Asset Building

Nares, P. (2005). The impacts of the American Dream Demonstration on savings and asset-building in Canada (CSD Report No. 05-40). St. Louis, MO: Washington University, Center for Social Development.

Friedman, R. (2005). Hope in concrete form: The downpayments on the American Dream Demonstration: Conception, contributions, challenges, and consequences (CSD Report No. 05-37). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., McBride, A. M., Johnson, E., Hanson, S., Ssewamala, F., & Williams Shanks, T. (2005). Saving in low-income households: Evidence from interviews with participants in the American Dream Demonstration (CSD Report No. 05-68). St. Louis, MO: Washington University, Center for Social Development.

Barr, M. S. (2005). Financial services and savings: Theory and evidence from the American Dream Demonstration (CSD Report No. 05-35). St. Louis, MO: Washington University, Center for Social Development.

Banov, R. (2005). The effect of health insurance on savings outcomes in Individual Development Accounts (CSD  Report No. 05-29).  St. Louis, MO: Washington University, Center for Social Development.

Schumacher, J., &  Ulmer, A. (2005). Examples of successful wealth building in rural areas (CSD Working Paper No. 05-48). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., & Tang, F. (2005). Asset-building programs for people with disabilities in rural areas: Including independent living and and long-term care planning education (CSD Working Paper No. 05-47). St. Louis, MO: Washington University, Center for Social Development.

Williams Shanks, T. R. (2005). African-American: Building the country, losing the land (CSD Working Paper No. 05-43). St. Louis, MO: Washington University, Center for Social Development.

Henson, E., Lee, A., &  Nathan, L. (2005). Rural wealth building: Native Americans (CSD Working Paper No. 05-42). St. Louis, MO: Washington University, Center for Social Development.

Nadeau, E. G.,  & Howard, E. (2005). Mutual wealth in rural America (CSD Working Paper No. 05-46).  St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Cramer, R., & Parrish, L. (2005, February). Section 529 savings plans, access to post-secondary education, and universal asset building (New America Foundation Issue Brief No. 7). Washington, DC: New America Foundation and Washington University, Center for Social Development.

Scanlon, E., & Adams, D. (2005). In-depth interviews with SEED youth: Profiles of participants in a pilot study (CSD Working Paper No. 05-25). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M. (2005). Account monitoring report (SEED Research Report No. 05-59). St. Louis, MO: Washington University, Center for Social Development.

LaRock, R., & Clancy, M. (2005). Account monitoring report at June 30, 2005 (SEED Research Report No. 05-58). St. Louis, MO: Washington University, Center for Social Development.

Loke, V.,  & Clancy, M. (2005). Participants in SEED: A report from account monitoring research (SEED Research Report No. 05-57). St. Louis, MO: Washington University, Center for Social Development.

Miller, K. K. (2005). Immigrants in rural America: Finding a foothold, creating a home (CSD Working Paper No. 05-44). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., Morrow-Howell, N., Zhang, L., Sherraden, M. (2004). Savings outcomes of older adults participating IDAs: Findings from the American Dream Demonstration (CSD Research Report). St. Louis, MO: Washington University, Center for Social Development.

Putnam, M., Morrow-Howell, N., Zhang, L., Sherraden, M. (2004). Profile of older adults participating IDAs: Findings from the American Dream Demonstration (CSD Research Report). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. S., Williams Shanks, T., McBride, A. M., & Ssewamala, F. M. (2004). Overcoming poverty: Supported saving as a household development strategy (CSD Working Paper No. 04-13). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., &  Schreiner, M. (2004). Saving for post-secondary education in Individual Development Accounts (CSD Working Paper No. 04-11). St. Louis, MO: Washington University, Center for Social Development.

Lesorogol, C. K. (2004). Asset building through community participation: Re-stocking pastoralists following drought in northern Kenya (CSD Working Paper No. 04-09). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Measuring saving (CSD Working Paper No. 04-08). St. Louis, MO: Washington University, Center for Social Development.

Williams, T. R. (2004). The impacts of household wealth on child development (CSD Working Paper No. 04-07). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M., Ng, G. T., & Sherraden, M. (2004). Cost-effectiveness in Individual Development Accounts (CSD Working Paper No. 04-03). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Support for microenterprise as asset-building: Concepts, good practices, and measurement (CSD Working Paper No. 04-06). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Match rates, Individual Development Accounts, and saving by the poor (CSD Working Paper No. 04-02). St. Louis, MO: Washington University, Center for Social Development.

