fact Sheet No 21-42). Washington University, Center for Social Development. https://doi.org/10.7936/b5y6-jg13
Targeted Deposits in Pennsylvania’s Keystone Scholars Child Development Account Program
DeCecco, A., Peachey, J., & Clancy, M. M. (2021, November). Targeted deposits in Pennsylvania’s Keystone Scholars Child Development Account program (CSD Policy Brief No. 21-36). Washington University, Center for Social Development. https://doi.org/10.7936/5qg9-4191
Brief Report: Health Expenditures for Children with Autism and Family Financial Well-Being in China
Zhou, L., Wang, J., & Huang, J. (2021). Brief report: Health expenditures for children with autism and family financial well-being in China. Journal of Autism and Developmental Disorders. https://doi.org/10.1007/s10803-021-05214-2
Reflections of a Central Bank Governor
Addison, E. (2021, July). Reflections of a central bank governor (CSD Perspective No. 21-18). Washington University, Center for Social Development.
FCAB Africa: Advancing Financial Stability, Security, and Well-Being
Center for Social Development. (2021, July). FCAB Africa: Advancing financial stability, security, and well-being (CSD Fact Sheet No. 21-12). Washington University, Center for Social Development. https://doi.org/10.7936/gmwt-0238
FCAB Africa: Summary of Achievements as of July 2021
Center for Social Development. (2021, July). FCAB Africa: Summary of achievements as of July 2021 (CSD Fact Sheet No. 21-13). Washington University, Center for Social Development. https://doi.org/10.7936/j5rd-tr36
Asset Building and Child Development: A Policy Model for Inclusive Child Development Accounts
Huang, J., Sherraden, M., Clancy, M. M., Beverly, S. G., Shanks, T. R., & Kim, Y. (2021). Asset building and child development: A policy model for inclusive Child Development Accounts. RSF: The Russell Sage Foundation Journal of the Social Sciences, 7(3), 176–195. https://doi.org/10.7758/RSF.2021.7.3.08
Lessons on Policies That Strengthen Household Financial Resilience to Overcome Shocks: A Keynote Address by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana
Bawumia, M. (2021, July). Lessons on policies that strengthen household financial resilience to overcome shocks: A keynote address by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana (CSD Perspective No. 21-17). Washington University, Center for Social Development.
Building Financial Capability and Assets for Disadvantaged Entrepreneurs
Huang, J., & Guo, B. (2021, April). Building financial capability and assets for disadvantaged entrepreneurs (CSD Research Brief No. 21-10). Washington University, Center for Social Development. https://doi.org/10.7936/8nyn-h137
Fostering Entrepreneurship among Low-Income Individuals through Financial Capability
Huang, J., & Guo, B. (2021). Fostering entrepreneurship among low-income individuals through financial capability (CSD Working Paper No. 21-08, submitted for publication). Washington University, Center for Social Development.
Financial Outcomes in a Child Development Account Experiment: Full Inclusion, Success Regardless of Race or Income, and Investment Growth for All
Clancy, M. M., Beverly, S. G., Schreiner, M., Huang, J., & Sherraden, M. (2021). Financial outcomes in a Child Development Account experiment: Full inclusion, success regardless of race or income, investment growth for all (CSD Research Summary 21-06). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/fnjg-n539
A Long-Term Experiment on Child Development Accounts: Update and Impacts of SEED for Oklahoma Kids
Huang, J., Beverly, S. G., Clancy, M. M., Schreiner, M., & Sherraden, M. (2021). A long-term experiment on Child Development Accounts: Update and impacts of SEED for Oklahoma Kids (CSD Research Report No. 21-07).
Washington University, Center for Social Development. https://doi.org/10.7936/e8mf-p262
Addressing the Burden of Education Financing in Low and Lower-Middle-Income Countries: The Role of Savings Accounts, Cash Transfers, and Other Income Sources
Ansong, D., Okumu, M., Otchere, F., Koomson, I., & Sherraden, M. (2021). Addressing the burden of education financing in low and lower middle income countries: The role of savings accounts, cash transfers, and other income sources. Journal of Family and Economic Issues, 42(4), 745–756. https://doi.org/10.1007/s10834-021-09757-5
MI-SEED Investment Funds and Account Growth: Implications for Achieving Higher Rates of Return in CDA Programs
Shanks, T. R., & Meehan, P. (2021, February). MI-SEED investment funds and account growth: Implications for achieving higher rates of return in CDA programs (Research Brief No. 21-05). Washington University, Center for Social Development, and University of Michigan, Center for Equitable Family and Community Well-Being. https://doi.org/10.7936/50MK-H281
Toward Finance as a Public Good
Huang, J., Sherraden, M. S., & Sherraden, M. (2021). Toward finance as a public good (CSD Working Paper No. 21-03). Washington University, Center for Social Development. https://doi.org/10.7936/p8dd-p256
Financial Capability and Asset Building in Social and Economic Development: Advancing the Sustainable Development Goals
Ansong, D., Okumu, M., Huang, J., Sherraden, M. S., Johnson, L., & Zou, L. (2020, November). Financial capability and asset building in social and economic development: Advancing the Sustainable Development Goals (CSD Perspective No. 20-27). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/vh44-x812
As Korea Celebrates 10 Years of Asset-Building Policy, Sherraden Looks to the Future
Asset-building policies have taken root and are growing in countries across the globe, thanks in large part to strong international partnerships and applied social research. One robust example includes Korea, which marked a decade of asset building on November 12, 2020.
Asset-Building Policy in Korea: Innovation for Social Development
This Perspective is adapted from Michael Sherraden’s keynote address given during the “Ceremony Commemorating the 20th Anniversary of Self Sufficiency & Welfare Policy and 10th Anniversary of Asset Building Policy” in Korea. The Perspective is presented through a partnership between the Center for Social Development, the Korean Ministry of Health & Welfare, and the Korea […]
Inquiry, Innovation, and Impact: Report to the Community, 2015
Center for Social Development. (2015). Inquiry, innovation, and impact: Report to the Community, 2015 (CSD Report No. 15-86). St. Louis, MO: Washington University, Center for Social Development.