Asset Building

Finsel, C., & Russ, J. (2005). Exploration and use of Individual Development Accounts by three American Indian tribes in Oregon (CSD Report No. 05-17). St. Louis, MO: Washington University, Center for Social Development.

Reid, C. K. (2005). Achieving the American dream? A longitutinal analysis of the homeownership experiences of low-income households (CSD Working Paper No. 05-20). St. Louis, MO: Washington University, Center for Social Development.

Dabson, B. (2005). Enhancing the value of the rural experience through improved connectivity (CSD Working Paper No. 05-49). St. Louis, MO: Washington University, Center for Social Development.

Hicks, S., Edwards, K., Dennis, M. K., & Finsel, C. (2005). Asset-building in tribal communities: Generating Native discussion and practical approaches (CSD Policy Report No. 05-19). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., Wagner, K., & Ssewamala, F. (2005). Saving and asset accumulation among low-income families with children in IDAs (CSD Working Paper No. 05-09). St. Louis, MO: Washington University, Center for Social Development.

Kagotho, N., & Gunn, G. (2005). The Missouri–Kansas asset-building coalition and policy project: An initiative in cross-state policy making for wealth building (CSD Report No. 05-15). St. Louis, MO: Washington University, Center for Social Development.

Warren, N., & Edwards, K. (2005). Status of state supported IDA programs in 2005 (CSD Policy Report No. 05-03). St. Louis, MO: Washington University, Center for Social Development.

Lombe, M., & Sherraden, M. (2005). Impact of asset ownership on social inclusion (CSD Working Paper No. 05-06).  St. Louis, MO: Washington University, Center for Social Development.

Maxwell, D., & Paxton, W. (2005). ADD: Lessons from the UK (CSD Research Report No. 05-39). St. Louis, MO: Washington University, Center for Social Development.

Edwards, K. (2005). Temporary assistance for needy families (TANF) and individual development accounts (IDAs): A good match? (CSD Policy Report No. 05-02). St. Louis, MO: Washington University, Center for Social Development.

Mills, G. (2005). Evaluation of the American Dream Demonstration: Impacts of IDAs on participant savings and asset ownership (CSD Research Report No. 05-34). St. Louis, MO: Washington University, Center for Social Development.

Adams, D. (2005). ADD implementation assessment: Design, implementation, and administration of Individual Development Account programs in the American Dream Demonstration (CSD Research Report No. 05-33). St. Louis, MO: Washington University, Center for Social Development.

Rice, S. (2005). From Individual Development Accounts to community asset building: An exploration in bridging people- and place-based strategies (CSD Research Report No. 05-05). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2005). SEED universal policy model and research: Request for proposal. St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., & Clancy, M. (2005). SEED universal policy model and research. St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2005, April). Inclusion in asset building: Testimony for hearing on “Building Assets for Low-Income Families” before the Subcommitte on Social Security and Family Policy Senate Finance Committee (CSD Perspective No. 05-24).  St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M., & Sherraden, M. (2005). Saving in ADD: Measures from MIS IDA (CSD Report No. 05-41). St. Louis, MO: Washington University, Center for Social Development.

Nares, P. (2005). The impacts of the American Dream Demonstration on savings and asset-building in Canada (CSD Report No. 05-40). St. Louis, MO: Washington University, Center for Social Development.

Friedman, R. (2005). Hope in concrete form: The downpayments on the American Dream Demonstration: Conception, contributions, challenges, and consequences (CSD Report No. 05-37). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., McBride, A. M., Johnson, E., Hanson, S., Ssewamala, F., & Williams Shanks, T. (2005). Saving in low-income households: Evidence from interviews with participants in the American Dream Demonstration (CSD Report No. 05-68). St. Louis, MO: Washington University, Center for Social Development.

Barr, M. S. (2005). Financial services and savings: Theory and evidence from the American Dream Demonstration (CSD Report No. 05-35). St. Louis, MO: Washington University, Center for Social Development.

Banov, R. (2005). The effect of health insurance on savings outcomes in Individual Development Accounts (CSD  Report No. 05-29).  St. Louis, MO: Washington University, Center for Social Development.

Schumacher, J., &  Ulmer, A. (2005). Examples of successful wealth building in rural areas (CSD Working Paper No. 05-48). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., & Tang, F. (2005). Asset-building programs for people with disabilities in rural areas: Including independent living and and long-term care planning education (CSD Working Paper No. 05-47). St. Louis, MO: Washington University, Center for Social Development.

