Asset Building

Elliott, W., III. (2011). When effort and ability are not enough to reduce the college enrollment gap, does college savings help? (CSD Working Paper No. 11-31). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Nam, I., & Johnson, T. (2011). A process model of children’s savings indirect effects on college progress (CSD Working Paper No. 11-30). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Chowa, G., & Loke, V. (2011).Toward a children’s savings and college-bound identity intervention for raising college attendance rates: A multilevel propensity score analysis (CSD Working Paper No. 11-29). St. Louis, MO: Washington University, Center for Social Development.

Lassar, T., Clancy, M., & McClure, S. (2011). College savings match programs: Design and policy (CSD Working Paper No. 11-28). St. Louis, MO: Washington University, Center for Social Development.

Kim, Y., Lee, S., & Kim, M. (2011). Seoul Hope Plus Savings Accounts: Asset-building program for low-income households in Seoul (Second-year collaborative research report) (CSD Report No. 11-20). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, & Nam, I. (2011, June). Direct effects of assets and savings on the college progress of Black young adults (CSD Research Brief No. 11-18). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Choi, E. H., Destin, M., & Kim, K. H. (2011, June). The age old question, which comes first? A simultaneous test of children’s savings and children’s college-bound identity (CSD Research Brief No. 11-17).  St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Constance-Huggins, M., & Song, H. (2011, June). Reducing the college progress gap between low- to moderate-income (LMI) and high-income (HI) young adults: Assets as an understudied form of economic capital (CSD Research Brief No. 11-16). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Constance-Huggins, M., & Song, H. (2011). Reducing the college progress gap between low- to moderate-income (LMI) and high-income (HI) young adults (CSD Working Paper No. 11-15). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, & Nam, I. (2011). Direct effects of assets and savings on the college progress of Black young adults (CSD Working Paper No. 11-14). St. Louis, MO: Washington University, Center for Social Development.

Wider Opportunities for Women & Center for Social Development. (2010). The Basic Economic Security Tables for the United States [Report]. Washington, DC: Author. https://doi.org/10.7936/K71G0KT5

Grinstein-Weiss, M., Sherraden, M., Gale, W., Rohe, W. M., Schreiner, M., & Key, C. (2011). Ten-year impacts of Individual Development Accounts on homeownership: Evidence from a randomized experiment (CSD Working Paper No. 11-07). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Destin, M., & Friedline, T. (2011). Taking stock of ten years of research on the relationship between assets and children’s educational outcomes: Implications for theory, policy, and intervention (CSD Working Paper No. 11-08). St. Louis, MO: Washington University, Center for Social Development.

Center for Social Development. (2011, March). College success and college savings plan innovations: A summary of research (CSD Research Summary No. 11-40). St. Louis, MO: Author.

Heffern, J., & Riley, A. (2011). Closing the wealth gap: Promoting change by working together (Southern Regional Asset Building Coalition Report). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Choi, E. H., Destin, M., & Kim, K. H. (2011). The age old question, which comes first? A simultaneous test of children’s savings and children’s college-bound identity (CSD Working Paper No. 11-04).  St. Louis, MO: Washington University, Center for Social Development.

Nam, Y., Mason, L. R., Kim, Y., Clancy, M., & Sherraden, M. (2011). Survey response in a statewide social experiment: Differences in being located and collaborating by race and Hispanic origin (CSD Working Paper No. 11-01). St. Louis, MO: Washington University, Center for Social Development

Sanders, C. (2010). Savings outcomes of an IDA program for survivors of domestic violence (CSD Research Report No. 10-42). St. Louis, MO: Washington University, Center for Social Development.

Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010, November). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Brief No. 10-41). St. Louis, MO: Washington University, Center for Social Development.

Zager, R., Kim, Y., Nam, Y., Clancy, M., & Sherraden, M. (2010). The SEED for Oklahoma Kids Experiment: Initial account opening and savings (CSD Research Report No. 10-14). St. Louis, MO: Washington University, Center for Social Development.