Ssewamala, F. M., & Sherraden, M. (2004). Integrating savings into microenterprise programs for the poor: Do institutions matter? (CSD Working Paper No. 04-05). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., Zhan, M., & Sherraden, M. (2004). Saving performance in Individual Development Accounts: Does marital status matter? (CSD Working Paper No. 04-01). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., & Sherraden, M. (2004). Racial differences in performance in a matched savings program (CSD Working Paper No. 04-04). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2004). Program costs for Individual Development Accounts: Final figures from CAPTC in Tulsa (CSD Report No. 04-17). St. Louis, MO: Washington University, Center for Social Development.

Ssewamala, F. M., & Sherraden, M. (2004). Saving for microenterprise in Individual Development Accounts: Lessons from the American Dream Demonstration (CSD Report No. 04-18). St. Louis, MO: Washington University, Center for Social Development.

McBride,  A. M., Hanson S. L., Beverly, S. G., Schreiner, M., Sherraden, M., & Johnson, L. (2004). Asset building: Increasing capacity for performance measurement and effects (CSD Report No. 04-23). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M. (2004). Account monitoring report 2003 (SEED Research Report No. 04-16). St. Louis, MO: Washington University, Center for Social Development.

Boddie, S., Sherraden, M., Hoyt, L., Thirupathy, P., Williams Shanks, T., Rice, S., & Sherraden, M. S. (2004). Family saving and community assets: Designing and implementing family-centered, place-based individual development account programs (CSD Report No. 04-19). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Orszag, P., & Sherraden, M. (2004, February). College savings plans: A platform for inclusive saving policy? (CSD Perspective No. 04-25). St. Louis, MO: Washington University, Center for Social Development.

Center for Social Development & Corporation for Enterprise Development. (2004). IDAs and public assistance asset limits: What states can do to remove penalties for saving (CSD Policy Brief No. 04-24). St. Louis, MO: Authors.

Center for Social Development & Corporation for Enterprise Development. (2004). Promoting asset building through the Earned Income Tax Credit (CSD Policy Brief No. 04-26). St. Louis, MO: Authors.

Mills, G., Patterson, R., Orr, L., & DeMarco, D. (2004). Evaluation of the American Dream Demonstration: Final evaluation report. Cambridge, MA: Abt Associates, Inc.

Sherraden, M. S., Sanders, C. K., & Sherraden, M. (2004). Kitchen capitalism: Microenterprise in low-income households. Albany: State University of New York Press.

Curley, J., & Grinstein-Weiss, M. (2003). A comparative analysis of rural and urban saving performance in Individual Development Accounts (CSD Working Paper No. 03-08). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M. (2003). Savings outcomes of single mothers in Individual Development Accounts (CSD Working Paper No. 03-07). St. Louis, MO: Washington University, Center for Social Development.

McBride, A. M., Lombe, M., & Beverly, S. G. (2003). The effects of Individual Development Account programs: Perceptions of participants (CSD Working Paper No. 03-06). St. Louis, MO: Washington University, Center for Social Development.

Williams, T. R. (2003). Asset-building policy as a response to wealth inequality: Drawing implications from the Homestead Act (CSD Working Paper No. 03-05). St. Louis, MO: Washington University, Center for Social Development.

Pandey, S. (2003). Assets effects on women: A study of urban households in Nepal (CSD Working Paper No. 03-04). St. Louis, MO: Washington University, Center for Social Development.

Boshara, R. (2003). Federal policy and asset building (CSD Working Paper No. 03-03). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. S., Ssewamala, F. M., & Sanders, C. K. (2003). Microenterprise performance: A comparison of experiences in the United States and Uganda (CSD Working Paper  No. 03-16). St. Louis, MO: Washington University, Center for Social Development.

Porterfield, S. L., & Winkler, A. E. (2003). The struggle to make ends meet: Teen employment and the 1996 federal welfare legislation (CSD Working Paper No. 03-02). St. Louis, MO: Washington University, Center for Social Development.

Porterfield, S. L., & Tracey, C. M. (2003). Disentangling the dynamics of family poverty and child disability: Does disability come first? (CSD Working Paper No. 03-1). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., & Sherraden, M. (2003). The potential for inclusion in 529 savings plans: Report on a survey of states (CSD Report No. 03-25). St. Louis, MO: Washington University, Center for Social Development.

Collier-Tenison, S. (2003). Economic factors in intimate partner conflict and violence (CSD Working Paper No. 03-11). St. Louis, MO: Washington University, Center for Social Development.

Midgley, J. (2003). Assets in the context of welfare theory: A developmentalist interpretation (CSD Working Paper No. 03-10). St. Louis, MO: Washington University, Center for Social Development.

Edwards, K., & Mason, L. R. (2003). State policy trends for Individual Development Accounts in the United States: 1993–2003 (CSD Policy Report No. 03-34). St. Louis, MO: Washington University, Center for Social Development.

King, J., Hicks, S., Edwards, K., & Larson, A. (2003). American Indian tribal communities and Individual Development Account (IDA) policy (CSD Policy Report No. 03-32). St. Louis, MO: Washington University, Center for Social Development.