Williams Shanks, T. R. (2005). African-American: Building the country, losing the land (CSD Working Paper No. 05-43). St. Louis, MO: Washington University, Center for Social Development.

Henson, E., Lee, A., &  Nathan, L. (2005). Rural wealth building: Native Americans (CSD Working Paper No. 05-42). St. Louis, MO: Washington University, Center for Social Development.

Nadeau, E. G.,  & Howard, E. (2005). Mutual wealth in rural America (CSD Working Paper No. 05-46).  St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Cramer, R., & Parrish, L. (2005, February). Section 529 savings plans, access to post-secondary education, and universal asset building (New America Foundation Issue Brief No. 7). Washington, DC: New America Foundation and Washington University, Center for Social Development.

Scanlon, E., & Adams, D. (2005). In-depth interviews with SEED youth: Profiles of participants in a pilot study (CSD Working Paper No. 05-25). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M. (2005). Account monitoring report (SEED Research Report No. 05-59). St. Louis, MO: Washington University, Center for Social Development.

LaRock, R., & Clancy, M. (2005). Account monitoring report at June 30, 2005 (SEED Research Report No. 05-58). St. Louis, MO: Washington University, Center for Social Development.

Loke, V.,  & Clancy, M. (2005). Participants in SEED: A report from account monitoring research (SEED Research Report No. 05-57). St. Louis, MO: Washington University, Center for Social Development.

Miller, K. K. (2005). Immigrants in rural America: Finding a foothold, creating a home (CSD Working Paper No. 05-44). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., Morrow-Howell, N., Zhang, L., Sherraden, M. (2004). Savings outcomes of older adults participating IDAs: Findings from the American Dream Demonstration (CSD Research Report). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., Morrow-Howell, N., Zhang, L., Sherraden, M. (2004). Profile of older adults participating IDAs: Findings from the American Dream Demonstration (CSD Research Report). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. S., Williams Shanks, T., McBride, A. M., & Ssewamala, F. M. (2004). Overcoming poverty: Supported saving as a household development strategy (CSD Working Paper No. 04-13). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., &  Schreiner, M. (2004). Saving for post-secondary education in Individual Development Accounts (CSD Working Paper No. 04-11). St. Louis, MO: Washington University, Center for Social Development.

Lesorogol, C. K. (2004). Asset building through community participation: Re-stocking pastoralists following drought in northern Kenya (CSD Working Paper No. 04-09). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Measuring saving (CSD Working Paper No. 04-08). St. Louis, MO: Washington University, Center for Social Development.

Williams, T. R. (2004). The impacts of household wealth on child development (CSD Working Paper No. 04-07). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M., Ng, G. T., & Sherraden, M. (2004). Cost-effectiveness in Individual Development Accounts (CSD Working Paper No. 04-03). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Support for microenterprise as asset-building: Concepts, good practices, and measurement (CSD Working Paper No. 04-06). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Match rates, Individual Development Accounts, and saving by the poor (CSD Working Paper No. 04-02). St. Louis, MO: Washington University, Center for Social Development.

Ssewamala, F. M., & Sherraden, M. (2004). Integrating savings into microenterprise programs for the poor: Do institutions matter? (CSD Working Paper No. 04-05). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., Zhan, M., & Sherraden, M. (2004). Saving performance in Individual Development Accounts: Does marital status matter? (CSD Working Paper No. 04-01). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., & Sherraden, M. (2004). Racial differences in performance in a matched savings program (CSD Working Paper No. 04-04). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Program costs for Individual Development Accounts: Final figures from CAPTC in Tulsa (CSD Report No. 04-17). St. Louis, MO: Washington University, Center for Social Development.

Ssewamala, F. M., & Sherraden, M. (2004). Saving for microenterprise in Individual Development Accounts: Lessons from the American Dream Demonstration (CSD Report No. 04-18). St. Louis, MO: Washington University, Center for Social Development.

McBride,  A. M., Hanson S. L., Beverly, S. G., Schreiner, M., Sherraden, M., & Johnson, L. (2004). Asset building: Increasing capacity for performance measurement and effects (CSD Report No. 04-23). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M. (2004). Account monitoring report 2003 (SEED Research Report No. 04-16). St. Louis, MO: Washington University, Center for Social Development.