Scanlon, E., & Wittman, L. (2010). From Helena to Harlem: Experiences of lower-income rural and urban parents in childrens savings account programs (CSD Working Paper No. 10-38). St. Louis, MO: Washington University, Center for Social Development.

Kim, Y., & Sherraden, M. (2010). Do parental assets matter for children’s educational attainment?: Evidence from mediation tests (CSD Working Paper No. 10-40). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Stevens, J. (Eds.). (2010). Lessons from SEED: A national demonstration of Child Development Accounts (CSD Research Report No. 10-35). St. Louis, MO: Washington University, Center for Social Development.

Bernstein, J. (2010). Perspective from the left: Children’s saving accounts, mobility, and inequality. Children & Youth Services Review, 32(11), 1597–1600. doi:10.1016/j.childyouth.2010.04.003

Adams, D., Nam, Y., Williams Shanks, T. R., Hicks, S., & Robinson, C. (2010). Research on assets for children and youth: Reflections on the past and prospects for the future. Children & Youth Services Review, 32(11), 1617–1621. doi:10.1016/j.childyouth.2010.04.002

Sherraden, M., Kim, Y., & Loke, V. (2010). Testing a new policy concept: Editors’ introduction and acknowledgements. Children and Youth Services Review, 32(11), 1487. doi:10.1016/j.childyouth.2010.04.012

Steuerle, E. (2010). Policy context for CDAs over the next 20 years. Children & Youth Services Review, 32(11), 1605–1608. doi:10.1016/j.childyouth.2010.04.004

Sherraden, M., Kim, Y., & Loke, V. (Eds.). (2010). Child Development Accounts: Theory, evidence, and policy potential [Special issue]. Children and Youth Services Review, 32(11).

John, D. C. (2010). Perspective from the right: Building a cross-ideological consensus for Child Development Accounts. Children & Youth Services Review, 32(11), 1601–1604. doi:10.1016/j.childyouth.2010.04.006

Goldberg, F. T., Jr., Friedman, B., & Boshara, R. (2010). CDA legislative challenges and opportunities. Children & Youth Services Review, 32(11), 1609–1616. doi:10.1016/j.childyouth.2010.04.005

Clancy, M., Lassar, T., & Taake, K. (2010, September). Saving for college: A policy primer (CSD Policy Brief No. 10-27). St. Louis, MO: Washington University, Center for Social Development.

Huang, J., Nam, Y., & Wikoff, N. (2010). Household assets and food stamp program participation among eligible low-income households (CSD Working Paper No. 10-28). St. Louis, MO: Washington University, Center for Social Development.

Hertel, A. L., & Jäger, M. E. (2010, July). Saving for post-secondary education in American Indian communities (CSD Research Brief No. 10-24). St. Louis, MO: Washington University, Center for Social Development.

Hertel, A. L., & Jäger, M. E. (2010). Saving for post-secondary education in American Indian communities: A geospatial and quantitative analysis (CSD Working Paper No. 10-21). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. S., & McBride, A. M. (with Beverly, S. G.). (2010). Striving to save: Creating policies for financial security of low-income families. Ann Arbor: University of Michigan Press.

Kim, M., Nam, Y., Kim, Y., Kwon, J., Chung, S., Hong, H.,  & Lee, E. (2010). Seoul Hope Plus savings accounts: Asset-building program for low-income households in Seoul (CSD Research Report No. 10-20). St. Louis, MO: Washington University, Center for Social Development.

Boshara, R., Clancy, M., Newville, D., & Sherraden, M. (2009). The basics of progressive 529s. St. Louis, MO: Washington University, Center for Social Development, and New America Foundation.