Gunn, G. S., Jacob, A., & Lewis, M. (2003). Tax credits and IDA programs (CSD Policy Report No. 03-31). St. Louis, MO: Washington University, Center for Social Development.

Beverly, S. G., & Dailey, C. (2003). Using tax refunds to promote asset building in low-income households: Program and policy options (CSD Report No. 03-29). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M. (2003). College savings plans and Individual Development Accounts: Potential for partnership (CSD Policy Report No. 03-28). St. Louis, MO: Washington University, Center for Social Development.

Stein, B., & Freedman, R. (2003). Children’s Development Accounts: The Oregon story (CSD Report No. 03-26). St. Louis, MO: Washington University, Center for Social Development.

Zdenek, R. O., & Stein, B. (2003). Recommendations from the field: Individual Development Accounts as part of a universal asset-building system (CSD Policy Report No. 03-24). St. Louis, MO: Washington University, Center for Social Development.

Miller, D. J. (2003). Everything you own belongs to the land: Land, community, and history in Tillery, North Carolina (CSD Working Paper No. 03-22). St. Louis, MO: Washington University, Center for Social Development.

Grinstein-Weiss, M., & Curley, J. (2003). Individual Development Accounts in rural communities: Implications for research (CSD Working Paper No. 03-21). St. Louis, MO: Washington University, Center for Social Development.

Freedman, R. (2003). The Oregon Children’s Development Account story (CSD Working Paper No. 03-19). St. Louis, MO: Washington University, Center for Social Development.

Beverly, S. G., Romich, J. L., & Tescher, J. (2003). Linking tax refunds and low-cost bank accounts: A social development strategy for low-income families? (CSD Working Paper No. 03-17). St. Louis, MO: Washington University, Center for Social Development.

Losby, J. L., Hein, M. L., & Robinson, J. R. (2003). Michigan IDA partnership: Year 2 program evaluation report [Executive Summary].  Newark, NJ: ISED Consulting and Research.

Miller, D. J. (2003). Everything you own belongs to the land: Land, community, and history in Tillery, North Carolina (CSD Working Paper No. 03-22). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M., Schreiner, M., & Beverly, S. (2002). Income, institutions, and saving performance in Individual Development Accounts (CSD Working Paper No. 02-3). St. Louis, MO:  Washington University, Center for Social Development.

Schreiner, M., & Sherraden, M. (2002). Drop-out from Individual Development Accounts: Prediction and prevention (CSD Working Paper No. 02-2). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., & Sherraden, M. (2002). Effects of mothers’ assets on expectations and children’s educational achievement in female-headed households (CSD Working Paper No. 02-9). St. Louis, MO: Washington University, Center for Social Development.

Page-Adams, D. (2002). Design, implementation, and administration of Individual Development Account programs, downpayments on the American Dream Policy Demonstration: A national demonstration of individual development accounts (CSD Report No. 02-13). St. Louis, MO: Washington University, Center for Social Development.

Zhan, M., Sherraden, M., & Schreiner, M. (2002). Welfare recipiency and savings outcomes in Individual Development Accounts (CSD Working Paper No. 02-8). St. Louis, MO: Washington University, Center for Social Development.

Cruce, A. (2002). School-based savings programs, 1930–2002 (CSD Working Paper No. 02-7). St. Louis, MO: Washington University, Center for Social Development.

Corporation for Enterprise Development. (2002). How do IDAs affect benefit eligibility? (2002 Federal IDA Briefing Book). Washington, DC: Author

NGA Center for Best Practices. (2002, March). Increasing access to housing for low-income families [Issue Brief]. Washington, DC: NGA Center for Best Practices.

Saunders, J., Davis, L., Williams, T., & Miller-Cribbs, J. (2002). Gender differences in self-perceptions and academic outcomes: A study of African American high school students (CSD Working Paper No. 02-10). St. Louis, MO: Washington University, Center for Social Development.

State of Delaware. (2002). State of Delaware: Governor’s task force for financial independence: Final Report. Dover, DE: Author.

Draut, T., Callahan, D., & Hawkes, C. (2002). Crossing divides: New common ground on poverty and economic security. New York: Demos. 

Clancy, M., Schreiner, M., & Sherraden, M. (2002). The United Way of greater St. Louis Individual Development Account pilot program (CSD Report No. 02-18). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M. (2002). What do individual development accounts cost? The first three years at CAPTC (CSD Report No. 02-17). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2002). Individual Development Accounts: Summary of research (CSD Report No. 02-16). St. Louis, MO: Washington University, Center for Social Development.