Boddie, S., Sherraden, M., Hoyt, L., Thirupathy, P., Williams Shanks, T., Rice, S., & Sherraden, M. S. (2004). Family saving and community assets: Designing and implementing family-centered, place-based individual development account programs (CSD Report No. 04-19). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Orszag, P., & Sherraden, M. (2004, February). College savings plans: A platform for inclusive saving policy? (CSD Perspective No. 04-25). St. Louis, MO: Washington University, Center for Social Development.

Center for Social Development & Corporation for Enterprise Development. (2004). IDAs and public assistance asset limits: What states can do to remove penalties for saving (CSD Policy Brief No. 04-24). St. Louis, MO: Authors.

Center for Social Development & Corporation for Enterprise Development. (2004). Promoting asset building through the Earned Income Tax Credit (CSD Policy Brief No. 04-26). St. Louis, MO: Authors.

Mills, G., Patterson, R., Orr, L., & DeMarco, D. (2004). Evaluation of the American Dream Demonstration: Final evaluation report. Cambridge, MA: Abt Associates, Inc.

Sherraden, M. S., Sanders, C. K., & Sherraden, M. (2004). Kitchen capitalism: Microenterprise in low-income households. Albany: State University of New York Press.

Curley, J., & Grinstein-Weiss, M. (2003). A comparative analysis of rural and urban saving performance in Individual Development Accounts (CSD Working Paper No. 03-08). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M. (2003). Savings outcomes of single mothers in Individual Development Accounts (CSD Working Paper No. 03-07). St. Louis, MO: Washington University, Center for Social Development.

McBride, A. M., Lombe, M., & Beverly, S. G. (2003). The effects of Individual Development Account programs: Perceptions of participants (CSD Working Paper No. 03-06). St. Louis, MO: Washington University, Center for Social Development.

Williams, T. R. (2003). Asset-building policy as a response to wealth inequality: Drawing implications from the Homestead Act (CSD Working Paper No. 03-05). St. Louis, MO: Washington University, Center for Social Development.

Pandey, S. (2003). Assets effects on women: A study of urban households in Nepal (CSD Working Paper No. 03-04). St. Louis, MO: Washington University, Center for Social Development.

Boshara, R. (2003). Federal policy and asset building (CSD Working Paper No. 03-03). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. S., Ssewamala, F. M., & Sanders, C. K. (2003). Microenterprise performance: A comparison of experiences in the United States and Uganda (CSD Working Paper  No. 03-16). St. Louis, MO: Washington University, Center for Social Development.

Porterfield, S. L., & Winkler, A. E. (2003). The struggle to make ends meet: Teen employment and the 1996 federal welfare legislation (CSD Working Paper No. 03-02). St. Louis, MO: Washington University, Center for Social Development.

Porterfield, S. L., & Tracey, C. M. (2003). Disentangling the dynamics of family poverty and child disability: Does disability come first? (CSD Working Paper No. 03-1). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., & Sherraden, M. (2003). The potential for inclusion in 529 savings plans: Report on a survey of states (CSD Report No. 03-25). St. Louis, MO: Washington University, Center for Social Development.

Collier-Tenison, S. (2003). Economic factors in intimate partner conflict and violence (CSD Working Paper No. 03-11). St. Louis, MO: Washington University, Center for Social Development.

Midgley, J. (2003). Assets in the context of welfare theory: A developmentalist interpretation (CSD Working Paper No. 03-10). St. Louis, MO: Washington University, Center for Social Development.

Edwards, K., & Mason, L. R. (2003). State policy trends for Individual Development Accounts in the United States: 1993–2003 (CSD Policy Report No. 03-34). St. Louis, MO: Washington University, Center for Social Development.

King, J., Hicks, S., Edwards, K., & Larson, A. (2003). American Indian tribal communities and Individual Development Account (IDA) policy (CSD Policy Report No. 03-32). St. Louis, MO: Washington University, Center for Social Development.

Gunn, G. S., Jacob, A., & Lewis, M. (2003). Tax credits and IDA programs (CSD Policy Report No. 03-31). St. Louis, MO: Washington University, Center for Social Development.

Beverly, S. G., & Dailey, C. (2003). Using tax refunds to promote asset building in low-income households: Program and policy options (CSD Report No. 03-29). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M. (2003). College savings plans and Individual Development Accounts: Potential for partnership (CSD Policy Report No. 03-28). St. Louis, MO: Washington University, Center for Social Development.

Stein, B., & Freedman, R. (2003). Children’s Development Accounts: The Oregon story (CSD Report No. 03-26). St. Louis, MO: Washington University, Center for Social Development.