Masa, R., Sherraden, M. S., Zou, L., Ssewamala, F., Johnson, E., Ansong, D., Chowa, G., & Sherraden, M. (2010, May). Youth savings around the world: Youth characteristics, savings performance, and potential impacts (CSD Research Brief No. 10-18). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., & Lassar, T. (2010, May). College savings plan accounts at birth: Maine’s statewide program (CSD Policy Brief No. 10-16). St. Louis, MO: Washington University, Center for Social Development. https://doi.org/10.7936/K7X34X0B

Elliott, W., III, & Beverly, S. G. (2010, March). Staying on course: The effects of savings and assets on the college progress of young adults (CSD Research Brief No. 10-13). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, & Beverly, S. G. (2010). Staying on course: The effects of savings and assets on the college progress of young adults (CSD Working Paper No. 10-12). St. Louis, MO: Washington University, Center for Social Development.

Gunn, G., Heffern, J., & Edwards, K. (2010). Asset building in the South: Organizations and services (CSD Report No. 10-10). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2010, February). Assets and liabilities, race/ethnicity, and children’s college education (CSD Research Brief No. 10-09). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2010). Assets and liabilities, race/ethnicity, and children’s college education (CSD Working Paper No. 10-08). St. Louis, MO: Washington University, Center for Social Development.

Wagner, K., & Hertel, A. L. (2010, January). Savings and financial services in Native communities (CSD Research Brief No. 10-07). St. Louis, MO: Washington University, Center for Social Development.

Wagner, K., & Hertel, A. L. (2010, January). Volunteer Income Tax Assistance (VITA) sites in Native communities (CSD Research Brief No, 10-06). St. Louis, MO: Washington University, Center for Social Development.

Wagner, K., & Hertel, A. L. (2010, January). Earned Income Tax Credit (EITC) utilization in Native communities (CSD Research Brief No. 10-05). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, & Beverly, S. (2010, January). The role of savings and wealth in reducing “wilt” between expectations and college attendance (CSD Research Brief No. 10-04). St. Louis, MO: Washington University, Center for Social Development.

Lassar, T., Clancy, M., & McClure, S. (2010, January). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Brief No. 10-03). St. Louis, MO: Washington University, Center for Social Development.

Lassar, T., Clancy, M., & McClure, S. (2010). Toward more inclusive College Savings Plans: Sample state legislation (CSD Policy Report No. 10-02). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, & Beverly, S. (2010). The role of savings and wealth in reducing “wilt” between expectations and college attendance (CSD Working Paper No. 10-01). St. Louis, MO: Washington University, Center for Social Development.

Huang, J., Matta Oshima, K. M., & Kim, Y. (2009). Does household food insecurity affect parental characteristics and child behavior?: Evidence from the Panel Study of Income Dynamics (PSID) (CSD Working Paper No. 09-70).  St. Louis, MO: Washington University, Center for Social Development.

Huang, J., Guo, B., Kim, Y., & Sherraden, M. (2009). Parental income, assets, and borrowing constraints and children’s post-secondary education (CSD Working Paper No. 09-67). St. Louis, MO: Washington University, Center for Social Development.

Williams Shanks, T., Kim, Y., Loke, V., & Destin, M. (2009). Assets and child well-being in developed countries (CSD Working Paper No. 09-66). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Lassar, T., & Miller, R. (2009, November). Streamlined enrollment and default investment: Innovations in Alaska’s College Savings Plan (CSD Policy Brief No. 09-65). St. Louis, MO: Washington University, Center for Social Development.

Huelsman, M., & Clancy, M. (2009, November). Low-cost state innovations to help families save for college (CSD Policy Brief No. 9-64). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation.

Zhan, M., & Sherraden, M. (2009, November). Assets and liabilities, educational expectations, and children’s college degree attainment (CSD Research Brief No. 09-63). St. Louis, MO: Washington University, Center for Social Development.

Loke, V., Clancy, M., & Zager, R. (2009). Account monitoring research at Michigan SEED (CSD Research Report No. 09-62). St. Louis, MO: Washington University, Center for Social Development.

Gunn, G., & Heffern, J. (2009, October). The Southern Regional Asset Building Coalition Survey (CSD Research Brief No. 09-58). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2009). Assets and liabilities, educational expectations, and children’s college degree attainment (CSD Working Paper No. 09-60). St. Louis, MO: Washington University, Center for Social Development.