Schreiner, M., Clancy, M., & Sherraden, M. (2002). Saving performance in the American Dream Demonstration: A national demonstration of Individual Development Accounts (CSD Report No. 02-15).  St. Louis, MO: Washington University, Center for Social Development.

Farber, N., & Miller-Cribbs, J. (2002). Violence in the lives of rural, southern & poor white women (CSD Working Paper No. 02-11). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2001, October). Assets and the poor: Implications for individual accounts and Social Security: Invited testimony to the President’s Commission on Social Security (CSD Perspective No. 01-17). St. Louis, MO: Washington University, Center for Social Development.

Berresford, S. (2001, February). Philanthropy in the 21st century (CSD Perspective No. 01-15). St. Louis, MO: Washington University, Center for Social Development.

Good Faith Fund. (2001). Rapid Assets Individual Development Accounts: Program highlights & statistics, October 1999–March 31, 2001 [Report]. Pine Bluff, AR: Author.

Ssewamala, F. M. (2001). Women and development in Sub-Saharan Africa: Problems and prospects for Heifer projects (CSD Working Paper No. 01-11). St. Louis, MO: Washington University, Center for Social Development.

De Groot, M., Auslander, W., Williams, J. H., Sherraden, M., & Haire-Joshu, D. (2001). Depression and poverty among African-American women at risk for Type 2 diabetes (CSD Working Paper No. 01-9).  St. Louis, MO: Washington University, Center for Social Development.

Edwards, K., & Rist, C. (2001). IDA state policy guide: Advancing public policies in support of Individual Development Accounts (CSD Report No. 01-26). Washington, DC: Corporation for Enterprise Development.

Ng, G. T. (2001). Costs of IDAs and other capital-development programs (CSD Working Paper No. 01-8). St. Louis, MO: Washington University, Center for Social Development.

Beverly, S. G., & Sherraden, M. (2001). Maximizing internal and external validity: Recommendations for a children and youth savings account policy demonstration (CSD Report No. CYSAPD 01-3).  St. Louis, MO: Washington University, Center for Social Development.

Williams, T. (2001).  Inequality and child well-being: Implications for research (CSD Report No. CYSAPD 01-2).  St. Louis, MO: Washington University, Center for Social Development.

Sanders, C. (2001). The impact of microenterprise assistance programs: A comparative study of program participants, non-participants and other low wage workers (CSD Working Paper No. 01-7). St. Louis, MO: Washington University, Center for Social Development.

Johnson, E., Hinterlong, J., Sherraden, M., & Moore, A. (2001). Advancing community development and public policy through an MIS-enhanced network (CSD Working Paper No. 01-4). St. Louis, MO: Washington University, Center for Social Development.

Vonderlack, R. M., & Schreiner, M. (2001). Women, microfinance, and savings: Lessons and proposals (CSD Working Paper No. 01-5). St. Louis, MO: Washington University, Center for Social Development.

Clancy, M., Johnson, L., & Schreiner, M. (2001). Savings deposits, incentive structure, and management information systems: Implications for research on a children and youth savings account policy demonstration (CSD Report No. CYASPD 01-01). St. Louis, MO: Washington University, Center for Social Development.

Cruce, A. (2001). A history of Progressive-Era school savings banking, 1870–1930 (CSD Working Paper No. 01-3). St. Louis, MO: Washington University, Center for Social Development.

This paper illustrates the potential for management information system (MIS) technology to integrate information collection, management and reporting within a single program or network of organizations. Properly devised and created, MIS applications improve administration, service delivery and practice evaluation. Three strategies are offered to guide the design and development of MIS software. This paper is […]

Schreiner, M., Sherraden, M., Clancy, M., Johnson, L., Curley, J., Grinstein-Weiss, M., … Beverly, S. G. (2001). Savings and asset accumulation in Individual Development Accounts (CSD Report No. 01-23). St. Louis, MO: Washington University, Center for Social Development.

Johnson, L., Seagle, P., Robery, J., Trares, R., Bryce-Laporte, R., Friedman, B., … Tescher, J. (2001). Management Information System for Individual Development Accounts: A feasibility study (CSD Report No. 01-21).  St. Louis, MO: Washington University, Center for Social Development.

Larance, L. Y., & Malik, R. (2001). Creating community in a United States city: Bangladeshi women share their immigrant experiences (CSD Policy Report No. 01-25). St. Louis, MO: Washington University, Center for Social Development

Clancy, M., Grinstein-Weiss, M., & Schreiner, M. (2001). Financial education and savings outcomes in Individual Development Accounts (CSD Working Paper No. 01-2). St. Louis, MO: Washington University, Center for Social Development.

Sherraden, M. (2001, October). Saving in IDA programs: Supplemental testimony to the President’s Commission on Social Security (CSD Perspective No. 01-22). St. Louis, MO: Washington University, Center for Social Development.