Zdenek, R. O., & Stein, B. (2003). Recommendations from the field: Individual Development Accounts as part of a universal asset-building system (CSD Policy Report No. 03-24). St. Louis, MO: Washington University, Center for Social Development.

Miller, D. J. (2003). Everything you own belongs to the land: Land, community, and history in Tillery, North Carolina (CSD Working Paper No. 03-22). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., & Curley, J. (2003). Individual Development Accounts in rural communities: Implications for research (CSD Working Paper No. 03-21). St. Louis, MO: Washington University, Center for Social Development.

Freedman, R. (2003). The Oregon Children’s Development Account story (CSD Working Paper No. 03-19). St. Louis, MO: Washington University, Center for Social Development.

Beverly, S. G., Romich, J. L., & Tescher, J. (2003). Linking tax refunds and low-cost bank accounts: A social development strategy for low-income families? (CSD Working Paper No. 03-17). St. Louis, MO: Washington University, Center for Social Development.

Losby, J. L., Hein, M. L., & Robinson, J. R. (2003). Michigan IDA partnership: Year 2 program evaluation report [Executive Summary].  Newark, NJ: ISED Consulting and Research.

Miller, D. J. (2003). Everything you own belongs to the land: Land, community, and history in Tillery, North Carolina (CSD Working Paper No. 03-22). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., Schreiner, M., & Beverly, S. (2002). Income, institutions, and saving performance in Individual Development Accounts (CSD Working Paper No. 02-3). St. Louis, MO:  Washington University, Center for Social Development.

Schreiner, M., & Sherraden, M. (2002). Drop-out from Individual Development Accounts: Prediction and prevention (CSD Working Paper No. 02-2). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2002). Effects of mothers’ assets on expectations and children’s educational achievement in female-headed households (CSD Working Paper No. 02-9). St. Louis, MO: Washington University, Center for Social Development.

Page-Adams, D. (2002). Design, implementation, and administration of Individual Development Account programs, downpayments on the American Dream Policy Demonstration: A national demonstration of individual development accounts (CSD Report No. 02-13). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., Sherraden, M., & Schreiner, M. (2002). Welfare recipiency and savings outcomes in Individual Development Accounts (CSD Working Paper No. 02-8). St. Louis, MO: Washington University, Center for Social Development.

Cruce, A. (2002). School-based savings programs, 1930–2002 (CSD Working Paper No. 02-7). St. Louis, MO: Washington University, Center for Social Development.

Corporation for Enterprise Development. (2002). How do IDAs affect benefit eligibility? (2002 Federal IDA Briefing Book). Washington, DC: Author

NGA Center for Best Practices. (2002, March). Increasing access to housing for low-income families [Issue Brief]. Washington, DC: NGA Center for Best Practices.

Saunders, J., Davis, L., Williams, T., & Miller-Cribbs, J. (2002). Gender differences in self-perceptions and academic outcomes: A study of African American high school students (CSD Working Paper No. 02-10). St. Louis, MO: Washington University, Center for Social Development.

State of Delaware. (2002). State of Delaware: Governor’s task force for financial independence: Final Report. Dover, DE: Author.

Draut, T., Callahan, D., & Hawkes, C. (2002). Crossing divides: New common ground on poverty and economic security. New York: Demos. 

Clancy, M., Schreiner, M., & Sherraden, M. (2002). The United Way of greater St. Louis Individual Development Account pilot program (CSD Report No. 02-18). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2002). What do individual development accounts cost? The first three years at CAPTC (CSD Report No. 02-17). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2002). Individual Development Accounts: Summary of research (CSD Report No. 02-16). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M., Clancy, M., & Sherraden, M. (2002). Saving performance in the American Dream Demonstration: A national demonstration of Individual Development Accounts (CSD Report No. 02-15).  St. Louis, MO: Washington University, Center for Social Development.

Farber, N., & Miller-Cribbs, J. (2002). Violence in the lives of rural, southern & poor white women (CSD Working Paper No. 02-11). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2001, October). Assets and the poor: Implications for individual accounts and Social Security: Invited testimony to the President’s Commission on Social Security (CSD Perspective No. 01-17). St. Louis, MO: Washington University, Center for Social Development.

Berresford, S. (2001, February). Philanthropy in the 21st century (CSD Perspective No. 01-15). St. Louis, MO: Washington University, Center for Social Development.

Good Faith Fund. (2001). Rapid Assets Individual Development Accounts: Program highlights & statistics, October 1999–March 31, 2001 [Report]. Pine Bluff, AR: Author.