Kim, Y., & Nam, Y. (2009, September). The SEED for Oklahoma Kids experiment: Comparison of treatment and control groups (CSD Research Brief No. 09-59). St.  Louis, MO: Washington University, Center for Social Development.

Prabhakar, R. (2009). The Child Trust Fund in the UK: Policy challenges and potential responses (CSD Working Paper No. 09-56). St. Louis, MO: Washington University, Center for Social Development.

Meyer, J., Masa, R., & Zimmerman, J. (2009). Overview of Child Development Accounts in developing countries (CSD Working Paper No. 09-55). St. Louis, MO: Washington University, Center for Social Development.

Mason, L. R., Nam, Y., Clancy, M., Kim, Y., & Loke, V. (2009). Child Development Accounts and saving for children’s future: Do financial incentives matter? (CSD Working Paper No. 09-54). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Sherraden, M. S., Johnson, L., & Guo, B. (2009). Young children’s perceptions of college and saving: Potential role of Child Development Accounts (CSD Working Paper No. 09-53). St. Louis, MO: Washington University, Center for Social Development.

Marxuach, S. M. (2009). Asset building in Puerto Rico: A study of Children’s Development Accounts in Caguas (CSD Working Paper No. 09-48). St. Louis, MO: Washington University, Center for Social Development.

Elliott, W., III, Kim, K., Jung, H., & Zhan, M. (2009). The human capital agenda: Asset holding and educational attainment among African American youth (CSD Working Paper No. 09-46). St. Louis, MO: Washington University, Center for Social Development.

Jorgensen, M. (with Morris, P.). (2009). Tribal innovations in children’s accounts (CSD Working Paper No. 09-47). St. Louis, MO: Washington University, Center for Social Development.

Cramer, R. (2009). The big lift: Federal policy efforts to create Child Development Accounts (CSD Working Paper No. 09-43). St. Louis, MO: Washington University, Center for Social Development.

Rothwell, D., & Han, C.-K. (2009). Assets as a resource variable in the stress management of low-income families (CSD Working Paper No. 09-50). St. Louis, MO: Washington University, Center for Social Development.

Rist, C., & Humphrey, L. (2009). City and community innovations in CDAs: The role of community-based organizations (CSD Working Paper No. 09-49). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2009, July). Saving and educational attainment: The potential of College Savings Plans to increase educational success (CSD Research & Policy Brief No. 09-29). St. Louis, MO: Washington University, Center for Social Development.

Huang, J. (2009). IDAs, saving taste, and household wealth: Evidence from the American Dream Demonstration (CSD Working Paper No. 09-27).  St. Louis, MO: Washington University, Center for Social Development.

Rothwell, D. (2009). Asset building among Native Hawaiians: Lessons from the Kahikū IDA program (CSD Working Paper No. 09-26). St. Louis, MO: Washington University, Center for Social Development.

Rothwell, D., & Han, C.-K. (2009). Second thoughts: Who almost participates in an IDA? (CSD Working Paper No. 09-25). St. Louis, MO: Washington University, Center for Social Development.

Warren, N., & Gunn, G. (2009, June). State-level asset-building coalitions: Origins, operations, and achievements (CSD Policy Brief No. 09-22). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., & Miller, R. (2009, June). Creative partnerships between GEAR UP and State College Savings Plans: Experience and policy potential (CSD Policy Brief No. 09-23). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2009, June). A promising platform for college saving (CSD Perspective No. 09-21). St. Louis, MO: Washington University, Center for Social Development.

Loke, V., & Sacco, P. (2009). Parental assets and children’s educational outcomes (CSD Working Paper No. 09-17). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., & Jovanovich, J. (2009, June). College savings plans: Investment options, safety, and policy implications (CSD Policy Brief No. 09-18). St. Louis, MO: Washington University, Center for Social Development.

Huang, J., Guo, B., & Kim, Y. (2009). Food insecurity and disability: Do economic resources matter? (CSD Working Paper No. 09-15). St. Louis, MO: Washington University in St. Louis, Center for Social Development.

Loke, V., & Cramer, R. (2009). Singapore’s Central Provident Fund: A national policy of life-long asset accounts (New America Foundation Working Paper). Washington, DC: New America Foundation.

Newville, D., & Clancy, M. (2009, April). Five low-cost ideas to help families save for college (CSD Policy Brief No. 09-75). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K78W3CT4

Clancy, M., Sherraden, M., Huelsman, M., Newville, D., & Boshara, R. (2009, April). Toward progressive 529 plans: Key points (CSD Policy Brief). St. Louis, MO: Washington University, Center for Social Development, and New America Foundation. doi:10.7936/K7NK3DKQ

Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009, March). SEED account monitoring research (CSD Research Brief No. 09-11). St. Louis, MO: Washington University, Center for Social Development.

Guo, B., Sherraden, M. S., & Johnson, L. (2009). Seed deposit, match cap, and net savings patterns: An assessment of institutional incentives in the I Can Save program (CSD Working Paper No. 09-13). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2009, April). Social work, global poverty, and development (CSD Perspective No. 09-14). St. Louis, MO: Washington University, Center for Social Development.

Mason, L. R., Nam, Y., Clancy, M., Loke, V., & Kim, Y. (2009). SEED account monitoring research: Participants, savings, and accumulation (CSD Research Report No. 09-05). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Zou, L. (2010, October). Asset-based policy in Hong Kong: Child Development Fund (CSD Policy Brief No. 10-38). St. Louis: Washington University, Center for Social Development.

Yancari, J. (2009, March). Country assessment: Peru (inShort No. 4). Lima, Peru: Proyecto Capital.

Nam, Y., & Han, C.-K. (2009). A new approach to promote economic independence among at-risk children: Child Development Accounts (CDAs) in Korea (CSD Working Paper No. 09-02). St. Louis, MO: Washington University, Center for Social Development.

McKernan, S.-M., & Sherraden, M. (Eds.). (2008). Asset building and low-income families. Washington, DC: Urban Institute Press.

Meier, D. (2008, February). Matched savings initiatives in Hungary and Slovakia: Pilot projects and future directions (CSD Policy Brief No. 08-35). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2008, May). SEED for Oklahoma Kids: Demonstrating Child Development Accounts for all newborns (CSD Perspective No. 8-40). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Mason, L. R., & Lo, S. (2008). State 529 matching grant program summary (CSD Perspectice No. 08-39). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., Sherraden, M., Zhang, L., & Morrow-Howell, N. (2008). Age differences in IDA savings outcomes: Findings from the American Dream Demonstration. Journal of Aging and Social Policy, 20(1), 45–64. doi:10.1300/J031v20n01_03

Edwards, K., Gunn, G., & Heffern, J. (2008). Asset-building coalitions in states: Innovative coalition development and policy advocacy strategies meeting (CSD Conference Report No. 08-33). St. Louis, MO: Washington University, Center for Social Development.

Ssewamala, F., & Ismayilova, L. (2008). Faith-based institutions as project implementers: An innovative economic empowerment intervention for care and support of AIDS-orphaned and vulnerable children in rural Uganda. In P. Joshi, S. Hawkins, & J. Novey (Eds.), Innovations in effective compassion: Compendium of research papers for the White House FBO Conference (pp. 213–235). Washington, DC: U.S. Department of Health and Human Services.

Guo, B., Zhang, L., & Sherraden, M. (2008). Household assets and health in China: Evidence and policy implications (CSD Working Paper No. 08-28). St. Louis, MO: Washington University, Center for Social Development.

Lombe, M., Huang, J., Putnam, M., & Cooney, K. (2008). Exploring saving performance in an IDA for people with disabilities: Some preliminary findings (CSD Working Paper No. 08-27). St. Louis, MO: Washington University, Center for Social Development.